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Opening an account with OceanBank
Each bank has different methods for account opening. Besides visiting the teller counter directly, some places also allow customers to register online through websites or via text messages. If you intend to open an account with OceanBank (Ocean Joint Stock Commercial Bank) but are unsure of the requirements or procedures, you can refer to the following instructions.
Opening a bank account with OceanBank
Documentation and procedures for opening a bank account with OceanBank
To meet the increasing demand of customers for transactions such as transfers, receiving money, topping up phone credit, OceanBank offers payment account opening services for individuals with many outstanding utilities. To open a bank account with OceanBank, customers need to prepare necessary documents such as: ID card/identity card/passport (original or certified copy). Additionally, when visiting the bank, you will be provided with a account opening request form according to the predefined template by the staff.
Procedure for opening a bank account with OceanBank
Procedure for opening a bank account with OceanBank at the counter
Once you have prepared all the necessary documents, you go directly to the counter. The bank staff will ask you to present your documents and then issue an account opening registration form. You just need to fill in personal information and tick the boxes for services you need such as opening a payment account, ATM card, and other services like Internet Banking, SMS Banking, Mobile Banking,... by ticking the registration boxes.
Form requesting the opening of a bank account with OceanBank.
In this request form, you need to pay attention to the signature you use to avoid complications when withdrawing money, transactions are delayed. The bank will cross-check and compare the information you provide before opening the account as requested. The account opening process is completed here, however, if you also apply for an ATM card, you will need to wait for the scheduled date to collect it, typically 1 - 2 weeks.
Recommended services to register when opening an Oceanbank account
In addition to opening an account, every bank offers accompanying personal services to provide the utmost convenience for customers, including Internet Banking, SMS Banking, Mobile Banking.
*) Easy SMS Banking:
- Notification of balance changes every month after transactions
- There are two ways to use SMS Banking: Send a message with the syntax OB SD and send it to 8149 (default account) and OB SD account number send to 8149 (optional account) to check the balance. Additionally, you can also inquire about account information with the latest 5 transactions with a different syntax code table. Moreover, customers can download and install the application on their phones for easy use. Maintenance fee: 8,000 VND/month.
) Easy OceanBank Mobile:
Install the application on your phone, tablet to perform transactions such as transfers, receiving money, paying bills, checking balances,... when connected to the internet. This service is registered when opening an account or online. When provided with a username and password by the bank, you just need to enter and change the password for security to use simple transactions. Maintenance fee: 8,000 VND/month.
) Easy Internet Banking:
Our banking services are designed to offer customers convenient transactions via computer or mobile, anytime with just an internet connection. What sets us apart from Mobile Banking is that Internet Banking is accessed through our bank's website: ib.oceanbank.vn. Customers can sign up for the service directly at the branch or online by texting: OB IB EmailAddress send to 8149. Please note that it's essential to change your password provided by the bank during the first login to ensure the security of your account. The password must consist of over 8 characters, including uppercase, lowercase, symbols, etc. The maintenance fee for Internet Banking is 8,000 dong/month. Check out how to register for OceanBank Internet Banking here.
OceanBank Fees for Account Opening, Withdrawal, and Transfers
*) Account Opening and Maintenance
- Account Opening: Free of charge
- Minimum balance requirement: 50,000 dong
- Account maintenance fee: If the account has no transactions for >= 1 year: 20,000 dong/month
*) Cash withdrawal at the counter:
- Cash withdrawal at the account-opening location: Free of charge
- Cash withdrawal at a different location from the account-opening one: Same province/city (free); different province/city (from 10,000 dong - 500,000 dong)
- Withdrawal from deposited cash into the account within 2 days: from 10,000 dong - 500,000 dong
*) Transfers:
Transfer fees applicable at OceanBank.
Discover how effortlessly you can open an OceanBank account with these valuable insights. OceanBank isn't your only option; explore the simple steps to open an Eximbank account. Prepare the necessary documents and visit any OceanBank, Eximbank, or Sacombank branch directly to secure your account hassle-free.
