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*What is an ANZ bank accountand what are its benefits?
An ANZ bank account is understood as an account designated for a specific individual or organization that conducts transactions through ANZ bank services. Through the account, users can deposit, withdraw money, borrow money, and pay for various services. Currently, ANZ offers various types of accounts suitable for different purposes and customer needs:
Similar to other banks, ANZ bank provides two types of accounts including personal and business, each type of account comes with its own separate service.
- Personal accounts include services such as everyday banking services (multi-currency accounts and smart accounts), debit cards, personal loans, credit cards, savings deposits, home loans and mortgages, financial management and investment.
- Business accounts include business deposit accounts, cash management accounts, fixed-term savings accounts, electronic banking, point-of-sale payment services, international investment and trade, and foreign exchange business.
Due to the complex nature and accompanying services of business accounts, this article will temporarily not mention business accounts. Instead, Mytour will introduce in detail personal accounts and commonly used services.
The benefits of opening an ANZ bank account:
As mentioned, personal accounts include two account options for users to choose from such as multi-currency accounts and smart accounts.
- Multi-currency Account: is a financial solution that allows convenient transactions while earning interest on the same account. This account is linked to the ANZ Visa Debit card and Online Banking service for free global payments. Enjoy year-round discount programs. The multi-currency account can generate effective profits through tiered interest rates on the account balance. The advantage of this account is unlimited withdrawals and transfers, can make quick and secure payments via Internet Banking and at branches.
To register for opening an ANZ bank account, multi-currency account type, you need to text VD send to 8069.
- Smart Account: is an account designed for users to perform various financial transactions such as receiving salaries, transferring money, and withdrawing cash. The smart account also connects to the ANZ Visa debit card for transactions and shopping discounts worldwide. Users can check balances, transfer funds, and pay bills.
To register for opening an ANZ bank account, smart account type, you need to text VD send to 8069.
*Requirements to open an ANZ Bank account
Applicable to individual customers:
- Vietnamese individuals and long-term foreign residents aged 18 and above in Vietnam with sufficient civil capacity and legal capacity.
- Personal account opening registration form as provided by AZN Bank signed by the account holder.
- Ensure your identification card or passport is still valid.
Every bank has specific working hours. Therefore, it's crucial to thoroughly understand ANZ Bank's operating hours to ensure a successful account opening.
*Fees and forms applicable when opening an ANZ bank account
According to current service fees of ANZ Bank, there are no charges for opening an ANZ bank account. However, upon opening, a minimum deposit of 200,000 VND or 10 USD is required to maintain the account balance.
Application form for opening an ANZ bank account.
Above is an overview of the issues related to the procedure of opening an ANZ bank account. Individuals or businesses intending to open an ANZ bank account should consider the advantages of each account before making a decision.
As an international bank, to optimize banking transactions both domestically and internationally, any customer should be interested in opening an account with DongA Bank, HDBank, Sacombank, or TPBank to ensure seamless transactions between multiple banks.
If you're curious about the operating hours of ANZ Bank, you can call the hotline 1900.1276 to have bank staff provide accurate ANZ operating hours, allowing you to proactively schedule your visit to the branch/transaction office.
Wishing you all success in opening an ANZ bank account!
