In addition to useful features like transferring money with Vietcombank on your phone, you can also easily open an online savings account with Vietcombank using this app. Follow the steps below to find out how.
Guide to opening an online savings account with Vietcombank
Follow these steps to open an online savings account with Vietcombank on your phone:
Step 1: Open the Vietcombank app on your Android or iPhone. In the app interface, select the Online Savings icon from the Financial section. Then, choose Open Savings Account.
Step 2: On your phone screen, you'll see a form asking for details to open an online savings account with Vietcombank. Firstly, select the Choose Deposit Term option and pick the duration you want to save with Vietcombank on your phone.
Note: Different savings durations offer different interest rates. In this example, Mytour.vn will choose a 1-month term when opening an online savings account with Vietcombank.
Step 3: Next, choose the Deposit Amount option and enter the amount you want to save online with Vietcombank on your Android or iPhone. Then, select the Choose Interest Payment Method option.
Step 4: When opening an online savings account with Vietcombank, you'll have 2 interest payment methods: Interest compounded and Interest paid into the deposit account. Select Continue to complete the process of opening an online savings account with Vietcombank.
Where:
- Principal interest: This is the method where interest payments go directly into the original savings account you opened online with the Vietcombank app.
- Interest paid into the deposit account upon maturity: This method involves paying interest into the Vietcombank bank account you used to open the online savings account with Vietcombank.
* Things to note when opening an online savings account with Vietcombank:
- Your Vietcombank account needs to be registered for Vietcombank Internet Banking to use the Vietcombank app on your phone.
- When opening an online savings account with Vietcombank, you need to deposit at least 3,000,000 VND.
- During the saving process, you can make additional deposits, withdrawals, etc. However, the system will recalculate the savings period from the beginning.
- Automatic savings mode allows you to automatically renew your savings account when it reaches maturity according to your pre-selected options.
So, we've just explored how to open an online savings account with Vietcombank directly from your Android or iPhone. Surely, opening this online savings account will save you a lot of time compared to going to bank branches for complicated account opening procedures and waiting for long queues.
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In addition, you can also check your savings account using the Vietcombank account balance check feature. This is a measure to help you easily manage your bank account as well as your savings account directly on your Android or iPhone, extremely convenient.
