Personal and Business Account Maintenance Fees at OceanBank

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Ngày cập nhật gần nhất: 15/5/2026

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OceanBank Account Maintenance Fee

For a long time, OceanBank has applied account maintenance fees to manage and maintain your information at the bank. Understanding OceanBank account maintenance fees will help you understand the types of fees being charged to your account and how to avoid/remove them.

Along with Internet Banking, SMS banking services, OceanBank (Ocean Commercial Joint Stock Bank) also provides professional account maintenance and management services, with special prices for customers on a modern technology platform.

Details of OceanBank account maintenance fees, Ocean Commercial Joint Stock Bank account maintenance fees

If you're still unclear about OceanBank's account maintenance fees and want to explore further, check out the details in our article below.

OceanBank Account Maintenance Fee

OceanBank's account maintenance fee is the charge the bank imposes monthly to maintain customer account information in the banking system.

However, if you maintain the minimum average balance as per OceanBank's regulations, you'll be charged 0VND for this fee by OceanBank.

Here are the details of OceanBank's account maintenance fees:

- For individual customers:

+ VND account type: OceanBank account maintenance fee is 0VND if transactions occur less than 12 months. If there are no transactions for over 1 year, OceanBank will charge 20,000 VND/month/account. For special payment account types, managed upon customer request (e.g., shared payment accounts and accounts with spending limits), OceanBank's account management fees are 20,000 VND/month/account and 50,000 VND/month/account, respectively.

+ For foreign currency accounts: If OceanBank foreign currency accounts have no transactions for over 1 year, you will be charged 2 USD/month/account. In the case of using an account to settle inheritance cases, the OceanBank account management fee you need to pay monthly is 5 USD/account.

- Organizational and business accounts:

According to Mytour's research, OceanBank's account management fee for VND accounts is 22,000 VND/month if the average balance is not maintained above 1,000,000 VND/month. For foreign currency accounts, OceanBank does not charge maintenance fees on customer accounts.

OceanBank's account maintenance fees for VND accounts, USD/EUR accounts

* Tips to quickly and easily eliminate OceanBank account management fees.

With the regulations on OceanBank account management fees above, to eliminate this fee, you need to:
+ For individual accounts: Maintain activity on the account (receive/send money, pay bills, etc.) for a period of 1 - 12 months.
+ For business accounts: Maintain an average account balance of > 1,000,000 VND/account/month.

Note:

- OceanBank's account maintenance fees may change according to the bank's business strategy, changing OceanBank's fee schedule in each phase. If you want to update OceanBank's account management fees at the time of inquiry, you can contact the nearest OceanBank branch/transaction office or call OceanBank hotline (1800.58.88.15) for assistance and clarification.

OceanBank's account maintenance fees are relatively low and competitive compared to other commercial banks in the same banking group in Vietnam. Therefore, open an account at OceanBank now to enjoy the superior benefits that this bank brings.

Next, for more convenience in checking transaction information for deposits/withdrawals, transfers, OceanBank accounts, you need to know your OceanBank account number. If you forget, can't remember, and want to check your OceanBank account information again, you can refer to our article How many digits does an Oceanbank account have.

Frequently Asked Questions

What are the main types of account maintenance fees at OceanBank?

OceanBank applies different maintenance fees based on account types. Individual customers are charged 20,000 VND per month after a year of inactivity, while VND accounts incur 22,000 VND for businesses not maintaining an average balance above 1,000,000 VND. Foreign currency accounts may also incur charges if inactive for over a year.

How can I avoid OceanBank account maintenance fees?

To avoid maintenance fees at OceanBank, ensure your account remains active by conducting transactions within a 12-month period. For business accounts, maintain an average monthly balance exceeding 1,000,000 VND. This will help you avoid any fees associated with account inactivity.

Are OceanBank's account maintenance fees competitive compared to other banks?

Yes, OceanBank's account maintenance fees are relatively low and competitive within the Vietnamese banking sector. This makes it an attractive option for customers looking to minimize banking costs while enjoying various banking services.

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