Essential steps for opening ACB ATM and Visa cards that readers should know. Ensure you are well-prepared with the necessary procedures before obtaining your ATM and Visa cards.
ACB Visa and ATM Opening Procedures
1. Opening an ACB ATM Card
In today's world, ATM cards, especially ACB ATM cards, have become widely used for quick and convenient transactions such as cash withdrawals and transfers, eliminating the need to visit the bank in person.
To open an ACB ATM card, ensure the following procedures:
- Be a citizen above 18 years old.
- Have a valid ID card/citizen identification card.
- Have an account with ACB Bank. If you don't have one, you can open it simultaneously with the ATM card application.
In addition, for a swift and time-saving process of card application and account opening at ACB Bank, you should prepare the following documents:
- Copy of ID card/citizen identification card.
- 50,000 VND card opening fee for ACB ATM card.
- Passport-sized 3x4 portrait photo.
2. ACB Visa Application Procedure
ACB Visa cards come in three types: credit cards, Visa Debit Cards, and Visa Prepaid Cards. Each type of ACB Visa card requires different procedures as specified by the ACB Bank.
* Procedure for Opening Visa Prepaid Card and Visa Debit Card
- Simply provide a photocopy of your ID card/citizen identification card and take the original for the bank's verification.
* Procedure for Opening Credit Card
+ Conditions for opening a personal credit card with secured assets:
- For individuals aged 18 to 65 residing in Vietnam, ACB Bank approves those with secured assets such as real estate, deposit balances, savings books, or accounts from other credit institutions.
+ Conditions for opening unsecured personal credit cards:
- Vietnamese citizens above 18 years old residing in Vietnam.
- Individuals with a monthly income.
- Employment in a recognized organization.
- Work experience of at least 6 months for existing ACB personal loan customers, or monthly income of at least 10 million VND for those receiving salaries through ACB accounts.
- Possession of a permanent residence book or temporary residence registration/KT3 in the area of ACB Bank branch or transaction office where you work.
- Residents in HCMC, Hanoi with a monthly income of at least 7 million VND, while other provinces should have a monthly income of at least 5 million VND.
+ Visa Card Application Procedure:
- Original and photocopy of ID card/citizen identification card.
- Household registration book/temporary residence registration photo.
- Savings book photo from other banks when applying.
- Employment contract of at least 1 year photo.
- Bank statements for the last 6 months, salary confirmation.
- Documents certifying land, housing usage rights, etc.
Presently, ACB Bank's branches, transaction offices, and ATMs are widespread across major cities and the entire country, making it easy for you to open a bank account and conduct transactions at ACB Bank. Additionally, for ACB ATM and Visa applications, visit ACB branches or transaction offices. Contact the ACB hotline at 1900.54.54.86 for information on ACB branches, transaction offices, and hotline number.
With the information shared here about opening ACB ATM and Visa cards, we hope you find the most useful insights to understand the necessary procedures when obtaining these cards at ACB Bank.
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