Buzz
Money Cat (also written as MoneyCat) is an application that supports quick, simple, and easy online cash loans, which is being chosen by many due to its fast loan procedures. You only need to provide your ID card, borrow right on your phone/computer connected to the internet, especially with disbursement within a short period of 15 minutes. If you intend to borrow money online at Money Cat, you can refer to the quick cash loan guide at Money Cat below.
The fastest online cash loan application
1. What is Money Cat Loan?
Money Cat is a financial consulting company, mainly operating online, owned by LENDTOP LLC - a multinational company using online lending technology to support customers in need of quick loans with simple procedures, providing customers with many conveniences. Money Cat was established with the goal of simplifying the lending market, ensuring transparency, and bringing many benefits to customers.
2. Requirements for Borrowing Money at Money Cat
Online borrowing conditions at Money Cat
If you meet the following conditions, you will be eligible to use the loan support service at Money Cat:
- Being a Vietnamese citizen aged 22 - 60 years old
- Having a stable income
- Residing in Vietnam
3. Loan Limits, Interest Rates at MoneyCat
For first-time borrowers, the interest rate is 0%
According to MoneyCat regulations, customers can borrow money with flexible limits ranging from 500,000 VND to 10 million VND with a maximum repayment period of 3 months. However, for new customers borrowing quick money at MoneyCat for the first time, you can only borrow up to 3 million VND, but you will enjoy a preferential interest rate of 0% for 7 days without any fees.
Starting from the second loan at Money Cat, depending on the loan amount and duration, you will incur a maximum interest rate of 24% per year. After completing the loan support registration on Money Cat, you will know the interest rate of your loan. Additionally, when signing the contract, you will be provided with the amount of interest to be paid, the principal amount, and clear interest rate information.
4. Highlights of Online Loans at Money Cat
Money Cat is one of the preferred online quick loan applications by many due to its advantages:
- Simple procedures, instead of collateral, you only need to present your ID card
- Quick reception and processing of documents
- Borrowing limit up to 10 million with a repayment period of up to 90 days
- Fast disbursement, you will receive the money in just 15 minutes
- Special offers for first-time app users with a 0% interest rate for 2 weeks.
- Money Cat integrates an interest calculation tool to quickly determine the exact and fast payment amount you need.
- You can pay Money Cat at Viettel Post stores, bank transfers, or online networks.
5. How to Apply for a Loan at Money Cat
With Money Cat, you can register directly on the website or download the Money Cat loan app. Registration on the website and app is similar:
Step 1: Access the Money Cat app HERE or on the app on your phone that you have downloaded.
Step 2: If you're a first-time borrower, select a loan amount from 500,000 VND to 3 million VND.
Note: First-time borrowers will enjoy a special interest rate of 0%, so the amount you repay to the company will be the amount you borrowed. After selecting the loan, repayment period, and amount, the payment details will be clearly displayed and transparent.
Step 3: After filling in your full name and phone number, click on Register Now to fill in your personal information.
Step 4: After completing the loan registration, you need to fill in all the required information fields:
- Date of birth
- Email
- ID card/ID number
- Date of issue of ID card/ID number
- Gender
- Marital status
- Brand of the phone you are using
Then click Continue to proceed to the next step
Step 5: Next, fill in your current address information with complete details. If you are using the app to register and are at home, you can choose Only location to allow the app to update your location accurately.
Then click Continue to proceed to the next step
Step 6: Fill in your work information and bank account details in the information fields as shown in the image below.
Click on Continue
Note:
- MoneyCat loan app only accepts loan applications when you have a stable income and employment.
- It's very difficult for you to receive money if you work freelance such as being a homemaker, student, farmer, etc.
Step 7: Upload photos of both sides of your ID card. Then select Continue to proceed to the final step.
Step 8: Receive the loan amount into your account. You need to fill in the information of a relative and then enter the code sent to your registered phone, then click on Complete Registration to complete the loan application.
If you need urgent money, Money Cat is a solution for you. You just need to follow the quick loan instructions at Money Cat here to quickly receive the money you want to borrow. Additionally, you can also borrow money at Easy Loan, Tamo, etc. These quick loan apps all help you solve financial difficulties, borrow money on the spot, without collateral.
ATM Online is also attracting a lot of attention due to its low interest rate of only 12% for 1 year. You can learn more about what ATM Online is, whether it's a scam or not, to ensure the safest borrowing process and avoid any unnecessary risks.
- Read more: What is ATM online
