Buzz
With the advancement of the internet and digital technology, many financial organizations and companies offer services for 'quick loans,' 'online loans.' Each organization, company will have its own criteria, procedures for approving loan applications (approval based on personal income level, occupation, value of collateral, etc.). Among them, unsecured loans, without collateral, are often applied to small value loans and short-term loan periods.
When it comes to personal loans, besides a few renowned names like Cashwagon and Oncredit, many also mention Robocash. It's a brand known for its swift and accurate online loan services, offering flexible borrowing periods that cater to users' needs.
To provide readers with more insights into the concept, features, and procedures of borrowing money at Robocash, Mytour has curated a detailed guide article on 'loan procedures at Robocash'. By applying the information in this article, readers will grasp the steps, procedures, Robocash loan documents, and necessary paperwork for swift and easy loan applications at Robocash.
Robocash Loan Procedures
1. What is Robocash? Is Robocash a scam?
Robocash is an online loan application, providing quick loan solutions with simple borrowing procedures in the Vietnamese market. Users of the online loan system at Robocash can borrow from 1,000,000 to 10,000,000 VND within 30 days without collateral or security assets.
In reality, borrowing money quickly and easily online at Robocash will expose you to more risks than traditional borrowing methods: high interest rates, numerous incurred fees, safety risks if debts are not repaid on time,...
Many cases involve borrowers failing to repay their loans on time at Robocash or not carefully reading the loan contracts, leading to situations of late repayments, accumulating interest, and loss of repayment ability.
Therefore, before borrowing money at Robocash, Mytour advises you to calculate your personal financial situation to consider choosing the appropriate loan package, borrowing period, and interest rate.
2. Eligibility for Borrowing at Robocash
To minimize the time for loan registration, approval, and disbursement at Robocash, you need to know if you meet the eligibility criteria for borrowing capital at Robocash or not?
- Being a Vietnamese citizen, living and working in Vietnam territory
- Age ranges from 22 to 60 years old
- Having a stable job (Minimum work contract of 3 months)
3. Loan Documents at Robocash
- Personal phone number (viettel, mobiphone, vinaphone)
- ID card/passport number
- Personal information (full name, occupation, residential address,...)
Note: For first-time borrowers, with small loan amounts, you only need to provide Robocash with a copy of your personal identification document. If you want to borrow a larger amount, you need to prepare additional documents such as detailed salary statements, life insurance policies,...). All types of documents, profiles are sent to Robocash electronically (photo) and submitted online without the need to go directly to Robocash's office.
4. How to Apply for a Loan at Robocash
To register for a loan account at Robocash, please visit the website (Robocash.vn) or download the Robocash app to your phone, enter personal information as instructed on the screen.
Details on how to apply for a loan at Robocash on your computer
Note:
- You need to fill in your personal information accurately to expedite the loan application process at Robocash.
- Your occupation is a determining factor that directly impacts the chances of your loan application being approved at Robocash. Therefore, make sure to provide accurate and detailed occupation information.5. Approval process for loan applications at Robocash
After submitting your online loan application, the Robocash system will automatically review your online loan application. Immediately after the approval result is available, Robocash operators will contact you to verify information and advise you on suitable loan options with borrowing periods and interest rates.
With the information you provide, the Robocash system will continue to review your loan application and send you an online loan contract via email. Before pressing 'confirm' for the loan at Robocash, you need to pay attention to the loan amount, additional fees, repayment period, penalty fees, late interest rates, etc., to calculate potential risks and decide whether to agree to borrow from Robocash or not?
If you press 'confirm' for the loan at Robocash, your borrowed amount will be transferred to your account on the same day
6. Payment at Robocash
Currently, Robocash provides flexible loan repayment solutions, supporting customers to choose the most convenient way to repay the loan.
Moreover, Robocash also provides the service of early repayment of debts or extending the debt.
- If you wish to pay off the debt before maturity, you will incur a penalty fee for early repayment and the 'principal + interest' amount for your borrowed amount.
- If unable to pay the debt on time, you will have to settle the overdue interest and apply for a loan extension.
Details on how to repay the loan, repay the debt before maturity, or extend the loan are all updated in your personal account at Robocash. You just need to access the Robocash system using your phone number, personal password, and follow the detailed instructions in the management system.
Here is all the information related to the loan procedure at Robocash that Mytour has compiled. If you need more detailed information about the loan, procedures, loan documents corresponding to your specific occupation, you can contact the hotline via Robocash phone number for accurate assistance.
