Buzz
When it comes to accessing money at Sacombank, ATM machines or bank counters are useful solutions. This is particularly true when you have an account with Sacombank, a financial institution with over 570 transaction points (branches/offices) and more than 788 ATMs in Vietnam, Laos, and Cambodia.
Sacombank withdrawal fees, fees for using Sacombank's ATMs and counters.
While convenient for payments and expenses, the primary concern for most Sacombank ATM card users is the withdrawal fees. So, what are the withdrawal fees for Sacombank ATMs and counters? Let's find out in Mytour's article below.
Withdrawal fees for Sacombank ATMs and counters
1. Withdrawal fees at Sacombank counters
According to Mytour's investigation, withdrawal fees at Sacombank counters are determined based on the type of account you own. Specifically:
- Enjoy 100% fee-free cash withdrawal at branch counters for customers using Sacombank domestic debit cards or international debit cards when withdrawing within the same province/city. For withdrawals outside the province/city, a fee of 0.03%, minimum 15,000 VND, and maximum 900,000 VND applies.
- Cash withdrawals on the same day, sourced from other banks, incur a fee of 0.03%, minimum 15,000 VND, and maximum 2,000,000 VND.
- Foreign currency withdrawal fees from both within and outside the Sacombank system are 0.36% (minimum 2 USD) for USD and 0.55%, minimum 3 USD, or equivalent for other currencies.
Sacombank cash withdrawal fees at branch counters
Note: For large cash withdrawals from Sacombank accounts, using branch counters is a swift and secure solution. However, like other joint-stock banks, Sacombank has specific regulations regarding branch/transaction office working hours. Therefore, before deciding to withdraw cash, you need to be aware of Sacombank's working hours to plan your time and tasks accordingly.
2. Withdrawal fees at Sacombank ATMs
Currently, Sacombank issues three main types of cards: domestic debit cards, international debit cards, and credit cards. Corresponding to the nature of each card, Saigon Thuong Tin Commercial Joint Stock Bank has its own regulations regarding Sacombank's cash withdrawal fees. Specifically:
2.1. Sacombank cash withdrawal fees for debit cards
According to Mytour's findings, for domestic debit cards from Sacombank (Plus/4 Student), Sacombank charges 1,000 VND/withdrawal at ATMs within the system and 3,300 VND/withdrawal at ATMs outside of Sacombank.
For international debit cards Sacombank Classic/Gold, the cash withdrawal fee at ATMs within the system is 1,000 VND/withdrawal and 6,000 VND/withdrawal at ATMs outside the system. For owners of Sacombank Platinum/Platinum VIP/Signature cards, each cash withdrawal transaction at ATMs within the Sacombank system is 100% fee-free, and a fee of 6,000 VND/withdrawal applies for Classic/Gold cards; 10,000 VND/withdrawal for other cards when withdrawing at ATMs outside of Sacombank.
Details of Sacombank withdrawal fees for domestic debit cards, international debit cards
2.2. Cash withdrawal fees at Sacombank for credit cards
Similar to most banks in the Vietnamese banking system, the purpose of issuing credit cards from Sacombank is to stimulate shopping through non-cash payment channels. Therefore, if you use Sacombank credit cards to withdraw cash, you will incur a relatively high fee per withdrawal and be subject to credit card interest for the withdrawn amount.
Specifically, for withdrawals within the system, the interbank ATM cash withdrawal fee for Sacombank credit cards is:
- Enjoy a 100% fee waiver for cash withdrawals using Sacombank credit cards and incur a 1% fee on the withdrawn amount when using ATMs outside the Sacombank network (minimum fee of 1,000 VND per transaction).
- For Sacombank international credit cards, conducting cash withdrawal transactions at banks within the system incurs a fee of 4% of the withdrawn amount, with a minimum of 60,000 VND per withdrawal, when compared to banks outside the Sacombank network.
Withdrawal fees at Sacombank, interbank cash withdrawal fees for credit cards
2.3. Sacombank fees for prepaid cards
For domestic prepaid cards, international prepaid cards, Sacombank also applies different cash withdrawal fees for each type of card. Specifically:
- Enjoy free ATM withdrawals within the Sacombank network, and a withdrawal fee of 3,300 VND per transaction when using Sacombank domestic prepaid cards at non-Sacombank ATMs.
- An international Sacombank prepaid cardholder incurs a 1,000 VND fee per transaction for ATM withdrawals within the Sacombank network, along with a 3-transaction fee (minimum 50,000 VND per transaction) for withdrawals from non-Sacombank ATMs in Vietnam. Additionally, there is a 4% fee (minimum 60,000 VND per withdrawal) for overseas ATM withdrawals.
Withdrawal fees at Sacombank ATMs for prepaid cards
Here, Mytour provides you with a detailed breakdown of withdrawal fees within the Sacombank network and at non-Sacombank ATMs for Sacombank payment cards, credit cards, and prepaid cards. We hope this information is helpful to you, guiding you to smartly and cost-effectively withdraw money from your Sacombank card. See you in our upcoming articles.
After exploring withdrawal fees at Sacombank counters and non-Sacombank ATMs, to easily manage your account and track balance changes, readers can refer to the previously shared article on How to Register for Sacombank SMS Banking by Mytour.
