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Interest rates at Sacombank, borrowing and deposit rates at Saigon Thuong Tin Commercial Joint Stock Bank
1. Savings interest rates at Samcombank:
* Applicable to individual customers
Details:
- Savings with no fixed term (iMax current account package, current account savings, no-term savings, school account package, home savings).
- Applicable for in-person account opening:
Note: For the 13-month term, it applies to new deposits with a minimum deposit amount of 500 billion VND. For savings in foreign currencies: AUD, CAD, JPY, a 0% interest rate will be applied for all terms.
- Savings with fixed terms include: Daily deposit accumulation; wealth accumulation savings, prosperity savings, future deposits, profitable medium-term savings, day-fixed savings, midlife prosperity savings, versatile deposits, traditional fixed-term savings.
For different deposit methods, please refer to the detailed interest rate table at Sacombank Here.
- Applicable for online account opening:
* Applicable for business customers
Including: VND current account and regular term deposits, versatile deposits.
2. Loan interest rates at Samcombank:
* Applicable to individual customers
Including: Business loans, unsecured loans, consumer loans, and special-purpose loans.
- Business loans include: agricultural loans, production and business loans, working capital loans.
Among them, agricultural loans have unlimited borrowing amounts, flexible loan terms, and collateral such as deposit certificates, real estate, or transportation vehicles.
Production and business loans have unlimited borrowing amounts, with loan terms based on business cycles, cash flow projections, and suitable lending methods tailored to the cash flow and debt repayment capacity of the enterprise. Collateral ranges from real estate to machinery and finished products.
- Consumer loans include: household economic development loans, deposit overdrafts, study abroad loans, home purchases, conservation loans, vehicle purchases, collateralized valuable document loans, financial capability verification loans.
- Unsecured loans include: employee consumer loans, trust-based consumer loans.
- Special-purpose loans include: loans for timely capital infusion, expanding collateral ratios, loans for market stallholders.
Each type of loan will have various applicable interest rate forms, therefore, you can contact the address below to inquire about the desired interest rate:
Email: [email protected].
Tel: 1900 5555 88
* Applicable for business customers
Includes: Short-term, medium-term, and long-term loans applied to various loan forms mainly to serve the business activities of enterprises. Since each account package applied to business customers will have different interest rates and are not publicly disclosed by the bank, if you are a business customer group and want to borrow capital from Sacombank, please contact us for detailed information on the most accurate interest rates applied for each period.
For more details about the packages
Email: [email protected].
Tel: 1900 5555 88
Thus, Mytour has provided quite comprehensive interest rates for deposits and loans for customers participating in transactions with Sacombank. Regardless of transactions with any bank, once you have a clear understanding of interest rates, Vietcombank, VPBank, Samcombank, Techcombank, VIB, users will have the opportunity to be ahead in every business decision or personal savings, so customers should carefully study the interest rate tables of banks before deciding to deposit savings at any bank. Vietcombank is also one of the largest banks in Vietnam today, see more New Vietcombank Interest Rates.
Especially when interest rates at Sacombank and many other banks are constantly changing to meet and attract customers. And before going to any branch/transaction office of Sacombank, Mytour advises you to check the working hours of Sacombank in advance, when you know the working hours of Sacombank, you can be more proactive in many financial transactions such as deposits or withdrawals of large amounts.
