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Opening and using an account with Sacombank (officially known as Saigon Thuong Tin Commercial Joint Stock Bank) has brought numerous benefits for customers in terms of payment, account information management, and more. However, due to concerns about account management fees, many individuals and organizations hesitate to open a Sacombank account, unsure of which type to choose and the associated maintenance fees.
Latest updates on Sacombank's account management fees
If you're grappling with these questions, Mytour's latest article on Sacombank's account maintenance fees and management fees will provide valuable assistance.
1. What is Sacombank account maintenance fee?
The Sacombank account maintenance fee (or Sacombank account management fee) is the fee charged by Saigon Thuong Tin Commercial Joint Stock Bank to sustain the operation of your account with the bank.
Sacombank's account maintenance fee is calculated monthly with varying fee levels depending on the type of account you have with the bank.
Note: Many people often confuse Sacombank account management fee with Sacombank annual fee, and vice versa. However, these are two completely different fees. For those unfamiliar, Sacombank annual fee is a yearly fee applicable to the bank's card products, while account management fee is a monthly fee applied to various account types at Sacombank.
2. Latest Sacombank account maintenance fees
Currently, account maintenance fees apply to two main customer types: individual customers and business customers. Specifically as follows:
* Sacombank account management fee for individual customers.
According to Mytour's research, individual customers using regular accounts at Sacombank will incur a fee of 5,500 VND per month per VND account and 1 USD per month per foreign currency account.
For customers with VND accounts linked to debit cards, ensuring transparent transactions with deposit cards, the monthly Sacombank account management fees are 2,750 VND and 50,000 VND, respectively.
Sacombank account management fees for individual customers
* Sacombank account maintenance fee for business customers
Currently, Sacombank account maintenance fees for business customers (including regular payment accounts, debit accounts, and central accounts) are applied as follows:
- Account management fee (including automatic transaction fees) is 150,000 VND per quarter per VND account and 9 USD per quarter per foreign currency account.
- For Master Account types (with 2 quick accounts, ranging from 3 to 5 branch accounts, etc.), Sacombank account maintenance fees range from 150,000 VND per month to 1,600,000 VND per month.
- If using a business account with debit functionality, Sacombank account management fees are calculated based on the debit limit on the account, ranging from 400,000 VND per quarter to 5,000,000 VND per quarter.
Sacombank Business Customer Account Management Fee
Note: AC (account)
Attention: Sacombank account management fees may vary depending on the business strategy of Saigon Thuong Tin Commercial Joint Stock Bank at different times. For any clarification, you can contact the nearest Sacombank branch/transaction office or call Sacombank hotline (...) for assistance.
Above, Mytour has compiled the latest Sacombank account maintenance fees for you. We hope the information in this article is helpful, assisting you in finding the most useful way to use your Sacombank account.
If you're looking to explore the world of Sacombank Internet banking but unsure about the process, check out our guide on how to register for Sacombank Internet banking.
