Buzz
Many customers nowadays trust the savings deposit services of PVcombank because not only do they offer high-interest rates, but they also ensure credibility and various attractive preferential policies. With nearly 6 years of operation, PVcombank (Vietnam Public Joint Stock Commercial Bank) has built trust among customers through reliable services in lending and savings. So, what benefits do you get from saving at PVcombank? What is the savings interest rate at PVcombank like?
In response to customer needs, PVcombank introduces a diverse savings service with preferential interest rates. The savings product packages include Accumulative Savings, Public Deposits, Payment Deposits, Regular Savings with Interest Paid in Advance, Tiered Savings, Prepaid Interest Savings, Regular Savings with Interest Paid in Advance for 13 months, Regular Savings with Interest Paid in Advance for 24 months.
To meet customer demands, PVcombank offers a diverse savings service with attractive interest rates. The savings product packages include:
+) Accumulative Savings
+) Public Deposits
+) Payment Deposits
+) Regular Savings with Interest Paid in Advance
+) Tiered Savings
+) Prepaid Interest Savings
+) Regular Savings with Interest Paid in Advance for 13 months
+) Regular Savings with Interest Paid in Advance for 24 months
Reasons to Save at PVcombank
- Attractive savings interest rates: The high interest rates at PVcombank are one of the reasons why many customers prefer the savings services at this bank.
- Diverse savings packages: As mentioned earlier, the bank offers 8 savings product packages for customers to easily choose based on their financial capabilities.
- Simple and quick savings procedures: Customers wishing to save at PVcombank can easily complete procedures at the transaction counter or online savings. Transaction information is securely protected, and account balances can be conveniently checked through internet banking.
- Flexible and varied savings terms.
Interest Rates for Savings at PVcombank
According to the PVcombank savings interest rate chart, the specific interest rates for each package are as follows:
Accumulative Savings Interest Rates
The interest rates at PVcombank for accumulative savings interest rates with terms ranging from 3 months to 60 months vary between 5.3% and 7.8% per annum. Specifically:
+) 3-month term interest rate is 5.3%
+) 6-month term interest rate is 7%
+) 9-month term interest rate is 7.2%
+) 12, 13-month term interest rate is 7.7%
+) 18 to 60-month term interest rate is 7.8%
Public Deposits Interest Rates
The end-term interest rates for public deposits with terms ranging from 1 week to 36 months range from 1% to 8.5% per annum.
+) 1 - 3 weeks term interest rate: 1%
+) 1 - 5 months term interest rate: 5.5%
+) 6 - 8 months term interest rate: 7.3%
+) 9 - 11 months term interest rate: 7.5%
+) 12-month term interest rate: 8% for transactions at the counter with deposit balances over 500 billion VND, and 7.7% for balances below 500 billion VND.
+) 13-month term interest rate: 8.5% for transactions at the counter with deposit balances over 500 billion VND.
+) 15, 18, 24, and 36 months term interest rate: 7.8%
Payment Deposits Interest Rates
The interest rate for non-term payment deposits is 0.8% per annum for VND and 0.0% for USD and EUR.
Fixed-Term Upfront Interest Payment Savings
+) For savings amounts from 5 million to 100 million VND, the interest rate is 6.60%, which is the lowest rate.
+) For savings amounts from 100 million to less than 500 million VND, the interest rate is 6.65%.
+) For savings amounts from 500 million to less than 1 billion VND, the interest rate is 6.70%.
+) For savings amounts from 1 billion to less than 2 billion VND, the interest rate is 6.75%.
+) For savings amounts over 2 billion VND, the interest rate is 6.8%. This is the highest interest rate applied to regular savings with interest paid in advance.
Tiered Savings Interest Rates
Tiered savings interest rates apply to terms from 1 month to 36 months for VND and USD.
- Tiered savings interest rates - VND:
+) For deposits from 100 million to less than 500 million VND, the interest rate ranges from 5.3% to 7.8%.
+) For deposits from 500 million to less than 1 billion VND, the highest interest rate is 7.85% for a 36-month term and the lowest is 5.35% for a 1-month term.
+) For deposits from 1 billion to less than 3 billion VND, the interest rate ranges from 5.4% to 7.9%.
+) For savings amounts from 3 billion to less than 5 billion VND, the interest rate ranges from 5.45% to 7.95%.
+) For savings amounts of 5 billion VND and above, the interest rate ranges from 5.5% to 8.0%.
- Tiered savings interest rates - USD:
Tiered savings interest rates for terms from 1 month to 36 months are calculated with an interest rate of 0.00% for all deposit amounts, including:
+) Deposit amounts from 5,000 USD - less than 25,000 USD
+) Deposit amounts from 25,000 USD - less than 50,000 USD
+) Deposit amounts from 50,000 USD - less than 150,000 USD
+) Deposit amounts from 150,000 USD - less than 250,000 USD
+) Deposit amounts of 250,000 USD and above
Upfront interest payment savings is a widely used method by individuals and businesses. Customers can earn interest upfront before the maturity date, right from the moment they deposit their money.
Upfront interest payment savings rates apply for terms ranging from 1 to 36 months, with the highest interest rate being 7.14%, corresponding to a 12-month term, and 5.37% for a 5-month term.
Fixed-Term Upfront Interest Payment Savings 13 Months
+) For deposits from 5 - 500 million VND, the interest rate is 7.50%
+) For deposits from 500 million to less than 1 billion VND, the interest rate is 7.55%
+) For deposits from 1 billion - less than 3 billion VND, the interest rate is 7.60%
+) For deposits from 3 billion - less than 5 billion VND, the interest rate is 7.65%
+) For deposits of 5 billion VND and above, the corresponding interest rate is 7.70%
Fixed-Term Upfront Interest Payment Savings 24 Months
+) For savings deposits from 50 - 500 million VND, the interest rate is 7.70%
+) For savings deposits from 500 million - less than 1 billion VND, the interest rate is 7.75%
+) For savings deposits from 1 billion - less than 3 billion VND, the interest rate is 7.80%
+) For savings deposits from 3 billion - less than 5 billion VND, the interest rate is 7.85%
+) For savings deposits of 5 billion VND and above, the interest rate is 7.90%
