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Apart from savings interest rates at OceanBank, Agribank, BIDV, Techcombank, Vietcombank... the latest 2019 savings interest rates at SeaBank (SeaBank is the abbreviation for Southeast Asia Commercial Joint Stock Bank) are also of interest to many. Understanding this, Mytour will update the latest SeaBank interest rates for your reference.
The latest SeaBank interest rates range from 0.3% to 7.43%
I. Latest SeaBank Savings Interest Rates
SeaBank's interest rates for individual and business customers differ, as follows:
1. SeaBank Savings Interest Rates for Individual Customers
For individual customers, SeaBank offers various savings packages, each with different benefits and interest rates. The interest rates are calculated on an annual percentage basis.
* End-of-Term Interest Accumulation Savings
The indefinite-term savings interest rates at SeaBank for VND denominations are 0.3% per year, while for EUR denominations, it's 0.1% per year. Generally, the interest rates for USD are 0% both monthly and annually.
- For a 3-month term, the savings interest rate in VND is 5.25% per year, and for EUR, it's 0.7% per year.
- With a 6-month term, the VND interest rate is 5.8% per year, and for EUR, it's 0.76% per year.
- For a 9-month term, the interest rate for VND is 6.2% per year, and for EUR, it's 0.82% per year.
- For a 12-month term, the interest rate for VND is 6.8% per year, and for EUR, it's 0.88% per year.
- For a 24-month term, the interest rate for VND is 6.9% per year, and for EUR, it's 0.96% per year.
* Monthly Interest Payment Savings
* Graduated Interest Savings
* Installment Savings
* Smart Savings
2. SeaBank Savings Interest Rates for Businesses
For businesses, SeaBank offers only the end-of-term interest accumulation savings package with the following interest rates:
According to the table, except for the 13-month term with an 8.0% interest rate for VND deposits, all other interest rates are 0%.
II. How SeaBank Calculates Interest Rates
The principles and formulas for calculating SeaBank savings interest rates for customers are adjusted. The interest calculation will depend on the actual balance, interest rate, the number of days in the interest period..., and the specific formula for calculating interest is as follows:
Daily Interest Amount = (Actual Balance x Interest Rate)/365
Where the actual balance is the end-of-day balance used for interest calculation.
For any inquiries regarding SeaBank's savings interest rates, you can contact SeaBank through the following channels:
- Hotline: 1900.555.587
- Email: [email protected]
- Website: http://seabank.com.vn
- At SeaBank branch/transaction office
Competition in bank interest rates is always fierce, with each bank offering different rates. Stay updated on SeaBank, Agribank, BIDV, Vietcombank, VietinBank savings interest rates to compare and choose the bank that brings the highest value and ensures the safety of your deposits.
