Buzz
VPBank is known as a reputable and renowned bank, trusted by a large customer base for its services, including savings products. So, is depositing savings with VPBank a good idea?
Is it safe to deposit savings with VPBank? VPBank's bank savings interest rates chart
1. Information about saving at VPBank.
2. Should you save with VPBank?
3. Guide to saving with VPBank.
1. Information about saving at VPBank
- Vietnam Prosperity Joint Stock Commercial Bank (VPBank) currently offers a variety of deposit products for customers to choose from. In essence, there are two types: Non-term deposits and Term deposits.
- For individual customers, VPBank currently provides the following savings packages:
+ Regular Savings;
+ Prosperous Fortune Savings;
+ Secure Prosperity Savings;
+ Pre-interest Savings;
+ Periodic Interest Savings;
+ Easy Savings@Kids Accumulative Savings;
+ Easy Accumulative Savings;
+ Prosperous Safety Savings;
+ Prosperous Safety Savings.
Recognizing the diverse range of savings packages catering to various customer needs. For each savings package, VPBank provides different policies and terms for customers to consider and choose.
- Latest VPBank Savings Interest Rates
Many wonder about the interest rates on VPBank savings - how much are they?
According to the bank interest rates in February 2023, VPBank offers relatively high interest rates, ranging from 6.00 - 9.20 for in-person deposits with various terms, and from 6.00 - 8.70 for online deposits.
- Safety and reputation: Considering this factor, many customers have placed their trust in VPBank. It can be affirmed that this is a reputable bank with excellent service quality.
2. Should you save with VPBank?
Considering various factors such as interest rates, credibility, service attitude, customer care, and promotional programs, you can choose VPBank for savings because:
- Diverse savings packages with high profit potential;
- High interest rates, flexible terms;
- Quick and simple withdrawals and deposits: can be done through the app or directly at branches nationwide;
- Numerous programs and preferential policies;
- Up-to-date savings information, check VPBank savings passbook quickly and easily;
- Can be used as collateral or pledged for loans;
- Excellent service attitude and customer care.
Based on the benefits of VPBank savings packages, compared with other banks, each person will make their own decision on whether to save with VPBank.
Advantages of saving with Vietnam Prosperity Joint Stock Commercial Bank (VPBank)
3. Guide to saving with VPBank
VPBank supports savings both at the counter and online. Customers compare online and counter savings to choose the method that suits their financial capabilities and needs.
* Counter Savings:
- Visit VPBank branches to conduct transactions directly.
- Here, staff will advise and assist you in selecting a suitable savings package.
- Choose an appropriate savings package and proceed with the transaction.
The process is straightforward; you just need to choose a suitable savings package with many benefits.
* Online Savings
This method is carried out through the VPBank Online app. Simply log in, choose savings, and select the appropriate method. Currently, online savings are a popular choice because:
- Saves time, transactions can be done anytime without going to a branch;
- Easy to manage and use: linked to payment accounts for user convenience in tracking and conducting transactions.
- Safe and secure: Customers don't worry about losing a passbook; online savings have multiple layers of security, and all transactions provide valid electronic statements similar to in-person transactions at the branch.
- Online savings interest rates at VPBank are usually higher than in-person savings at the counter.
- Various terms to choose from, suitable for different customer requirements;
- Can be closed at any desired time.
The information we've compiled and provided above helps readers answer the question whether to save with VPBank. Choosing the right bank and savings method is a smart and secure investment that many people are leaning towards.
Aside from VPBank, individuals can explore packages and savings methods offered by various other banks such as Bac A Bank, MSB Bank, etc. For details, please refer to the article on whether to save with MSB Bank, or consider whether to save with DongA Bank, whether to save with PVcomBank,... for additional information.
