Buzz
1. What is Finhay?
Finhay is a financial investment application designed for individuals to invest and accumulate small to medium amounts to ensure assets for the future. Thus, using this Finhay app is seen as a way for individuals to acquire capital and generate passive income.
Established in 2017, with over 4 years of operation, Finhay has attracted numerous investors domestically and internationally, while also partnering with many domestic banks, including H2 Ventures fund, Thien Viet Securities Joint Stock Company, Insignia Ventures Partners venture capital fund, Techcombank, .... Therefore, when registering with Finhay, you can easily invest in various funds at the same time, all of which are opened by banks and securities companies such as:
- Vietcombank with VCBF fund.
- Bao Viet with BVBF fund.
- Techcombank with TCBF fund.
- SSI with SCA fund.
...
In addition, this financial investment application has also achieved numerous awards such as:
- In 2019, Finhay achieved 2 milestones: being in the top 100 Fintech companies in the world and receiving the second prize at Fintech Summit.
- In 2020, Finhay received the certificate of Science and Technology Enterprise.
Advantages of Finhay:
- User-friendly interface, easy to use.
- Diverse investment packages such as savings products, savings, self-protection, cashback products ...
- Support providing investment solutions suitable to needs.
- You can invest, save money through Finhay for only 50,000 dong.
2. How does Finhay operate?
Before considering whether to deposit money in Finhay? Is Finhay a scam or not? then you can refer to how this application operates. This is a financial investment application running on the 4.0 technology platform so Finhay also has a stable operating method, similar to many other applications:
- Step 1: You need to download the Finhay app to your Android, iOS phone.
- Step 2: You need to deposit money into this app and then choose a suitable investment package.
- Step 3: After you have selected the investment package, Finhay will send the money you deposited to the investment fund.
Not only providing investment packages from reputable partners, but Finhay also collaborates with banks, insurance companies to diversify investment forms such as saving, buying insurance through Finhay without the need to directly contact banks, insurance companies as we used to.
3. Who is Finhay for?
As a financial technology platform providing great opportunities for young investors with small capital to earn passive income from their idle money, similar to bank savings, Finhay is considered a suitable application for individuals with low investment capital such as:
- Students.
- Office workers, civil servants.
- Freelancers, housewives.
- Retirees looking to make money.
- ...
4. Should you deposit money in Finhay?
Is investing in Finhay safe? Is Finhay a scam? These are questions that many people are concerned about, especially those who want to invest hoping to find a safe platform to invest money profitably.
According to research by Mytour, Finhay has been legally verified, managed and cooperated by reputable companies, banks nationwide such as:
- Finhay is audited annually by Ernst & Young (EY).
- Supervision company: VBP Accounting and Consulting Company (VBP).
- Financial fund management companies: TVS, IPA Asset Management Company (IPAAM), Thien Viet Securities Joint Stock Company, VietFund Management (VFM).
- Partner banks: Techcombank, Viet Capital Bank.
- Insurance: PTI, BIDV-Metlife, VietinBank.
- E-wallets: Momo, Truemoney, VNPT EPay, OnePAY.
- Reputable funds on Finhay: BVBF (Bao Viet Bond Investment Fund), TCBF (Techcom Bond Investment Fund), TCFF (Techcom Flexible Fund), SSIBF (SSI Bond Investment Fund), VNDAF (Investment Fund of IPAAM Fund Management Company), ...
Therefore, the accusation of Finhay being a scam is false. Due to the small investment capital in Finhay, you need to invest for a long period of about 3 - 5 years to make profits for yourself.
In addition, when investing in Finhay, you will be suggested suitable investment funds based on your preferences, instead of having to research investment funds, fund certificates .... At the same time, the interest rate when depositing savings through Finhay ranges from 4 - 6%. This is a high-interest rate, which helps you earn higher profits when depositing money through Finhay compared to depositing in banks. Therefore, if you have limited capital and want to invest, you can deposit savings in the Finhay application instead of directly depositing in banks.
You can also refer to bank interest rates for comparison, make suitable choices, whether to deposit through Finhay or directly deposit savings in banks for quick profits.
5. Finhay Contact Center
Finhay support hotline: 1900.292.991.
In addition to contacting Finhay hotline, you can also contact through various forms:
- Online support: m.me/finhayvn.
- Email: [email protected].
- Fanpage: Facebook.com/finhayvn.
- Facebook group: Facebook.com/groups/finhay/.
- Address:
+ Hanoi: 8th Floor, Capital Building, 58 Kim Ma, Kim Ma Ward, Ba Dinh District, Hanoi.
+ Ho Chi Minh City: 7th Floor, Bitexco Nam Long Tower, 63A Vo Van Tan, Ward 6, District 3.
6. Guide to Register and Use Finhay
To deposit savings in Finhay or choose to invest in any Finhay product, you need to install and register a Finhay account.
Step 1: To download Finhay, you can access the following link:
- Finhay for Android: Finhay for Android.
- Finhay for iOS: Finhay for iOS.
Alternatively, you can access Google Play Store (for Android) or App Store (for iOS) and search for Finhay. Then, click on 'Download' to download the application. Wait a few seconds, the Finhay app will be downloaded and displayed as in figure 2, click on 'Open' to open the app.
Step 2: When the app opens, you click on 'Skip' to proceed to the registration step immediately (Figure 3). Click on 'Register' (Figure 4).
Step 3: At this point, the system will display 2 options:
- Register with Google: Allows you to register with your Gmail.
- Register with phone number: Allows you to register with your phone number.
For example, to register with a phone number, Mytour will click on 'Register with phone number' (Figure 5). Then, the interface of First & Last Name appears, you enter information into the First Name and Last Name fields (required to enter information according to the ID card and then click on 'Continue' (Figure 6).
Step 4: You continue to enter information into the Phone number, email field as required and then click 'Continue' (Figure 7). Next, you enter the password into the password field, confirm the password, and then press 'Continue' (Figure 8).
Step 5: On the 'OTP Verification' interface, you click on 'Verify' (Figure 9). Then, you click on 'Send OTP via SMS' (Figure 10).
Step 6: You press 'Agree' (Figure 11) and then you press 'Ok' (Figure 12).
Step 7: At this point, the system will send a confirmation code to the phone number you entered, you open the message and enter it into the field and then click on 'Activate now' (Figure 13). After registering, the system will display as in figure 14, you click on 'Explore now' to access Finhay.
Step 8: The Finhay homepage will be displayed, you look at the bottom of the interface, there are many options available.
- Start saving now: Click if you need to deposit savings on Finhay.
- Transactions: Click if you need to Deposit money, withdraw money, cashback.
- Deposit money.
- Cashback.
- Blog: Information related to investment.
So, through this article, you have known whether to deposit savings in Finhay or not, if you have any questions, you can leave a comment below the article or call Finhay contact center for the best assistance.
