Simple and Quick Process for Getting a Vietinbank Visa Card

Currently, Vietinbank offers various Visa card products to meet different customer needs. Follow the content below to learn how to apply for a Vietinbank Visa card quickly and easily.

Guide to applying for a Vietinbank Visa card quickly and accurately

1. Types of Vietinbank Visa cards and card opening conditions

* Types of Vietinbank Visa Cards

- This is an international card line that Vietinbank and Visa cooperate to issue. This card is used for payment of expenses, shopping, consumption, etc., both domestically and internationally.

- Currently, there are 3 card lines: Visa Credit, Visa Debit, and co-branded cards.

* Conditions for Applying for VietinBank Visa Cards

Depending on the type of Vietinbank Visa card, customers need to meet different conditions. Accordingly:

(1) For Vietinbank Visa cards secured by collateral, requirements:

- Individuals must be Vietnamese citizens aged 18 or older;

- Currently employed, receiving salary, with assets secured as collateral;

- Reside/Temporarily reside at the credit card registration address (with confirmation documents);

- Current work tenure at the company: at least 03 months;

- Average monthly income of at least 5 million VND, paid through a bank.

(2) For Vietinbank Visa cards in the form of unsecured loans

Customers must meet the following conditions:

- Vietnamese citizens aged 18 or older;

- Currently employed in a state agency;

- Salary paid through a Vietinbank account;

- Employment tenure: 2 consecutive years at the same organization.

Accordingly, depending on the type of Visa card, customers can assess the card opening conditions themselves or seek assistance from Vietinbank staff. Additionally, it is advisable to refer to Vietinbank's phone number and the bank's hotline to contact and receive advice before opening a card.

2. Guide on how to apply for a Vietinbank Visa card

2.1. Apply for a Vietinbank Visa card directly at the counter

Individuals wishing to open a Vietinbank Visa card can visit the nearest Vietinbank service points and follow these steps:

- Present their ID card to the transaction officer and state their request for a Visa card;

- Fill in the information on the card issuance request form;

- Submit the application as guided by the staff for verification. The application usually requires personal, income-related documents, and

- Staff verifies the documents and informs about the card collection appointment date;

- The cardholder retrieves the card on the scheduled date.

What do you need to apply for a Vietinbank Visa card? Procedure for applying for a Visa card at Vietinbank
 

2.2. Apply for a Vietinbank Visa card online

With this method, you need to install and use the iPay Vietinbank app. The steps to apply for a card are as follows:

- Step 1: Access the Vietinbank iPay app here. You can also download or update the latest app version from the download link below.

+ Download link for Vietinbank iPay for Android
+ Download link for Vietinbank iPay for iPhone

- Step 2: Open an account

At the main interface => select 'Open account' => You enter your phone number to register for a card => Click 'Continue' => Enter the 'Confirmation OTP code' => Click 'Continue'

- Step 3: Take a photo to identify the account

+ You proceed to choose the document type: ID card/Citizen identification card/Passport. Make sure to read the instructions carefully, take clear photos, ensure that all information is readable => click on the 'I understand' checkbox => Click 'Start shooting' => Then take photos of both sides of the document.

+ Proceed to the account holder's face as directed by the system. After taking the photo, click 'Complete'

- Step 4: Verify the information

If the information is correct, click 'Continue' to proceed to the next step

- Step 5: Fill in the information and select the managing branch

- Step 6: Choose the account type, select the card type => Successfully register

Completing this step, you have successfully registered to open a Vietinbank card.

3. How much does it cost to make a Vietinbank Visa card?

The cost of bank card issuance is always a concern for customers. So does it cost to make a Vietinbank Visa card?

- Individual customers: No fee for opening a Vietinbank Visa card;

- Business customers: No fee for opening a Vietinbank Visa card;

- Specifically for the Vietinbank Visa Signature card, customers must pay the corresponding fee for the card category as follows:

+ Gold card: 100,000 VND;