Buzz
Opening a PGBank Account
Currently, the PGBank account opening service (Petrolimex Petroleum Trading Joint Stock Bank) attracts a diverse range of customers with its enticing preferential policies. Although the process of opening a bank account is not too complicated, some individuals still hesitate when intending to open an account and get a PGBank ATM card for convenient transactions, due to a lack of understanding about the conditions and registration procedures.
Opening a PGBank Account
How to Open a PGBank Account at the Counter
- The procedure for opening a PGBank account starts with preparing and bringing essential documents such as national ID card (CMTND)/passport/identity card to the counter.
- When visiting the PGBank branch or transaction office, customers need to present their documents for the staff to provide the account opening form.
- The registration form will include all necessary information you need to provide, such as name, date, month, year of birth, hometown, and the desire to register for services like ATM card issuance, account opening, or SMS Banking, Internet Banking, etc.
- During the account opening process, many customers often sign up for additional services such as ATM card issuance, Internet Banking, etc. You can do this by checking the boxes corresponding to the services you wish to register for.
- Your signature plays a crucial role in the account opening application as it serves as the basis to identify you as the account owner for cash withdrawals, bank transactions, etc. Forgetting your signature can lead to obstacles and other troubles, preventing you from conducting transactions as desired.
- After the bank staff verifies the information you provided, they will proceed to open a bank account for you. For those applying for an additional ATM card, the waiting time to receive the card is approximately 1 - 2 weeks.
Types of PGBank Accounts
*) Gold Account
This account includes all the functions such as withdrawals, transfers, etc., like a regular account, applicable in VND, and comes with a Flexicard. The minimum balance required in this account is 100,000 VND. The average monthly balance is around 9,000,000 VND.
*) Payment Deposit Account
This account applies to both VND and other foreign currencies such as USD, EUR. The requirement for this account is a minimum balance of 50,000 VND/ 5 USD/ 10 EUR.
Account Opening Fee and Counter Withdrawal at PGBank
When registering to open an account at PGBank, customers will enjoy free account opening. However, after one year of inactivity, consecutive operations will incur a fee of 10,000 VND/month (regular account/deposit account/overdraft account) and 20,000 VND/month (joint account). Cash withdrawal fees at the counter are detailed in the table below:
Recommended Services to Register When Opening a PGBank Account
*) Internet Banking
Similar to the online banking services offered by other banks, PGBank's Internet Banking allows users to manage their accounts easily anytime without the need to visit the bank in person. The service includes two product packages: basic and financial transactions. Basic features of internet banking enable users to access information, check account balances, transfer money domestically and internationally, etc. Customers log in and use Internet Banking through the website: home.pgbank.com.vn/ on computers or internet-connected phones. Service fee: Free. Refer to the PGBank Internet Banking registration process here.
*) SMS Banking
With this service, customers can inquire about account information using predefined codes to check balances, exchange rates, etc. by sending messages to the number 8100. Additionally, SMS Banking helps customers track monthly account balance fluctuations. Service fee: 8,000 VND/month.
*) Mobile Banking
This service offers features similar to Internet Banking but is transacted through a mobile application. You can easily use services like fund transfers, payments, balance checks, etc. To access Mobile Banking, you need to register when opening an account at designated branches. Service fee: Free.
With widespread coverage across various regions, opening a PGBank account at transaction counters is relatively straightforward. However, it's essential to be aware of PGBank's working hours to proactively engage in transactions during business hours. If you have any inquiries about procedures or how to open a PGBank account, readers can contact the hotline at 1900555574 for the most accurate assistance.
