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To carry out basic transactions with BIDV, individuals and organizations need to register for opening a BIDV bank account. If you have never conducted an account opening transaction at BIDV, you can find an overview of the information on opening a BIDV account in the article below by Mytour.vn.
Explore an overview of opening an account at BIDV.
1. What is a BIDV account?
A BIDV account is a type of account that BIDV uses to identify, store, and manage customer information (organizations, individuals) participating in transactions at BIDV.
- Various BIDV Account Types
+ BIDV Payment Account: This account is issued by BIDV to meet the financial management, payment, and spending needs of customers. BIDV Payment Account includes 3 main types: international debit card (BIDV MasterCard), domestic debit card (BIDV eTran), and international credit card (BIDV Visa),...
+ BIDV Savings Account: This account is issued to serve the savings needs of customers at BIDV. BIDV Savings Account includes 2 main types: time deposit and demand deposit.
+ Additionally, BIDV also issues other account types such as BIDV loan account, BIDV securities account,...
2. What to Consider When Opening a BIDV Account?
Before creating a BIDV bank account, you need to be aware of the following information:
2.1. Choosing the Type of BIDV Account to Open
Firstly, to open a BIDV account, you need to clearly determine the type of BIDV account you want to open. This will help you optimize the performance of your BIDV account in the future.
If you encounter difficulties in choosing the type of BIDV account to open, you can call the BIDV bank hotline (19009247). BIDV bank operators will advise you on the characteristics, features, opening and usage fees for each type of BIDV account, thereby assisting you in choosing the BIDV account type that suits your conditions and usage needs.
2.2. Conditions for Opening a BIDV Account
- Customers must be Vietnamese citizens or legal residents in Vietnam, aged 15 and above.
- Possess a valid ID card/identity card/passport.
What conditions must be met to create a BIDV account?
2.3. BIDV Bank Working Hours
Usually, BIDV branches/offices are open for transactions from Monday to Friday, in the morning from 8:00 AM - 12:00 PM, and in the afternoon from 1:00 PM - 4:30 PM (or 5:00 PM). However, if there is a large number of end-of-day transactions at BIDV, the bank may adjust the closing time earlier than planned (possibly closing 30 minutes earlier).
Therefore, to avoid unnecessary trips without getting work done, you need to know the exact BIDV working hours and proactively schedule your tasks to transact at the right time.
2.4. BIDV Bank Account Opening Fee
- For regular payment card accounts, the BIDV account opening fee is 0 VND. However, if you choose the quick card issuance service, the card issuance fee is 200,000 VND. If you opt for the home card issuance service, the BIDV card opening fee you have to pay is 300,000 VND.
- For various types of savings accounts, BIDV currently waives the card issuance fee for customers.
2.5. BIDV Bank Account Opening Procedures
Typically, to open a BIDV payment account for individuals, you need to prepare the following documents:
- ID card/citizen identity card/passport still valid
- A request to open a BIDV bank account containing complete personal information and the signature of the applicant. Once the transaction officer verifies the information on the registration form and no issues arise, your BIDV account will be registered and activated for use.
- After the transaction officer verifies the information on the registration form, and no issues arise, your BIDV account will be registered and activated for use.
Opening a BIDV account for a company at BIDV bank involves complex procedures and requires additional documents such as a business license, ID card/citizen identity card of the legal representative of the organization, the original decision appointing the chief accountant, etc. Therefore, if you are an accountant, a representative of organizations, businesses, and want to open an account at BIDV bank, you need to proactively contact the BIDV hotline for advice and prepare the necessary documents.
2.6. BIDV Bank Account Opening Form
Typically, various types of BIDV account opening forms for individuals, organizations are available at BIDV bank advisory counters and transaction counters. Depending on your needs and purposes for opening a BIDV account, the transaction officer will provide you with the appropriate account opening form.
Personal BIDV account opening form.
BIDV bank business account opening form.
https://Mytour.vn/open-bidv-account-25844n.aspx
After successfully opening a BIDV account, it's essential to learn how to manage your personal information (knowing your BIDV account number, checking the account balance, etc.). Find detailed instructions on how to check your account balance using the BIDV Smart Banking app in this article. Simply click on the provided link for more information.
