1. Misa Expense Book
MISA is a reputable accounting and management software company, offering the Misa Expense Book app completely free for individuals to manage their personal or family spending activities with a user-friendly Vietnamese interface. Even those unfamiliar with finance, accounting, or information technology can use the app effectively.
Key Features:
- Facilitates easy recording of daily personal expenses or event-related expenditures such as travel, weddings, or parties
- The app categorizes and analyzes expenses based on various criteria like categories, current financial status, debt situation, and recipients of the expenses
- Helps in budgeting and sensible saving planning
- The Misa Expense Book can be freely installed and used on all devices, including iPhone, iPad, and Windows Phone devices like Nokia Lumia
Download Links:
- IOS: apps.apple.com/vn/app/sổ-thu-chi-misa/id865818973?l=vi
- Android: play.google.com/store/apps/details?id=vn.com.misa.sothuchi&hl=vi&gl=US


2. Mint
Mint is regarded as the most optimized free personal finance management app. Like a refreshing minty breeze, Mint will help you escape the burden of debt, the first requirement of personal financial management.
Highlighted Features:
- You can sync bank accounts, credit cards, and monthly bills into one account, then access all spending information anytime
- The app categorizes your expenses into different categories
- The function calculates average monthly spending in each category, Mint also tracks investment categories and flags unnecessary expenses
- Mint will send notifications if you exceed your budget or have new bills
Download link:
- iOS: apps.apple.com/us/app/mint-budget-expense-tracker/id300238550
- Android: play.google.com/store/apps/details?id=com.mint&hl=vi&gl=US


3. Money Lover
Money Lover is a smart and user-friendly application. It allows you to manage and categorize your income and expenses, create and track financial plans for the future.
Highlighted Features:
- Execute a money-saving plan, similar to a pocket electronic piggy bank.
- Acts as an 'e-wallet' automatically accessing information from various connected accounts including over 10 domestic banks and many other spending services like CGV, Agoda, Zalora, Paypal
- Money Lover automatically generates extremely clear, understandable, and memorable report charts for you, giving you a clear view of your own income and expenses.
- Quick currency conversion, with regularly updated exchange rates, supporting all types of currencies
- Money Lover can sync across all devices and platforms with strict security standards
Download links:
- iOS: apps.apple.com/vn/app/money-lover-quản-lý-chi-tiêu/id486312413?l=vi
- Android: play.google.com/store/apps/details?id=com.bookmark.money&hl=vi&gl=US















