Top 10 Best Money-Making Apps for Your Phone in 2022

Rakuten, formerly known as Ebates, collaborates with numerous stores to offer cashback deals and promo codes for shoppers. The company provides a browser extension tool that allows you to view deals when searching for products online. Its Price Magic feature lets you see the percentage of cashback rewards you'll receive. Rakuten currently partners with over 2,500 brands on its website. The company provides deals and savings for over 12 million users in the US, offering them cashback every three months via check in the mail or through PayPal. Rakuten teams up with companies like Groupon, Ulta, Nike, and Sephora to give people access to discounts, sales, and cashback rewards all in one place.

As a popular money-making app available for both iOS and Android users, Rakuten rewards shoppers with cashback of up to 40% when buying from leading brands and retailers as well as restaurants and food delivery services. With this app, you can also earn cashback when purchasing travel tickets and making reservations. All you need to do is create an account on the app and check out the deals. Then, simply make transactions through the app and earn cashback. You can link your credit or debit cards and even your PayPal account. The platform offers plenty of stores and qualifying transactions for cashback, so you're likely to score deals at your favorite shopping spots.

Download link: https://play.google.com/store/apps/details?id=com.ebates&hl=en_US&gl=US

The Paribus app is renowned for its money-saving feature, where you can get money back for items you've purchased. Sounds unbelievable, doesn't it? The Paribus app can help with that. If you've bought an item online within the past year and its price has dropped since then, the app will refund you. Paribus also compensates for late deliveries. Online shopping is part of our lifestyle, and this app is the perfect choice for that purpose. Paribus is 100% free to use and helps you save money as well as earn some through shopping activities.

Paribus will strive to provide a range of additional features to enhance its value proposition as one of the earliest DeFi protocols on the Cardano blockchain. Leveraging the nature of Cardano and its ability to connect with existing blockchains, Paribus utilizes and extends the capacity to unlock liquidity of the chain across various asset types. Some assets that Paribus will support include NFTs, derivatives, and of course, more traditional assets like ADA, ETH, and DOT.

Download link: https://paribus.io/

Founded in Glendale, California, Survey Junkie began operations in 2013. They are the online market research recruiting arm of DISQO. This website is highly rated, up to A+, which means it's one of the top-rated survey sites. Survey Junkie is an online platform that pays users through digital surveys. You can interact with Survey Junkie anytime, day or night. Becoming a member is completely free and fast. Survey Junkie will accumulate members' total points through successfully answered surveys, with each point equivalent to 1 cent, and 100 points equaling $1 USD. To redeem reward points, you need to accumulate at least 500 points = $5 USD in your account.

Depending on the account status and operating country, you can redeem reward points for cash using PayPal to receive money. E-Giftcards, online shopping gift cards, and direct bank account transfers are also available. Some tips to easily accumulate reward points with Survey Junkie include choosing surveys that require short completion times, typically between 4 to 10 minutes. It's not necessary to read survey questions carefully or answer them too honestly. Choose a time frame to interact during the day and focus on completing as many surveys as possible during that time. Set a monthly accumulation goal, for example, aiming to accumulate $30 to $50 USD each month, which will help us stay committed to this job. Interact and answer 3 to 5 surveys at once, as each survey only takes a certain amount of user statistics. If we are slow, we will miss the opportunity to accumulate reward points from those surveys.

Download link: https://play.google.com/store/apps/details?id=com.survjun.eu&hl=vi&gl=US&pli=1

Swagbucks is one of the standout names in earning money through surveys and GPT (Get Paid To) methods. It's a way to earn money by reading emails, clicking ads, signing up, completing offers, surveys, and more. Essentially, you can earn money by doing what you like, whether it's reading emails, clicking ads, signing up, participating in online surveys, or completing offers. The more you do, the more money you earn. Swagbucks is owned by the online company Prodege, a US-based online marketing company headquartered in El Segundo, California. The company develops reward programs and consumer opinion polls under various brands, and Swagbucks is one of their products.

Swagbucks currently has over 20 million registered users, making it undoubtedly one of the most popular websites for reward programs and consumer opinion polls. Swagbucks has paid out over $400,000,000 in cash and prizes. It's a fantastic way to earn extra money and is quite popular, available as software for your computer as well as an app for your smartphone. With Swagbucks, you can receive updates and notifications about various surveys you can complete, as well as have the opportunity to complete various paid tasks. The app is user-friendly, has a simple interface, and offers many money-making opportunities. Surveys are a way for you to earn rewards, and Swagbucks offers many survey options where you can earn several hundred Swagbucks per survey (500 Swagbucks = $5).

Download link: https://play.google.com/store/apps/details?id=com.prodege.swagbucksmobile&hl=en_US&gl=US

Robinhood is a popular stock trading app that has surged in popularity since 2018. From 1 million users in 2016, the app has amassed 13 million users in 2020. It's an app with the ambition to open the door to the ultra-small investor market. That's Robinhood's money-making ambition, opening up a new market for a slightly less wealthy class of investors. And the way they market it is quite appealing, with a message of democratizing the financial world for everyone displayed prominently on the company's Twitter account bio.

From the app's name to its message to the public, Robinhood makes people feel like heroes in the dark, robbing the rich to help the poor, challenging the forces that oppress the poor in the financial world as in the legend of Robin Hood in Western literature. There's some truth to it that before Robinhood came along, stock traders would have to pay a transaction fee ($5-10 per trade) along with some annual account management fees. Inspired by the legend of Robinhood and named after it, this is an investment app that truly works, offering you the chance to buy stocks with zero transaction fees. It allows you to invest in fractional shares of stocks, meaning you can own a fraction of a share or even shares of major global companies like Google, with as little as $50 nominal.

Download link: https://play.google.com/store/apps/details?id=com.robinhood.android&hl=en_US&gl=US

Worthy Bonds offers a fixed interest rate of 5% and charges only $10 per bond. You can purchase as many bonds as you want and accumulate interest weekly. These bonds have a 36-month term but can be redeemed for cash at any time without penalty. It's a fantastic money-making app that you must download.

Worthy Bonds works only with the most deserving partners to bring members great deals on products and services that will help you achieve your personal and financial goals. The app is working diligently to soon bring you these partner transactions. In the meantime, check out the partners you can expect to benefit from. When it comes to alternative finance, consider Worthy Bonds your one-stop shop for educational resources that you can rely on to be informative, insightful, and easy to understand. Privileges for Worthy app community members include access to special contests, gifts, discounts, cashback, and opportunities exclusive to members.

Download link: https://play.google.com/store/apps/details?id=us.worthy.worthy&hl=en_US&gl=US

MyPoints is an online rewards platform for shopping online, participating in surveys, watching videos, playing games, and more. The company has been established since 1996 and boasts over 20 million active members. You can use the MyPoints platform on both the website and the mobile app completely free of charge. Signing up with MyPoints is free, and you can start earning points immediately.

Points on the platform can be redeemed for cash via PayPal, gift cards, or credits. Gift cards from major retailers like Amazon, Barnes & Noble, iTunes, and more are available. The value of points varies depending on how you redeem them. MyPoints pays up to 400 points for completing surveys. To get started, you answer a short survey with some personal information to earn 10 points. This information helps MyPoints match you with other survey opportunities. You can choose surveys based on length and rewards. Typically, longer surveys offer more points, but not always. In general, when you start a survey, you answer some screening questions to see if you qualify for their partners' surveys. The platform will match you with surveys that fit your profile, if not, you'll have to wait for other surveys. If you frequently shop online, especially on foreign e-commerce sites, MyPoints can help you earn extra points into your account.

Download link: https://play.google.com/store/apps/details?id=com.prodege.mypointsmobile&hl=vi&gl=US

Google Opinion Rewards offers unlimited opportunities for Android users. If you own an iPhone, you can also install this app and benefit from similarly paid surveys. Note that if using an iPhone, rewards are transferred to your PayPal account, whereas on Android, rewards are deposited into your Google account. After installation, Google Opinion Rewards prompts users to log into their regular Google account. Users then receive a trial survey to ensure they understand their role in this mutually beneficial relationship and to collect basic participant information.

Google Opinion Awards surveys users based on recent shopping experiences. If you've had a shopping experience, you can participate in answering surveys. Each survey takes about 10 seconds to complete, and rewards typically amount to a few cents added to your account. In a few weeks, you can earn enough money to buy something in the Play Store. Users often receive questions related to online shopping, but many surveys from Google Opinion Awards may also relate to users' recent journeys. With location services activated in Android, you'll have more opportunities to receive surveys related to places you've visited. In addition to activating location services, users need to ensure the app is always updated. Changes to the survey information collection system may not be compatible with many older versions of Google Opinion Awards, so installing the latest version of the app is a significant advantage.

Download link: https://play.google.com/store/apps/details?id=com.google.android.apps.paidtasks&hl=en_US&gl=US

Earny is the perfect money-making and money-saving app for frequent credit card users or those who spend a lot while shopping on various retailer apps. Earny provides an excellent opportunity to earn cash back on price-protected items. This means that if the price of such an item drops within a year from your purchase date, you'll get money back. You can link your credit cards to automatically search for discounts and any eligible cash back.

One of the great things about using Earny is that the app helps you save money. Instead of spending hours clipping coupons or scouring the internet for the best deals around, using it simply involves shopping as usual. There's no minimum purchase requirement, and even those who frequently make small purchases at online stores will still qualify for savings. One important thing to note is that the app creators receive a 25% discount, meaning the shoppers won't receive the full discount, though it's certainly better than nothing.

Download link: https://play.google.com/store/apps/details?id=com.earny.android&hl=en_US&gl=US

iPoll is a reliable online money-making app where you can earn cash, gift cards, and various other rewards simply by sharing your opinions on products you've purchased and places you've visited. The more tasks you complete, the more rewards you'll receive.

iPoll is another outstanding name in the list of money-making apps. It will notify you when you qualify to participate in a paid survey. You can set up your own profile and then receive these notifications for paid surveys. You can also write product reviews or become a mystery shopper and have the opportunity to test advertisements. For all of these, you'll receive rewards that can be redeemed for cash at iPoll's online store. This app is available for both Android and iOS users.

Download link: https://play.google.com/store/apps/details?id=com.usamp.mobile&hl=en_US&gl=US