Top 10 Most Reliable Online Loan Apps Right Now

Founded in 1997, Mirae Asset is known as one of the leading financial conglomerates in Asia, offering a range of professional services, including asset management, investment banking, and life insurance. With over 20 years of experience in Vietnam, the company has continuously pursued its strategic vision of providing customers with safe and effective access to financial resources. To ensure customer satisfaction and trust, Mirae Asset Vietnam has been dedicated to refining its portfolio of reliable consumer finance products.

The Mirae Asset loan app, launched in 2019, is an online lending platform that simplifies the borrowing process and allows users to access loans from the comfort of their homes. The app offers a variety of loan options, including cash loans, installment purchases, and vehicle financing.

Features of the Mirae Asset loan app include high approval rates, a simple 24/7 loan application process with step-by-step guidance from the system. With this app, users can borrow anywhere from 1 million to 10 million VND in just 30 minutes after completing the application. The funds are transferred directly to the user's account, and repayments begin 30 days after disbursement, helping to minimize interest costs due to extended repayment periods.

CONTACT INFORMATION:
Address: 1st Floor, Mekong Building, 91 Pasteur, District 1, Ho Chi Minh City
Phone: 028 7300 7777
Email: [email protected]
Website: https://mafc.com.vn

Fanpage: www.facebook.com/MiraeAssetFinance

App Download Links:

• App Store: https://apps.apple.com/vn/app/my-finance-mirae-asset-vn/id1479377856
• CH Play: https://play.google.com/store/apps/details?id=vn.mafc.mobileapp

Mcredit was established in 2016 as a collaboration between the Military Bank (MB) and Japan's SBI Shinsei Bank, with the aim of providing high-quality financial solutions to Vietnamese consumers. Currently, Mcredit offers services such as personal loans, installment loans, and credit cards, known for their superior quality, quick processes, and excellent customer care. Mcredit is also connected with over 26,000 payment points through partnerships with Payoo, Momo, Viettel, as well as a wide network of branches and transaction offices nationwide.

The Mcredit loan app was designed to streamline the loan application process and allow users to easily track their loan status and outstanding balance. The app features FaceID and fingerprint login for enhanced security, ensuring customers' peace of mind while using the service. With an attractive interface and strong data protection measures, users can rest assured that their personal information and loan details remain secure.

Details of Mcredit loans include amounts ranging from 1,000,000 VND to 15,000,000 VND with loan terms of up to 30 days. The app is available for users aged 18 and above. Repayments include both principal and interest, and can be made via e-wallets or bank transfers.

CONTACT INFORMATION:
Address: 9th-12th Floors, MB Bank Building, 21 Cat Linh, Dong Da District, Hanoi
Phone: 024 7108 6888
Email: [email protected]
Website: https://mcredit.com.vn

Fanpage: www.facebook.com/McreditVietNam

App Download Links:

• App Store: https://apps.apple.com/vn/app/mcredit-tài-chính-thông-minh/id1549161793
• CH Play: https://play.google.com/store/apps/details?id=com.mcreditvn.superapp

MyTima entered the financial technology market in 2015, quickly becoming one of Vietnam's leading online lending platforms. Since its inception, it has earned the trust of customers through its simple, fast, and reliable financial services. The company has formed strategic partnerships with Viettin Bank and Nam A Commercial Joint Stock Bank, enhancing its position in the market and facilitating easier loan transactions for users.

The MyTima app is an online loan platform offered by Tima Group, which connects borrowers nationwide with lenders through Peer-to-Peer (P2P) financing. Today, it is recognized as the largest financial exchange platform in Vietnam, offering legitimate and transparent online loan services that guarantee the interests of both borrowers and lenders.

Key benefits of the app:

• Customers can apply for loans from 3 to 42 million VND with a motorcycle registration, or up to 2 billion VND with a car registration, without lengthy paperwork.
• Quick disbursement, with funds transferred in just 15 minutes.
• The app includes a vehicle valuation feature, allowing users to assess the value of their vehicle before selecting a loan.
• Fixed interest rate of 18% per year, with fast approval.
• Secure loan processing without credit checks and without requiring contact information.

CONTACT INFORMATION:

Address: 275 Nguyen Trai, Thanh Xuan District, Hanoi

Phone: 19006 33688

Email: [email protected]

Website: https://tima.vn

Fanpage: www.facebook.com/TimaFinanceOfficial

App Download Links:

• App Store: https://apps.apple.com/vn/app/tima-%C4%91%E1%BA%A7u-t%C6%B0/id1447341658
• CH Play: https://play.google.com/store/apps/details?id=vn.tima.merchant

Viettel Money is a digital wallet application developed by Viettel Group, which has gained significant attention from users. Part of the online payment ecosystem, it is built on the Viettel Pay platform but offers additional features. The app integrates a variety of services, including loans, money transfers, telecommunications, insurance, shopping, and entertainment. With just a smartphone, users can easily carry out transactions and manage their finances.

Loans offered through the Viettel Money app are provided by strategic partners, including reputable banks and financial institutions in Vietnam, and offer installment loan options for added convenience. The app is designed with the following key features:

• Loan eligibility is available to Viettel subscribers aged 20 to 60 years old.
• Loan amounts range from 10 million VND to 80 million VND.
• Interest rate is 1.6% per month, equating to 20.04% per year.
• Eligibility criteria include a monthly income range of 3 million VND to 100 million VND.

Steps to apply for a loan through Viettel Money:

• Download the app from CH Play or the App Store.
• Register using your phone number.
• Log in using your registered phone number.
• Verify your identity.
• Select the loan service that suits you and follow the instructions.

CONTACT INFORMATION:
Address: 1 Giang Van Minh Street, Kim Ma Ward, Ba Dinh District, Hanoi

Phone: 1800 9000

Email: [email protected]

Website: https://viettelmoney.vn

Fanpage: www.facebook.com/ViettelMoney

App Download Links:

• App Store: https://apps.apple.com/vn/app/viettel-money/id1344204781
• CH Play: https://play.google.com/store/apps/details?id=com.bplus.vtpay

Home Credit has been operating in Vietnam since 2008 and is now one of the leading players in the consumer lending sector, offering benefits like speed, convenience, and customer-friendliness. With a presence in nearly all major cities across the country, it provides comprehensive financial solutions to all customers. Notable services include motorcycle installment loans, consumer electronics loans, and cash loans. The company continually enhances its diverse range of products and services to offer the best experience to its clients.

The Home Credit loan app was created to meet the growing demand for online loans in Vietnam. It allows users to complete all loan procedures quickly via the app, eliminating the need to visit a branch in person. This not only saves time but also ensures fast disbursement of loans. Furthermore, the company's support team is available 24/7 to assist customers in finding the best financial solution.

Features of the Home Credit app:

• The app is primarily used for consumer and cash loans.
• Supports installment loans up to 200 million VND with repayment terms of up to 57 months.
• Simple application process requiring just an ID card.
• Customers can increase their loan approval chances by providing additional documents such as bank statements, invoices, health insurance cards, or employment contracts.

CONTACT INFORMATION:

Address: Ground Floor, 8 & 10, Phu Nu Building, 20 Nguyen Dang Giai, Thao Dien Ward, Thu Duc City, Ho Chi Minh City

Phone: 19006 33999

Email: [email protected]

Website: https://homecredit.vn

Fanpage: www.facebook.com/homecreditvn

App Download Links:

• App Store: https://apps.apple.com/vn/app/home-credit-t%C3%A0i-ch%C3%ADnh-s%E1%BB%91/id1553761073
• CH Play: https://play.google.com/store/apps/details?id=vn.homecredit.capp

HD Saison is a consumer finance company authorized by the government to operate since 2007. Over the years, it has effectively met the lending needs of over 12 million customers, offering simple procedures and quick loan disbursements. HD Saison provides financing for motorcycle, car, musical instrument, and travel purchases, helping customers secure financial peace of mind. With a network of over 24,000 service points, HD Saison continues to play a vital role in offering competitive interest rates in the market.

The HD Saison loan app offers diverse, practical financial solutions that cater to various consumer needs. The app is designed to provide users with a wide range of loan options, and its customer support team is always ready to help guide users in choosing the best service. Key features of the app include:

• Users can access loans ranging from 2 to 200 million VND.
• Repayment terms are flexible, from 6 to 24 months.
• Interest rates range from 20.41% to 34.78% per year, depending on the customer.
• Loan registration is available 24/7, with no fees for application or approval.
• No income verification required.

Steps to apply for a loan via the HD Saison app:

• Select the desired loan amount.
• Provide personal information such as name, phone number, ID number, etc.
• Choose the preferred disbursement method.
• Submit the required documents and complete the loan application.

CONTACT INFORMATION:

Address: 8th, 9th, 10th Floors, Gilimex Building, 24C Phan Dang Luu, Ward 6, Binh Thanh District, Ho Chi Minh City

Phone: 19005 58854

Email: [email protected]

Website: https://www.hdsaison.com.vn

Fanpage: www.facebook.com/HDSAISONFinance

App Download Links:

• App Store: https://apps.apple.com/vn/app/hd-saison/id1589425903
• CH Play: https://play.google.com/store/apps/details?id=com.finos.hdsaison

Fiin Credit is one of the leading pioneers in digital finance in Vietnam, operating since 2018. With the goal of helping customers increase passive income, make quick payments, and reduce financial stress, Fiin has integrated AI technology and a service platform to offer safe, transparent, and comprehensive financial solutions. The company provides key services such as:

• Online investment
• Loans
• Consumer cash advances
• Installment payment loans

Through the Fiin Credit app, users can easily access a variety of services. Creating an account and updating profiles takes just 3-10 minutes, saving customers valuable time. When using the app, users will benefit from:

• Diverse loan options, including short-term, long-term, salary advances, special offers, and small business loans
• Profiles are categorized by loan type, but all require a verified Facebook account, a bank account, and contact information of a close relative for authentication
• Annual interest rates ranging from 18% to 20%
• Loans available from 1 to 50 million VND, depending on the loan type
• Repayment terms ranging from 20 to 62 days

Steps to apply for a loan via the Fiin app:

• Download the app, register an account, and log in
• Fill in personal details, phone number, ID number, and bank account to apply for a loan
• Fiin reviews the application, approves the loan amount, and provides the loan terms
• The loan amount is transferred to the customer’s account

CONTACT INFORMATION:

Address: 2nd Floor, No. 164, Xa Dan 2 Alley, Nam Dong Ward, Dong Da District, Hanoi

Phone: 19006 33602 - 0981 231 391

Email: [email protected]

Website: https://fiin.vn

Fanpage: www.facebook.com/fiin.credit

App Download Link:

• CH Play: https://play.google.com/store/apps/details?id=vn.fiin.android

Originally part of the Consumer Credit Division under VPBank, FE Credit successfully transitioned into an independent entity, establishing the FE Credit Financial Services Company in February 2015. Today, it operates as a fully online lending platform, offering a convenient and streamlined process for users to access loans with ease.

FE Credit is known as Vietnam’s first automated loan app, offering users a seamless experience with secure document handling, fast verification, and automatic approval in as little as 15 minutes. Additionally, the dedicated support team ensures smooth processing, making it easier than ever for customers to access funds.

With FE Credit’s app, customers can easily complete the application process and receive loan approval, with amounts ranging from 5 million to 50 million VND. Since its inception, FE Credit has become a go-to platform for online loans in Vietnam, with loan amounts between 1 million and 15 million VND and repayment terms of 5 days to 6 months. Whether for shopping, dining, or vacation planning, users can quickly fill out basic loan information to access the funds they need.

CONTACT INFORMATION:
Address: Ground Floor, 144 Cong Hoa, Tan Binh District, Ho Chi Minh City
Phone: 1900 6535

Email: [email protected]

Website: https://fecredit.com.vn

Fanpage: www.facebook.com/FECREDIT.VN

App Download Link:

• App Store: https://apps.apple.com/vn/app/fe-online/id1587490666
• CH Play: https://play.google.com/store/apps/details?id=vn.fec.newfema

TP Fico is the official loan management app of TP Bank, designed specifically for customers with unsecured loans. This app allows users to easily check and pay off their loans anytime and anywhere, without the need to visit the bank in person. In addition, it helps customers manage personal information like passwords, account details, and service settings. With a dedicated and experienced team, TP Fico ensures smooth processing of loan-related issues for customers with unsecured or consumer loans.

To make it even more convenient for customers, TP Fico has developed an online consultation platform at tpbfico.com.vn, offering valuable information for loan-related inquiries. All consultations and account setup services are completely free and secure. The app is very user-friendly—simply download it, sign up with your ID/CCCD number and registered phone number, and you’re ready to access the app and view your loan details.

CONTACT INFORMATION:
Address: 163 Le Dai Hanh, Ward 15, District 11, Ho Chi Minh City
Phone: 19006 36633
Email: [email protected]
Website: https://tpbfico.com.vn

Fanpage: www.facebook.com/TPFicoOfficial

App Download Link:

• App Store: https://apps.apple.com/vn/app/tpfico-mobile-for-customer/id1516581212
• CH Play: https://play.google.com/store/apps/details?id=fico.mobile4cust

Timo Digital Bank is a fresh addition to the financial sector, functioning as a digital bank focused on helping customers achieve financial freedom. Partnered with Vietnam Bank, the app provides a personalized banking experience without the hassle of maintaining a large account balance. The app’s standout feature is its zero fees across all services, including transfers, withdrawals, and even card issuance.

In today’s tech-driven world, customers’ demand for modern solutions is at an all-time high. Understanding this, Timo has introduced an easy-to-use online loan application, moving away from traditional manual methods. This app delivers quick solutions to users' core financial needs. Moreover, Timo continuously enhances its features, offering effective support to customers and meeting their demands.

With Timo, users can save, invest, purchase insurance, and most notably, apply for loans to build homes or buy cars—all through a single app. As the first loan app to incorporate Fintech methods into the credit field, Timo Digital Bank offers online loans ranging from 1 million to 10 million VND. It’s a perfect solution for those in need of fast loans with approval in just 30 minutes. Financial advisors are available 24/7 through integrated hotlines and Zalo chat, ensuring assistance at any time of day or night.

CONTACT INFORMATION:
Address: 258 Nam Ky Khoi Nghia, Ward 8, District 3, Ho Chi Minh City
Phone: 1800 6788
Email: [email protected]
Website: https://timo.vn
Fanpage: www.facebook.com/yourtimo

App Download Link:

• App Store: https://apps.apple.com/vn/app/timo-digital-bank/id1521230347
• CH Play: https://play.google.com/store/apps/details?id=io.lifestyle.plus