Top 10 Most Trusted Commercial Banks in Vietnam

With nearly 25 years of growth and development, MB has evolved into a dynamic financial group, with its headquarters in Vietnam and branches abroad (Laos, Cambodia), along with subsidiaries in securities, insurance, consumer finance, asset management, and life insurance sectors.

MB has established a strong reputation in the financial services industry in Vietnam. It offers a wide range of products and services backed by superior risk management, modern IT infrastructure, and significant expansion into new market segments, alongside its traditional commercial banking services. After over 25 years of growth, MB is now recognized as a solid, trustworthy, and sustainably growing financial institution with a high reputation.

Main services offered by MB Bank:

• Digital banking: Mobile banking, eMB, MB Linked Cards...
• Deposits: Phu Quy Safe Deposit, Fixed and Non-fixed Deposits...
• Loans: Real estate, Business, Auto loans...
• Card services: 0% installment plan, Card transaction inquiries...
• Money transfers and payments: International remittance, Receive money in Vietnam, Domestic transfers...
• Other services: State budget collection services, Account services, Military personnel products...
• Life insurance.

CONTACT INFORMATION:
Address: MB Tower, 18 Le Van Luong, Trung Hoa, Cau Giay, Hanoi
Phone: 1900 545 426
Email: [email protected]
Website: https://www.mbbank.com.vn/
Facebook: https://www.facebook.com/VietnamMBBank

Vietnam Prosperity Joint Stock Commercial Bank (VPBank), founded on August 12, 1993, is one of the oldest commercial banks in Vietnam. Over 30 years of operation, VPBank has expanded its network to 233 branches and transaction offices, employing nearly 25,000 staff members.

VPBank is one of the most reputable commercial banks in Vietnam, offering a wide range of ATM card products, loan services, and attractive savings options, providing customers with excellent experiences. The bank continues to pursue its goal of being among the top 5 private joint-stock commercial banks and the top 3 retail banks in terms of customer loans, deposits, profitability, and focusing on sustainable growth and high-quality performance.

Main services offered by VPBank:

• Individual customers: Credit cards, Card services, Tab & Pay services, Loans, Savings, Payment accounts, VPBank NEO, Insurance, Personal services, VPBank Loyalty...
• Small businesses: Unsecured loans, Secured loans, Insurance, Card services...
• SME businesses: Account services, Business loans, Card services, Payment solutions, Payment services, Trade financing, Deposit products, Online overdraft, Online disbursements...
• Large enterprises: Guarantees, Credit products, Import-export services, Account services, Financial programs, Online banking, Email transactions...
• VPBank Diamond

CONTACT INFORMATION:
Address: 89 Lang Ha, Dong Da, Hanoi
Phone: 1900 545 415
Email: [email protected]
Website: https://vpbank.com.vn/
Facebook: https://www.facebook.com/VPBank/

Asia Commercial Bank (ACB) officially started operations in 1993. ACB has a nationwide network with 384 branches/transaction offices, 11,000 ATMs, and 850 Western Union agents across Vietnam.

In its 5-year development strategy for 2019-2024, ACB envisions becoming the leading retail bank with high total income growth, providing the best customer experience, and achieving a return on equity (ROE) of 20% per year or more. The bank focuses on serving individual customers, small and medium-sized enterprises (SMEs), and selectively growing its large enterprise client base.

Main services of ACB:

• For corporate clients:
  • Financial services: Payment accounts, Cash flow management, ACB online, Distributor support.
  • Fixed-term deposits.
  • Import/export services: Pre-shipment, Post-shipment, Collateralized shipments.
  • Trade financing: Domestic trade financing, Business loans, Medium and long-term investments.
  • Payments: For imports, exports; online payments.
  • Guarantees: Payment guarantees, Bid bonds, Advance payment guarantees, Performance bonds.
• For individual clients:
  • Cards: Credit cards, Debit cards, Prepaid cards.
  • Deposits: Savings deposits, Fixed-term savings.
  • Loans: Business loans, Home loans, Consumer loans.

CONTACT INFORMATION:

Address: 442 Nguyen Thi Minh Khai, Ward 5, District 3, Ho Chi Minh City

Phone: 0839 290 999

Email: [email protected]

Website: http://acb.com.vn

Facebook: https://www.facebook.com/NganHangACB

BIDV is the oldest commercial bank in Vietnam, established in 1957 under the name Vietnam Construction Bank, originally a branch of the Ministry of Finance. BIDV is the second-largest commercial bank in Vietnam after Agribank. It operates a comprehensive network spanning 63 provinces with 180 branches and more than 798 points of contact, 1,822 ATMs, and 15,962 POS terminals.

BIDV is widely recognized both domestically and internationally as one of the largest banking brands in Vietnam, and it remains a source of pride for its employees in the banking and finance sector. Customers who choose BIDV will benefit from a wide range of high-quality and convenient banking products and services, with the bank taking full responsibility for the services it provides.

Main activities of BIDV:

• Banking: Offers a full suite of banking products and services, including deposit services and loans for both individual and business clients.
• Insurance: Provides life and non-life insurance products that are integrated into comprehensive packages for customers.
• Securities: Offers a variety of brokerage, investment, and advisory services.
• Financial Investments: Invests in companies to support key national projects, including roles in projects like Vietnam Airlines Leasing Corporation (VALC), the construction of Long Thanh International Airport, and more.

CONTACT INFORMATION:
Address: BIDV Tower - 194 Tran Quang Khai, Hoan Kiem, Hanoi
Phone: 024 2220 0588 & 1900 9247
Email: [email protected]
Website: https://bidv.com.vn/vn/
Facebook: https://www.facebook.com/BIDVbankvietnam

Tien Phong Commercial Joint Stock Bank (TPBank) is a Vietnamese commercial bank established on May 5, 2008, by major shareholders including DOJI Gold & Gemstone Group, FPT Corporation, the International Finance Corporation (IFC), Vietnam Reinsurance Corporation (Vinare), and SBI Ven Holding Pte. Ltd. from Singapore.

With the vision of becoming a pioneering bank for the Vietnamese people, TPBank aims to combine the inherent friendliness of Vietnamese culture, international professionalism, and advanced technology to build a leading banking foundation in Vietnam. The bank strives to provide a strong career path, passionate and experienced leaders, open and friendly colleagues, and a modern, professional work environment, alongside a comprehensive and attractive human resource policy that offers both financial and non-financial benefits.

“Because we understand you,” TPBank is committed to delivering a true digital banking experience in the era of technology. With TPBank, you can enjoy technology-driven features, high-quality banking products, and 5-star service counters. You can conduct online transactions from anywhere and access 24/7 services 365 days a year through our Digital Banking and Self-Service Banking platforms. TPBank allows you to be yourself while banking in your unique style.

Main services provided by TPBank:

• For individuals: Digital banking, accounts, cards, loans, savings, insurance, and other services.
• For businesses: Digital banking, accounts, deposits, international payments, guarantees, loans, financing, and cards.

CONTACT INFORMATION:
Head Office Address: 57 Ly Thuong Kiet Street, Tran Hung Dao Ward, Hoan Kiem District, Hanoi
Phone: 1900 6036
Email: [email protected]
Website: https://tpb.vn/
Facebook: https://www.facebook.com/TPBank/

Vietnam International Commercial Joint Stock Bank (VIB) is one of the leading joint stock commercial banks in Vietnam. Established on September 18, 1996, VIB began operations with an initial charter capital of 50 billion VND and a staff of 23 employees. After more than 25 years, VIB has achieved significant growth and development.

As of December 31, 2022, VIB's charter capital reached over 21,076 billion VND, with total assets exceeding 343,000 billion VND and shareholders' equity surpassing 32,651 billion VND. VIB employs over 10,000 staff across 178 branches and transaction offices in 28 major cities and provinces nationwide.

VIB has recently surpassed over 40 banks issuing Mastercard in Vietnam, becoming the only bank to win 9 prestigious awards, the highest number of awards ever given to a single partner by Mastercard.

Main services offered by VIB:

• Cards: Credit cards, Debit cards
• Accounts: Savings accounts, Payroll accounts, Regular accounts
• Loans: Car loans, Home loans, Personal loans, Business loans, Overdrafts
• Digital Banking
• Insurance
• Corporate Banking
• Capital and Foreign Exchange
• Asset liquidation

CONTACT INFORMATION:
Address: 111A Pasteur, District 1, Ho Chi Minh City
Phone: 1800 8180
Email: [email protected]
Website: https://www.vib.com.vn/
Facebook: https://www.facebook.com/VIB.NHQT

Vietnam Bank for Agriculture and Rural Development (Agribank) was established under Decree No. 53-HĐBT on March 26, 1988, by the Council of Ministers (now the Government). Over 35 years of development, Agribank has affirmed its position as one of the leading commercial banks in Vietnam, a key investor in the development of the 'Three Rural' policy, and a major contributor to the country’s macroeconomic stability, inflation control, growth, and social welfare.

As of today, Agribank is the only state-owned commercial bank with 100% government capital. It boasts the largest network and scale among all financial institutions in Vietnam, with over 2,300 branches and transaction offices across every region of the country, and a workforce of nearly 40,000 employees. Agribank's operations have shown steady growth in both scale and efficiency, with total assets exceeding 1.89 trillion VND, equity surpassing 1.71 trillion VND, and loans to the economy reaching more than 1.44 trillion VND, with 65-70% of these loans dedicated to agricultural and rural development.

Agribank holds the largest market share in the agricultural and rural credit sector in Vietnam. It continues to play a pioneering role in effectively implementing national monetary policies and the government’s initiatives in agriculture, banking, and rural development. Agribank’s efforts have been crucial in stabilizing the economy, controlling inflation, and promoting social welfare. Agribank is actively contributing to the sustainable development of the agricultural economy, positioning itself as a pillar of the modern and resilient economy.

Agribank is leading the way in promoting policies for rural development, including supporting initiatives such as poverty alleviation, social economic development in ethnic minority regions, and the national rural development program. The bank provides over 200 innovative services and products, promotes cashless transactions, and contributes significantly to national economic and social development, as well as ensuring national security and defense.

Looking towards the future, Agribank aims to transition into a modern, digital, and retail-focused bank, transforming into a joint-stock commercial bank while adhering to international standards in management. The bank is striving to be among the Top 100 largest banks in Asia by asset size, ensuring financial safety and operational efficiency. Agribank will maintain its leading role in the rural financial market and continue to support the national financial strategy, contributing to the country’s continued modernization, growth, and international integration.

Main services offered by Agribank:

• Individual services: Digital banking, Savings accounts, Insurance.
• Corporate services: Business credit, Guarantees, International payments, Electronic banking.
• Financial institutions: Agency banking, Cash management and payment, Money and capital markets, Foreign exchange trading.

CONTACT INFORMATION:
Address: 2 Lang Ha, Ba Dinh, Hanoi
Phone: 024 3205 3205
Email: [email protected]
Website: https://www.agribank.com.vn/
Facebook: https://www.facebook.com/Agribank.VN/

VietcomBank was founded in 1963 as the Foreign Exchange Department under the State Bank of Vietnam. It officially became a joint-stock commercial bank in 2008 after conducting its initial public offering (IPO). Originally specializing in foreign trade, VietcomBank has evolved into a versatile, multi-sector bank offering comprehensive financial services, particularly in international trade. It provides traditional banking services such as capital trading, fundraising, loans, and project financing, alongside modern banking services like foreign exchange, derivative products, card services, and electronic banking.

VietcomBank employs nearly 14,000 staff and operates more than 400 branches, transaction offices, representative offices, and member units, both domestically and internationally. Its network includes a headquarters in Hanoi, a trading branch, a training center, 89 branches, and over 350 transaction offices across Vietnam, as well as two subsidiaries in Vietnam and two subsidiaries and one representative office abroad. The bank also runs an extensive Autobank system with more than 2,100 ATMs and over 49,500 points of sale (POS) nationwide. Additionally, its operations are supported by a network of over 1,800 correspondent banks in more than 155 countries and territories.

Main services provided by VietcomBank:

• Individual services: Current accounts, credit and debit card services, personal loans, mortgage loans, car loans, business loans, investment services, and savings products including education savings and partial withdrawal savings.
• Corporate services: Business accounts, time deposits, special deposit accounts, cash management and payment services, corporate credit, foreign exchange, capital markets, international payments, trade financing, guarantees, investment banking, and asset management.
• Financial institutions services: Agency banking, account services, VCB Money, capital trading, trade financing, and factoring services.
• Electronic banking services: Online banking, SMS Banking, Phone Banking, and other digital financial solutions.

CONTACT INFORMATION:
Address: 198 Tran Quang Khai, Hoan Kiem, Hanoi
Phone: 1900 545 413 & 024 3934 3137
Website: http://www.vietcombank.com.vn/
Facebook: https://www.facebook.com/ilovevcb/

VietinBank was established in 1988 after being separated from the State Bank of Vietnam. It is a major commercial bank and a key pillar of the Vietnamese banking industry. VietinBank has a vast network across the country, with 155 branches and over 1,000 transaction offices.

VietinBank envisions becoming a versatile, modern, and efficient bank, ranking among the Top 20 banks in the Asia-Pacific region by 2030. By 2045, it aims to be the most powerful and reputable bank in Vietnam and a leading institution in the Asia-Pacific region with a global reputation.

VietinBank's mission is to be the number one bank in the Vietnamese banking system, offering modern financial and banking services that meet international standards. With a customer-centric approach, the bank strives for excellence and aims to enhance the quality of life for its clients. At VietinBank, customers will experience high-quality products, professional services, and dedicated support.

Main services provided by VietinBank:

• Capital mobilization: Accepting deposits, both term and demand deposits; issuing certificates of deposit, bonds, etc.
• Loans and investments: Short, medium, and long-term loans; trade finance; syndicated loans and co-financing for large projects; overdraft loans, consumer loans, etc.
• Guarantees: Bid bonds, performance bonds, payment guarantees.
• Payment and trade financing
• Treasury: Foreign exchange transactions, securities trading; handling cash payments and foreign currency exchanges; providing safe deposit box services; storing and safeguarding valuables such as gold, silver, precious stones, and intellectual property.
• Cards and electronic banking: Issuing and settling credit card payments; ATM and debit card services.
• Other services: Life and non-life insurance services, financial investment advisory, financial leasing, brokerage, proprietary trading, issuance guarantees, investment portfolio management, securities custody, and advisory services.

CONTACT INFORMATION:
Address: 108 Tran Hung Dao, Hoan Kiem, Hanoi
Phone: 1900 558 868 & 024 3941 8868
Email: [email protected]
Website: http://www.vietinbank.vn
Facebook: https://www.facebook.com/VietinBank/

Vietnam Joint Stock Commercial Bank for Technology (TechcomBank) is one of the largest joint-stock commercial banks in Vietnam, established in 1993 with an initial capital of just VND 20 billion. Over the years, TechcomBank has continuously grown and achieved exceptional business success, earning numerous awards and recognition as one of the most reputable financial institutions, including being named the Best Bank in Vietnam.

With a nationwide network of 315 branches and 1,229 ATMs, along with cutting-edge banking technology, TechcomBank’s mission is to become the most trusted financial partner for its customers. The bank is committed to putting customers first, continuously improving its services, and developing its workforce to ensure TechcomBank remains a trusted and preferred banking choice for all.

Main services offered by TechcomBank:

• For individual customers: savings accounts; credit products; card services; e-banking; insurance; and customer loyalty programs such as project financing loans.
• For corporate clients:
  • Corporate credit: working capital loans; medium- and long-term financing; supply chain financing.
  • Deposits and asset management services.
  • Trade financing: import and export trade finance; domestic trade financing.
  • Services: scheduled money transfers; automatic payment services; e-banking; email and fax transactions; bill payment and collection services.
  • Money transfer services.
  • Guarantees.

CONTACT INFORMATION:
Address: Techcombank Tower, 191 Ba Trieu, Le Dai Hanh, Hai Ba Trung, Hanoi
Phone: 1800 588 822 & 1800 6556
Email: [email protected]
Website: https://techcombank.com/
Facebook: https://www.facebook.com/Techcombank