Top 10 websites and stores offering 0% interest installment payments

The retail system FPT Shop specializes in selling mobile digital products, including smartphones, tablets, laptops, accessories, and tech services. FPT Shop is the first retail chain in Vietnam to receive the ISO 9001:2000 certification for quality management according to international standards.

FPT Shop strives to simplify conditions for its installment policies and has partnered with 5 financial companies: HOME CREDIT (PPF), FE CREDIT (VPBank), Mirae Asset, HD Saison, and Shinhan Finance to offer installment services.

Additionally, the website frequently runs "0% interest installment" promotions. To qualify, the total value of products must be over 10 million VND, and the installment plan is available for individual customers to purchase multiple items on credit.

Website: https://fptshop.com.vn/

Founded in 1992, Nguyễn Kim has always believed in the motto: "Give customers everything they want, and they will give us more than expected." At Nguyễn Kim, you can choose from thousands of electronic, home appliance, TV, air conditioning, washing machine, and phone products, all with attractive promotions and 0% installment plans.

Nguyễn Kim offers products at listed prices on their website, along with full promotions. They support 0% installment payments depending on the program. With 21 Nguyễn Kim shopping centers, customers can pay installments for laptops, phones, and other items on a monthly basis. Numerous monthly promotions and flexible installment options (3 to 12 months) are available through partnerships with consumer finance companies, providing the best financial support packages for customers.

Nguyenkim.com is a well-known and reputable online shopping platform, regularly offering 0% interest installment plans supported by financial companies like HomeCredit, FECredit, and HD Saigon. With both in-store and online shopping options, customers can rely on competitive prices and high-quality service.

Website: https://www.nguyenkim.com/

Sendo, also known as the "Red Lotus Supermarket," is a well-known e-commerce platform that operates under the support of FPT Shop Group. It was officially launched in September 2012 as an online shopping project by FPT Online Services JSC.

The 0% installment payment program from Sendo allows customers to instantly purchase participating items through a partnership with credit card providers. Payments can be made over six months with no interest or fees. This offer is available to cardholders of the following banks: Techcombank, VIB, Citibank, HSBC, Nam Á Bank, Seabank, Shinhanbank, Sacombank, Eximbank, and OCB (the card must have the Visa/MasterCard/JCB logo and no “DEBIT” label). Only products marked with the “0% Installment” logo are eligible, and each order can only include one product, with a total value of under 3 million VND (subject to promotions). We hope this helpful information assists you in exploring this payment option and fulfilling your shopping needs on Sendo.

Website: https://www.sendo.vn/

Viettel Store is the official retail chain of Viettel Trading and Export-Import Company. With over 300 stores nationwide, Viettel Store offers a wide range of high-tech devices, including mobile phones, laptops, tablets, accessories, and telecommunication services.

When purchasing a phone on installment at Viettel Store, customers can enjoy not only attractive interest rates but also save time with quick and easy procedures. With installment purchases, customers can confidently select original mobile phones, tablets, and laptops, and benefit from the most favorable shopping policies, such as 0% interest, discounted installment rates, simple paperwork, and fast approval times. Like other online stores, Viettel Store also offers exclusive deals, so be sure to follow their website or receive discount and installment offers through SMS, where you can find amazing deals with discounts up to 30%-50% and 0% installment options.

Website: https://viettelstore.vn/

Cellphones is one of the most popular mobile retail chains in Vietnam, offering prices that are 10-20% lower than those of other shopping centers. The brand’s reputation is reflected in the exceptional service provided both before and after the sale, with a professional team of consultants always available to offer detailed guidance to customers.

Since June 2013, Cellphones has partnered with financial institutions and banks to offer low-interest installment plans, including 0% financing options. This collaboration provides customers with greater flexibility when purchasing the latest tech gadgets. Tech enthusiasts who want to own cutting-edge devices can visit Cellphones stores to take advantage of the 0% interest installment program, even without a credit card. As one of the leading retailers of high-tech products, Cellphones makes it easy for customers to benefit from these special offers by messaging through the website or visiting their nearest store for personalized advice on payment options.

Website: https://cellphones.com.vn

Điện Máy Xanh, formerly known as Dienmay.com, was founded in late 2010 and officially rebranded in May 2015. It is the leading retail chain for consumer electronics in Vietnam, with over 1,000 stores across 63 provinces nationwide. It offers a wide range of products including electronics, home appliances, and air conditioning units.

Customers visiting Điện Máy Xanh are guided through the process of applying for installment plans with the help of knowledgeable staff who provide personalized advice to ensure the best comparison of options. The application and approval process is fast and can be done over the phone, so there’s no need to wait in-store. If the application is approved, customers are only required to visit the store with the necessary documents to collect their product. Throughout the process, company advisors assist in preparing documents and navigating the best payment options, with a range of financial partners offering competitive interest rates, including attractive 0% financing deals for customers.

Website: https://www.dienmayxanh.com/

Thegioididong is a retail chain specializing in mobile devices, including smartphones, tablets, laptops, and accessories. Founded in 2004, it now operates nationwide with over 2,500 locations across all 63 provinces in Vietnam, holding the largest market share in the country.

At Thegioididong, their 0% interest installment plan does not apply to all products, but it is widely available, especially for new releases. The company has partnered with financial institutions to provide various installment options, making it easier for customers to purchase products and experience the latest technology. With many attractive financing offers, including 0% interest on select items, Thegioididong is among the top retailers in Vietnam for electronics and household appliances, offering an extensive range of products from electronics to home goods, all available with flexible financing options.

Website: https://www.thegioididong.com/

Shopee is a leading e-commerce platform in Southeast Asia and Taiwan. Launched in 2015, Shopee offers a convenient, secure, and fast online shopping experience, backed by a strong payment and logistics infrastructure.

All customers with a Shopee account are eligible for the 0% installment plan. To qualify, the product must be from Shopee Mall and priced at least 3 million VND (after applying discounts, if any). The product must also display the '0% installment' logo to be eligible for this offer.

The 0% installment program is available for VISA or MasterCard credit cardholders from banks such as CitiBank, Sacombank, HSBC, Standard Chartered, Shinhan Bank, and TPBank. CitiBank offers 6-month installment plans, while other banks allow you to choose from 3, 6, 9, or 12-month options.

Shopee provides exciting deals and offers, aiming to meet the current needs of customers, improve service quality, and become the go-to platform for the best installment options.

Website: https://shopee.vn/

Lazada is part of the Lazada Group, the leading online shopping platform in Southeast Asia. As a pioneer in e-commerce, Lazada offers customers a seamless shopping experience and provides retail businesses with access to a vast customer base.

The '0% Installment' program is available exclusively to credit cardholders of Visa, Mastercard, JCB, and/or Amex, issued by licensed banks in Vietnam. Only those banks listed by Lazada as partners in the 0% installment program are eligible to offer this benefit.

Lazada is undoubtedly one of the leading online shopping channels in Vietnam. The platform offers 0% installment plans for orders over 3,000,000 VND. You can purchase everything from TVs, refrigerators, mobile phones, laptops to bicycles. Participating banks include Sacombank, VP Bank, Eximbank, HSBC, ShinhanBank, CitiBank, VIB, Vietinbank, FE Credit, TPBank, and Standard Chartered. With a wide range of products and attractive installment deals, Lazada ensures that customers don’t have to worry about pricing.

Website: https://www.lazada.vn/

Tiki is an all-in-one e-commerce ecosystem, consisting of member companies such as Tiki Trading Co., Ltd., which operates the online marketplace www.tiki.vn. This platform allows vendors to conduct various stages of the buying and selling process online. With a commitment to improving the online shopping experience, Tiki continually strives to enhance service quality, providing customers with complete peace of mind.

Tiki currently offers a 0% installment program for 6- and 12-month terms, available to HSBC and Sacombank credit card holders. To participate, customers must make a purchase of at least 3,000,000 VND. The installment option is only available for daily essentials and books on Wednesdays. Customers can also enter multiple times within their credit card limit to win prizes valued above 3,000,000 VND.

Credit cardholders can opt for 0% installment plans of up to 24 months when shopping on tiki.vn or the Tiki app. The cardholder must pay the difference in fees between installment purchases and full payments. This fee is shown during the installment selection process on Tiki and will be included in the cardholder’s monthly payment.

Website: https://tiki.vn/