







5. Payoo.vn Payment Gateway


6. VTCPay
VTC Pay is a payment gateway and e-wallet, owned by VTC Multimedia Corporation. It acts as an intermediary for users to conduct financial transactions, licensed by the State Bank of Vietnam since 2016. With over 2,000 trusted partners, VTC Pay ensures seamless payment of bills, mobile top-ups, flight bookings, entertainment, and more.
Additionally, VTC Pay can be used to purchase game credits such as Vcoin, Zing cards, Gate FPT cards, and receive significant discounts. It is a popular choice among gamers.
Currently, VTC Pay is licensed and regulated by the State Bank of Vietnam. It is linked with 33 domestic banks and 3 international card organizations, complying with all legal regulations. This allows users to perform transactions such as deposits, transfers, and withdrawals quickly and securely.
Advantages of VTCPay:
- Diverse payment services, including Vcoin top-ups, Zing Xu codes, Vcard, and payments to various mobile network providers.
- Direct purchase of top-up codes or mobile phone credit with VTC Pay, offering discounts of up to 6.7%, helping users save on monthly phone card purchases.
- Easy payment of electricity, water, and internet bills from various network providers without fees. VTC Pay also reminds users to pay bills on time.
- High security
- Supports users to easily top-up via 33 domestic banks and withdraw funds instantly to accounts in 22 banks.
Website: https://vtcpay.vn/


7. OnePay Payment Gateway
Established in 2006, OnePAY operates an international payment gateway in Vietnam. It is renowned for its seamless online money transfer with transactions exceeding $10,000,000/month. With over 200,000 transactions/month, OnePay stands out by providing an online payment platform that connects businesses, customers, and banks.
OnePAY's major partners include Jetstar Airlines, CGV cinemas (formerly Megastar), Galaxy, Platinum, Vietnamworks, and over 800 businesses in various sectors such as tourism, hotels, fashion, and online shopping. With over 5 years of service, customer numbers have increased by 200% annually. Transaction value has grown by over 15% per month and over 30% per year. OnePAY is currently present in Vietnam's two largest markets, Ho Chi Minh City and Hanoi, with ambitions to expand into other domestic and international markets.
Advantages of OnePay:
- Provides diverse payment methods for businesses' customers.
- Integrates your website with OnePay quickly and effectively.
- Cost-effective management, maximizing business efficiency.
- Ensures security and safety in all transactions, providing peace of mind for businesses.
- Optimizes network connections and systems to facilitate smooth payment transactions.
- Equips businesses with powerful tools to manage their operations effectively.
Website: https://www.onepay.vn/


8. Baokim.vn
Baokim was born from the passion and vision of young Vietnamese people, with a desire to build an outstanding intermediary payment ecosystem centered around customers. It helps Vietnamese businesses and individuals access and use comprehensive payment solutions, aiding the government in enhancing transparency in the economy. With over 10 years of experience in the payment intermediary field, Baokim provides a set of solutions to help non-bank credit organizations (financial companies) automate their business cycles and minimize costs.
With a customer-centric approach, Baokim strives to meet the needs of partners/customers with goodwill, commitment, and sustainable development, aiming to provide partners/customers with excellent product/service experiences while optimizing profits in each business activity.
Advantages of Baokim.vn:
- Supports financial companies in identifying receivables and maximizing collection channels through various friendly and easy-to-use payment channels from online (Mobile Banking, Internet Banking, ATM) to offline (13,800 collection points nationwide).
- Supports financial companies in carrying out automatic loan disbursement activities 24/7, making payments to business partners, paying commissions to employees quickly, accurately, and continuously through API system connections.
- Connects with a flexible transportation support service system to help financial companies fulfill requests for receiving documents, contracts, or delivering cards to customers. Connects via API with national transportation companies, and the customized management and operation system meets all partner management needs.
Website: https://www.baokim.vn/


9. Senpay.vn Payment Gateway
Senpay.vn is an online payment service for electronic trading floors developed by FPT Wallet, a member of FPT Group. Senpay wallet operates as both an e-wallet and an intermediary payment gateway, acting as an online bank responsible for processing transactions on the internet platform. Simply put, Senpay is an e-wallet used by Sendo as a transaction method between Sendo and shops on the Sendo trading platform.
In addition to the Senpay wallet being used for convenient online payments, Senpay also has a promotional wallet with many new features. The promotional wallet is essentially a supplementary Senpay wallet used to store refund money when participating in promotional programs. The money in the promotional wallet can only be used to pay for services on the Sendo website, not for transferring money or withdrawing money between wallets.
Advantages of Senpay.vn:
- Payment with domestic and international cards
- Simple, user-friendly features
- Access to millions of FPT customers
- User information is secured
- Payment linkages with many banks
- 100% insured transactions
- Secure and safe payment for users
Website: https://senpay.vn/


10. ShopeePay
The predecessor of the ShopeePay online payment gateway was AirPay. However, with significant development from the Shopee e-commerce platform, AirPay has partnered with Shopee to upgrade its service features and has been renamed ShopeePay.
ShopeePay is developed by Vietnam Esports Company, launched on December 16, 2015. The application offers various functions similar to other e-wallets, including money transfer, savings, mobile top-up, flight ticket purchase, movie ticket purchase, and online payment. Particularly, with its connection to Shopee, when using ShopeePay to pay for purchases on Shopee, you have the opportunity to receive thousands of discount codes and free shipping vouchers. The payment process is quick, convenient, and backed by a reliable refund policy.
Advantages of ShopeePay:
- Quick and convenient payment for e-commerce transactions, bill payments, mobile top-ups, and other services.
- Scan QR code at stores for safe, convenient payment without cash.
- Transfer money to friends via ShopeePay Wallet quickly and securely. Safety and security with PCI DSS standards.
- Safe and versatile, link your account with leading banks in Vietnam.
Website: https://shopeepay.vn/


11. ZaloPay
ZaloPay is a mobile payment application with unique features, specifically designed to meet all payment needs in life and business,... Zalo Pay e-wallet was licensed to operate in 2016 owned by Zion Joint Stock Company and VNG Company. This e-wallet provides many useful features along with extremely secure security methods.
Furthermore, we are all familiar with the Zalo social network, so Zalo Pay e-wallet is strongly welcomed by users, playing an important role in the online payment market. Currently, ZaloPay has become a payment partner of Visa, MasterCard, and many major banks, popular in Vietnam such as Vietcombank, Vietinbank, BIDV, SCB Bank, Ban Viet Bank, JCB, Sacombank, Eximbank,...
Advantages of ZaloPay:
- Transfer money and pay directly in Zalo: Chat and transfer money conveniently.
- Quick and easy operation.
- Transactions are completely free.
- Safe and secure - certified international information security standards (PCI DSS and ISO 27001) by independent and reputable organizations in Vietnam.
- Hundreds of utility services, thousands of payment acceptance points nationwide.
- Many attractive promotion programs for all services, all partners on ZaloPay.
Website: https://zalopay.vn/


