Top 17 Trusted Online Money-Making Apps Without Investment, Easy to Use

Discover the Top 17 Legit Money-Making Apps Without Investment from Home in 2023

Legitimate online money-making apps from home without investment are becoming a popular choice for many users today. Especially in this challenging economic period where suitable job opportunities are scarce. Here are 17 smartphone applications you can consider:

Note: The offers and promotions below are for reference only and may vary depending on the policies of the app issuers at different times. Please check the details on the respective app or website for the most accurate information!

Top-Rated and Trending Legit Money-Making App - MoMo

MoMo is undoubtedly the most reputable online money-making app in 2023 without the need for investment. It is licensed and regulated by the State Bank of Vietnam. This online money-making application operates in partnership with various banks including Vietcombank, VietinBank, Agribank, OCB, VPBank, Eximbank, Sacombank, TPBank, ACB, BIDV, VIB, Shinhan Bank, SCB... Currently, MoMo wallet is also running a reward campaign to attract customers as follows:

• When new users register an account, enter a promo code, and link it to their bank account, they will receive rewards up to 500,000 VND.
• Users can also earn rewards of up to 500,000 VND in just about 5 minutes.
• Furthermore, if users successfully refer each new user to use the e-wallet, they will also receive a reward of 500,000 VND. This means that if users successfully refer 10 people, they will receive 5 million. If they refer 100 people, they will receive 50 million. The more people registered, the higher the bonus.

Goods Hub - Trusted online money-making app

Goods Hub is known as an application for purchasing health and beauty products. The app operates online on the 4.0 model, allowing users to access it via their phones. Goods Hub also develops on the Affiliate platform combined with Dropshipping. This will be an opportunity to help many people earn money more easily with the following forms:

• Marketing form requires users to share the product link of Goods Hub. When someone clicks on the product link through the user's marketing, they will receive a 20% commission.
• Dropshipping business form selling all Goods Hub products with a discount of about 20% - 30%. Users can advertise on various platforms such as Facebook, Zalo, or Websites,... When a customer chooses to buy the product, the user will send the order to Goods Hub. At this point, Goods Hub will take care of all packaging, shipping, or payment collection,...
• System recruiting form where users introduce others to join the money-making system. Users will receive 10% for each generated order. Whether it's a purchase, sale, or marketing order.

Money-making App - Vinaresearch

Vinaresearch is indeed an online survey platform where users earn money by participating in surveys. Each survey will earn from 1 point - 500 points upon completion. These points can be exchanged for phone cards at a conversion rate of 1 point equals 100 VND. Additionally, users can conduct these surveys daily on Vinaresearch's website or by installing the app on their phones.

Online Money-making App - SurveyGo

SurveyGo is also an online survey platform that allows users to earn money by answering questions. These survey questions will be posted on SurveyGo's website. Users first need to visit the website to register for a free membership account. Then they can work directly on the website. Additionally, users can download the app on Google Play or the App Store for convenience. 

Once you have installed this app on your phone, open it, log in, and complete surveys. Each survey on SurveyGo will earn you from 1 point - 500 points. These points can be redeemed for phone cards or cash withdrawn via Bao Kim e-wallet. The redemption rate for SurveyGo reward points is 1 point equals 100 VND. When you have earned enough 500 points, you can redeem them.

Online Money-making App - Accumulate

Accumulate is one of the most trusted online money-making apps in 2023 on mobile phones, which is favored by many users. This app also offers commissions ranging from 25% - 30% when referring friends to join. Additionally, users can create their own shopping links. If others shop through your link and do not use the app, you will receive a 100% refund.

Online Money-making App on E-commerce Platform - CashBack

CashBack can earn money by shopping on various e-commerce platforms through the app. From Tiki, Lazada, Sendo to Shopee... all are included. If users refer friends to join, they will receive 50,000 VND. And if they refer each person who completes an order of 200,000 VND or more, they will also receive 50,000 VND.

Cashbag App - Earn money online through home shopping

Cashbag is an app for online money-making and cashback when users shop online. This app is linked to various e-commerce websites. Users can access these websites through Cashbag to make purchases. They will then receive cashback ranging from 3% - 20%. This money will be refunded to the Cashbag account, and users can withdraw it to their bank account.

Users can also use this trusted online money-making app right at home by shopping for themselves or their loved ones to receive cashback. Additionally, users can refer friends to use the app to enjoy a 20% commission. From there, users can earn a considerable amount of money through this referral.

Online money-making app by reading news - Cashzine

Cashzine is indeed a trusted capital-free online money-making app by reading news and inviting friends to use it. Users can receive bonus coins and exchange them for cash when withdrawing via PayPal. The exchange rate is 5 coins equals 1 VND. When you earn enough 500,000 coins, it will be equivalent to 100,000 VND. At this point, users can withdraw money to their account.

Trustworthy Money-making App 2023 - ONUS

ONUS is currently a Stablecoin project providing asset storage services. Additionally, users can deposit non-term savings with an attractive interest rate of 12% per year. Interest will be compounded daily. However, this app also offers another way to earn money, which is by recruiting new members. Each new member who registers and completes identity verification will receive 10,000 VND. Both the referrer and the referee will receive this reward. The steps to participate are as follows:

• Step 1: Users will click on the ONUS Website to register an account.
• Step 2: Complete Email verification.
• Step 3: Users download the VNDC Wallet Pro app.
• Step 4: Log in to the VNDC Wallet Pro account.
• Step 5: Perform account verification (KYC).

Users will wait for KYC approval within 24 hours and will receive the initial 10,000 VND upon approval. After that, users can share referral links or deposit savings to receive daily interest.

Make Money Online with Timebucks

Timebucks is one of the Websites to earn money and can still be used on mobile phones. This is an extremely attractive money-making website that is loved by many users. This platform allows users to participate in various forms, from online surveys, watching videos, liking videos, subscribing to YouTube channels to following Facebook pages.  

In addition, users can also earn money by following Twitter accounts. Methods include signing up and shortening links, solving Captchas, recruiting referrals, affiliate marketing, etc. These are all very common ways to earn money online. When users successfully register, they will receive $1. Then log in to earn money from tasks.

Simple Online Money-making App - Ola City

Ola City is a reputable online money-making app right at home without capital, suitable for students, featuring many different ways to earn money. From affiliate marketing, watching ads, installing apps, registering accounts to shortening links,... Each completed task will receive a certain bonus amount. Therefore, users only need to spend about 3 - 5 minutes to earn nearly 100,000 VND.

Infina - Trusted Online Money-making App at Home through Financial Investment

Infina is also a financial investment app that many people are particularly interested in. This app allows users to deposit non-term savings with an interest rate of 6% per year. Additionally, users receive fund certificates, deposit certificates, and even real estate. Users can also become referral partners and introduce friends. Users will receive a reward of 50,000 VND per successful first deposit. Meanwhile, the referred user will receive 30,000 VND upon successful account registration.

Trusted Online Money-making App via Tikop

Tikop is a trusted online money-making app in 2023 through savings or financial investment. The savings interest rate is 7% per year for a 3-month term. For non-term packages, the interest rate is 5.5% per year. Additionally, when using the app, users can also invest in certificates. Tikop also allows users to refer friends to join. As a result, users will receive 15,000 VND per referral, and the referred user will also receive 10,000 VND.

Top-notch Mobile Money-making App - Finhay

Finhay stands out as a reliable money-making app in 2023, favored for financial investment and online savings accumulation. When using the app, users can deposit savings with a non-term interest rate of 4% per year. Additionally, there are 3-month terms with a 6% interest rate per year, and 12-month terms with an appealing 8% per year. Users can also invest in structures allocated to fund certificates. Finhay also allows users to refer friends and earn 10,000 VND each time. Meanwhile, the referred party will receive 5,000 VND.

Money-making App - TNEX

TNEX is an electronic banking app backed by Maritime Bank (MSB). When using the app, users only need to register for an Online account. Currently, the app also has a referral program using referral codes. Both the referrer and the referred user will receive 20,000 VND. Users can use this amount to purchase top-up cards or pay bills.

Discover the power of earning money online with CAKE

CAKE, the digital bank app by VPBank, lets users open online accounts instantly. Join now through our exclusive link 'https://cakevn.onelink.me/HHDV/82c8e23f' and get rewarded up to 50,000 VND. Refer friends and earn rewards together. Rewards are distributed weekly. Make sure referrals meet our conditions for validity.

Unlock your earning potential in 2023 with CAKE, the trusted online money-making app

MB Bank, the Military Bank app, allows users to open online accounts effortlessly. Earn 30,000 VND upon successful registration and verification. Share your referral link to friends and family to earn an additional 50,000 VND per referral. Rewards are credited directly to your MB Bank account.

Join MB Bank today and experience the ease of earning money online