1. Private Home Insurance
Insurance Coverage: The home (apartment, townhouse/villa) and belongings inside the house.
Insurance Scope: BIC compensates the insured for damages caused by:
Basic Risks:
- Fire
- Lightning
- Explosion
Extended Coverage 1:
- Storm, typhoon, flooding (including seawater intrusion);
- Water leakage or overflow from tanks, water storage equipment, or pipelines;
- Collision with the house;
- Robbery;
Extended Coverage 2:
- Cleanup costs;
- Fire-fighting expenses;
- Cost of temporary housing after damage.
Reference link: https://shorten.asia/Zc5jqEFE

2. COMPREHENSIVE CAR INSURANCE - BIC AUTOCARE
CallYour car is both a means of transportation and a significant asset. However, various issues may arise when your vehicle is on the road, and unexpected risks could cause damage to your car or harm to passengers.
Benefits of Comprehensive Car Insurance - BIC AutoCare:
- Coverage includes: collisions, rollovers, sinking, falling, impact from foreign objects, fire, theft, and natural disasters.
- Additional options for coverage include: repair with new parts, flood damage insurance, theft of parts, and the ability to choose your repair garage.
- Optional coverage for passenger accident insurance, up to 50 million VND per person.
- Optional civil liability insurance for car owners.
- BIC’s nationwide network of affiliated garages provides roadside assistance, damage assessment, and repairs.
- Customer service at 1900 9456 is available 24/7 to assist with claims and guidance.
- You can view information, calculate premiums, and purchase online, with BIC offering home service delivery.
- Exclusive discounts for purchasing online car insurance.
Reference link: https://shorten.asia/mTkecma
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3. International Travel Insurance
When traveling abroad for leisure, business, or to visit family, many unexpected issues may arise that you cannot handle on your own: lost luggage, delayed or canceled flights, illness or accidents, and lack of information about your destination. With International Travel Insurance, you can travel with peace of mind knowing you're covered during every trip.
Benefits of International Travel Insurance:
- 24/7 global medical and rescue support from International SOS
- Accident coverage up to 2.5 billion VND during your trip
- Medical expenses (outpatient and inpatient treatment due to illnesses arising during the trip) covered up to 2.5 billion VND
- Medical and travel assistance covered up to 2.5 billion VND
- Compensation for lost or damaged luggage up to 75 million VND
- Compensation for delayed luggage (minimum 12 hours) up to 10.5 million VND
- Support for lost documents up to 125 million VND
- Compensation for trip delays (every 12 hours) up to 6.25 million VND
- Support for shortening or canceling the trip up to 225 million VND
Reference link: https://shorten.asia/wuwb9qBH

4. Health and Personal Accident Insurance
Benefits of BIC Tam An Insurance:
- Coverage up to 1 billion VND for accidents
- Up to 2.5 million VND per outpatient visit and treatment
- Up to 9 million VND per day for inpatient treatment
- Up to 180 million VND per surgical procedure
- No medical checkup required before purchase
- Hospital bill guarantees at major hospitals/clinics nationwide
- Simple and fast claims process
Details on the WAITING PERIOD for different health conditions. Special notes:
- Respiratory diseases, including bronchitis, bronchiolitis, asthma, and pneumonia: 6-month waiting period for children aged 1-6 years.
- Maternity: 1-year waiting period for normal or cesarean birth, 280 days for pregnancy complications, and 90 days for ectopic pregnancy.
- Chronic and pre-existing conditions: 1-year waiting period.
- For conditions not listed in the rules: 30-day waiting period.
Reference link: https://shorten.asia/qt9Rq374

