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To spend in a planned manner, it's advisable to keep track of your income and expenses for proper adjustments. Currently, there are numerous software options to assist you with this. Here are the top 5 best free personal finance management software.
1. Money Lover
Download Money Lover: Android | iOS
Money Lover is an application developed by a software company in Vietnam, which won the Vietnamese Talent Award in 2014 and was voted the best app of 2016 by Google. This software was created to help users record their income and expenses in a reasonable manner and also to help plan their spending to fit their budget.
It is very suitable for people who often experience symptoms of eating hotpot at the beginning of the month and instant noodles at the end of the month because they cannot plan their expenses.
Money Lover software helps you manage expenses through accounts, you can personalize your expense list by creating a separate account to synchronize data on different phones.
After creating a new account, Money Lover will allow you to create virtual wallets for spending. You can create different wallets to distinguish between cash and bank account funds, etc.
Name your wallet in the Wallet name field, and you can also choose the currency unit. The app allows you to use many types of currencies, with the Vietnamese Dong ranked fourth in the Currency unit list.
After creating the currency wallet, you can start creating income and expense records for your wallet. Simply click on the plus sign icon, which is very visible in the Money Lover interface.
Fill in the necessary information for the income and expense record, such as the amount, classification group, and notes if necessary.
You can also adjust the date of the income and expense record and the name of the wallet you spent from.
You will see your income and expense entries in the list of income and expense items.
Using Money Lover software to manage personal finances is very useful and it allows you to use it for free. If you want to use more advanced features and/or remove ads, you can pay to upgrade.
2. PocketGuard
Download PocketGuard: Android | iOS
PocketGuard is also a smart and useful expense management software. This is a software released by a foreign company and there is no Vietnamese version yet.
PocketGuard also has a very special feature that is based on the expenses you have entered into the software in the past and provides plans as well as a reasonable spending stream for users.
3. HomeBudget
Download HomeBudget: Android | iOS
HomeBudget is a mobile software available on both Android and iOS operating systems, and there is even a desktop version for Windows and Mac OS.
HomeBudget helps you manage expenses by summarizing your expense lists and then performing statistics based on time frames, expense types... You can also use HomeBudget to easily convert exchange rates between different currencies.
HomeBudget also has a family sync feature, meaning it allows you to use the software to exchange information within the family about expenses and income for a single budget. When a member uses the budget, it will automatically synchronize to other family accounts.
4. Spendee
Download Spendee: Android | iOS
Spendee is a personal expense management application with a very attractive, appealing, and easy-to-use interface. It helps you track your personal income and expenses, then create a budget plan for yourself and even for the whole family.
Spendee features manual personal expense tracking or safe synchronization with bank accounts, setting budget goals, creating savings plans, creating beautiful income and expense graphs, budget planning for the family, sharing wallets with family and friends, customizing currencies and different expense categories...
5. Mint
Mint software from TurboTax software manufacturer is a completely free financial tracking and currency expense management application. Mint aggregates bank accounts, credit cards, bills, and investments to make it easy for you to track your finances.
With just a small software on your phone, you can track various bills and create detailed financial plans to monitor and gain clearer insights into your spending.
This concludes the Top 5 best free personal finance management software article from Mytour. We hope that through this article, you can find a personal finance management software that suits your needs. See you in other articles on the website.
