1. Techcombank
Techcombank stands out as one of the few banks with zero service fees. Since late 2016, early 2017, Techcombank has been implementing customer-friendly services, including completely free transfers within the system. This has attracted more customers as most banks across the country charge service fees ranging from a few thousand (for amounts less than 10 million).
Not only applicable to transfers within the system, but also when transferring between different banks, customers receive favorable treatment. Techcombank is the only bank that offers free interbank transfer fees. With such service fees, many customers have chosen Techcombank for their financial transactions.
Contact Information:
Address: Techcombank Tower, 191 Ba Trieu, Lê Dai Hanh Ward, Hai Ba Trung District, Hanoi
Fax: +84 (24) 3944 6395
Email: [email protected]
Facebook: https://www.facebook.com/Techcombank
Website: http://www.techcombank.com.vn/


2. MB Bank
Call NowMilitary Commercial Joint Stock Bank - MB Bank is a financially robust institution, efficient in management, transparent in information, convenient, and pioneering in providing services to fulfill its mission as a strong and reliable organization, a solid partner.
Since March 01, 2021, the Military Bank (MB) has officially implemented new fees for some personal customer services. Specifically, services such as payment accounts, MBBank App, balance changes on the App, cash withdrawals at MB's ATMs... are completely free. For VISA DEBIT cards, the annual fee is 60,000 VND/year and will be free for the following years if the card spending turnover in the year is greater than or equal to 10 million VND.
Contact Information:
Address: MB Tower, 18 Le Van Luong, Trung Hoa Ward, Cau Giay District, Hanoi
Tel: 1900545426 – 02437674050
Fax: (024)37674050
Email: [email protected]
Facebook: https://www.facebook.com/VietnamMBBank/
Website: www.mbbank.com.vn


3. TPBank
Call NowAnother bank listed among those with the lowest service fees is TPBank. Not only does it offer free cash withdrawals at the bank's ATMs, but even when you withdraw money from other ATMs, there is no fee. A few thousand dong per transaction may not seem like a significant amount, but for customers who regularly withdraw money from ATMs, TPBank's fee waiver brings considerable benefits.
Even for interbank transfers, with transfer amounts under 500 million VND, you only need to pay a fee of 8,800 VND per transaction.
Contact Information:
Address: 57 Ly Thuong Kiet, Hoan Kiem, Hanoi
Tel: 1900 58 58 85 & 024 3768 3683 & (024) 37.68.89.98
Fax: (024) 37.68.89.79
Email: [email protected]
Facebook: https://www.facebook.com/TPBank
Website: https://tpb.vn/


4. VPBank
Call NowVietnam Prosperity Joint Stock Commercial Bank (VPBank) is recognized as the largest private bank in Vietnam. VPBank's products and services have attracted millions of customers, covering a wide range nationwide. While top banks continue to charge fees for in-network transfers, VPBank provides free in-network money transfer services to its customers.
VPBank's interbank transfer service also ranks among the lowest fees, charging only 6,600 VND per transaction. In addition, when people conduct cash withdrawals at ATMs within the VPBank network, they will be exempt from fees for all withdrawals.
Contact Information:
Address: 89 Lang Ha, Dong Da District, Hanoi
Tel: 1900 545415 & 0243.9288869
Fax: 0243.9288867
Email: [email protected] & [email protected]
Facebook: https://www.facebook.com/VPBank/
Website: https://vpbank.com.vn/


5. Maritime Bank
Following Techcombank, Maritime Bank stands as the second bank with super preferential service fees. For transfers within the Maritime Bank system (within the same province or city) after 2 working days, the fee is only 1000 VND per transaction. If transferring within the Maritime Bank system but to a different province, the maximum service fee is also only 10,000 VND.
For customers making interbank transfers within the same province, Maritime Bank also offers a completely free policy. Especially, when completing the first 2 transactions in the month, customers will receive a service fee of 0 VND. This is considered one of the measures to attract people, competing with other banks.
Contact information:
Address: No. 54A Nguyen Chi Thanh, Lang Thuong Ward, Dong Da District, Hanoi City
Tel: 1800 59 9999 & (024) 39 44 55 66 & (024) 3 771 89 89
Fax: (024) 3 771 88 99
Email: [email protected]
Facebook: https://www.facebook.com/MSBVietNam/
Website: https://www.msb.com.vn/


6. Timo
Call NowTimo is the new digital bank entering the financial field with the goal of assisting customers on the journey to financial freedom. The experience Timo provides is a banking service anywhere allowing customers to manage and access their accounts anytime, anywhere.
With the Timo app, you can easily control transactions 24/7, instantly lock/unlock your card whether you're in Singapore or Thailand. Account safety and security are always top priorities at Timo. Transferring money quickly via card number is the fastest way to transfer and receive money instantly. Currently, exclusively at Timo, you get this service for free.
Eliminate worries for trips to unfamiliar places or provinces without ATMs in the same system. With the Timo card, withdrawing from any Vietnamese bank's ATM is FREE.
Contact Information:
Address: VinaFor Building, 1st Floor, 127 Lo Duc, Pham Dinh Ho, Hai Ba Trung, Hanoi
Tel: 18006788
Fax: +84 028 7300 8466
Email: [email protected]
Facebook: https://www.facebook.com/yourtimo
Website: https://www.timo.vn/


7. LienVietPostBank
LienVietPostBank, formerly known as Joint Stock Commercial Bank for Vietnam Post (LienVietBank), was established under License No. 91/GP-NHNN dated 28/03/2008 by the Governor of the State Bank of Vietnam.
Recently, LienVietPostBank introduced a new digital banking product called Vi Viet, operating as a digital wallet with very favorable service fees. Vi Viet offers free in-network transfer services as well as monthly SMS notifications for all account holders. The interbank transfer fee of Vi Viet ranges from 3,000 to 3,500 VND, much cheaper than other banks such as Vietcombank, VietinBank, and BIDV.
For the transfer services of LienVietPostBank, when customers transfer amounts less than 500 million VND, the transfer fee is 7,700 VND per transaction.
Contact Information:
Address: Thaiholdings Building, 210 Tran Quang Khai, Hoan Kiem, Hanoi
Tel: 1800 57 77 58 & 024 62 668 668
Fax: 024 62 669 669
Email: [email protected]
Facebook: https://www.facebook.com/lienvietpostbankofficialpage/
Website: https://lienvietpostbank.com.vn/


8. PVcomBank
Call NowPVcomBank - Vietnam Public Joint Stock Commercial Bank was established on September 16, 2013, through the merger of the Vietnam Oil and Gas Finance Corporation (PVFC) and Westernbank. With high-quality human resources and extensive experience, PVcomBank provides a diverse range of financial products and services, meeting the needs of both organizational and individual customers.
When using PVcombank's services, customers enjoy free account management when the average balance in the account is from 1 million VND upwards (for VND accounts) and 100 USD upwards (for USD accounts). In case this requirement is not met, the bank will charge an account management fee of 5,000 VND/month and 0.5 USD/month.
In addition to the above benefits, PVcomBank currently offers many free services related to payment accounts, ATMs, and Internet Banking, such as: Free opening of payment accounts, free closure of accounts for 6 months or more, free issuance of ATM cards and first-year annual fees, free registration, maintenance of Internet Banking, Mobile Banking services, and more.
Contact Information:
Address: 22 Ngô Quyền, Tràng Tiền Ward, Hoàn Kiếm District, Hanoi
Tel: 024 3942 6800
Fax: 024 3942 6796/97
Email: [email protected]
Facebook: https://www.facebook.com/PVcomBankFanpage
Website: https://www.pvcombank.com.vn/

