With numerous conveniences for spending and account transactions, currently, opening and using an account at TMCP Tiên Phong Bank (abbreviated as TPBank) is a matter of great interest to many users. However, with various account usage fees, many users are unsure and don't know how to use their accounts in line with their needs, saving costs. TPBank has introduced the TPBank Biz app - an advanced digital banking platform for TPBank businesses, making it easier for users to transact and manage their finances.
TPBank account maintenance and management fees for individual and business customers
Understanding your concern, Mytour has compiled an article sharing insights into TPBank account maintenance fees, the monthly fees applied to customer accounts often confused with TPBank's annual card fees. Let's delve into it!
TPBank Account Maintenance Fee
1. What is TPBank Account Maintenance Fee?
The TPBank account maintenance fee (or account management fee) is a monthly fee you need to pay to keep your account active and operational at Tiên Phong Bank.
Unlike annual fees (yearly charges applicable to various types of TPBank ATM accounts), TPBank account maintenance fees are charged monthly and deducted directly from the customer's account. However, maintaining a minimum balance exempts you from this fee at TPBank.
2. Latest TPBank Account Management Fee
Recognized as a youthful, dynamic bank at the forefront of integrating digital technology into management and developing products and services, TPBank's account management fee is considered quite competitive in the market. Specifically:
* For individual customers:
- 100% free for regularly active accounts, salary payment accounts, and accounts used for credit collection.
- For accounts inactive for more than 6 months or regularly active accounts with insufficient minimum balance, the TPBank account maintenance fee is 5,000 VND/month/account.
* For business customers
- If you own a business account at Tiên Phong Bank, the TPBank account management fee is determined based on the initial agreement between you and the bank, with a minimum of 10,000 VND/month. However, for business accounts inactive for over 6 months with no transaction activity, the monthly TPBank account maintenance fee is 20,000 VND/month/account.
TPBank account maintenance fees schedule for individual and business customers
Note: TPBank account management and maintenance fees may vary depending on the bank's service fee schedule at different times. To stay updated on the latest TPBank card account maintenance fees, you can contact the nearest TPBank branch/transaction office or call TPBank hotline (1900 58 58 85) for assistance and updates.
So, we have explored the details of TPBank account maintenance fees and account management fees. Next, if you want to experience Tiên Phong Bank's SMS banking service but are unsure about the conditions and registration procedures, you can find useful information in our article on Registering for TPBank SMS Banking.
