TPBank's Banking Interest Rates and Financial Services

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Ngày cập nhật gần nhất: 1/5/2026

Presently, TPBank offers diverse interest rates for both borrowing and savings at Tiên Phong Bank. These rates cater to the needs of individual and business customers. TPBank provides numerous significant advantages for its clients. Explore the various interest rates offered by TPBank for savings.

Leading in technology and fueled by the strength of the youth, TPBank introduces a new trend. Customers not only benefit from TPBank's favorable interest rates but also enjoy a range of cutting-edge, high-quality, and free services. Many users choose TPBank not only for its advantageous interest rates but also for the service quality they experience when opening an account at TPBank.

Discover the interest rates at TPBank, covering borrowing, savings, and transactions at Tiên Phong Bank.

1. Interest Rates for Savings in TPBank:

* Applicable to individual customers

Includes: Regular savings with periodic interest payment; Tài Lộc savings; regular savings with end-of-term interest payment; regular savings with front-end interest payment; flexible principal withdrawal; 12-month flexible term savings; day term savings; electronic savings; contributing to lucky prosperity account, future savings contribution account, future saving for kids, automatic savings.

Refer to the interest rate chart below for the various account types at TPBank:

* Applicable to business customers

Includes: Term deposits with periodic interest payments; Online deposits; Term deposits with end-of-term interest payments; front-end interest payments.

- Term deposits with end-of-term interest payments:

- Term deposits with periodic interest payments (VND):

- Time deposits with upfront interest payment (VND):

- Online deposits with end-of-term interest payment (VND):

- Dynamic deposits:

- Prosperity deposits:

2. Interest rates for TPBank loans:

* Applicable to individual customers

Includes: home purchase loans; car purchase loans; mortgage-backed consumer loans; business loans, startup loans; unsecured personal loans; secured personal loans; installment consumer loans; pawn loans with valuable documents; advances against savings books.

- Home Purchase Loan: Fixed interest rate of 6.9% per year for the initial 6 months. Flexible principal repayment based on income, gradually increasing or decreasing. Loan-to-value ratio up to 90%, with a maximum term of 20 years.

- Car Purchase Loan: Fixed interest rate of 6.9% per year for the first 6 months, flexible repayment through monthly principal and interest installments, and a flexible loan term of 72 months.

- Mortgage-backed Consumer Loan: Fixed interest rate of 6.9% per year, flexible principal repayment, collateral can be owned by the borrower or a relative. Maximum loan term of 15 years for real estate and 4 years for a car.

- Business Loan: Multiple flexible interest rate options, collateral depending on the assets, monthly principal repayment, quarterly or end-of-term principal repayment based on the terms of each loan agreement.

- Startup Loan: Attractive preferential interest rates ranging from 0.99% to 1.12% based on the loan-to-value ratio below 50%. The loan term can extend up to 10 years.

- Thorough Unsecured Loan: Maximum loan term of 12 months, monthly interest repayment or deduction from the account, option to repay principal and interest directly.

For more details on interest rates for various personal loan options, please refer to here.

* Applicable to business customers

- Inclusive of: Financing for commuting and business-related vehicle purchases; leasing for commuting and business-related vehicles; credit line financing; working capital loans by item, mid and long-term investment loans by item, project-based loans; pawn loans with valuable documents;…

Each lending option comes with a specific interest rate. Therefore, business customers must explore the detailed interest rate chart for each account. Refer to the detailed interest rate chart for business customers at TPBank here.

With each TPBank interest rate tier, readers have more opportunities to decide whether to invest or borrow based on the most suitable and beneficial account package. This is especially crucial as TPBank interest rates, similar to ANZ, BIDV, ACB, or Agribank interest rates, are continuously adjusted to best suit customer needs.

Additionally, it's advisable to explore the interest rates of ANZ, BIDV, ACB, or Agribank to have a comprehensive reference and make the most appropriate decisions.

Prior to conducting any transactions with TPBank, Mytour advises you to check TPBank's working hours to plan your financial activities and avoid any inconvenience due to TPBank's operating hours.

Frequently Asked Questions

What types of savings accounts are offered by TPBank?

TPBank provides a variety of savings account options, including regular savings with periodic interest payments, Tài Lộc savings, flexible term savings, electronic savings, and special accounts for children.

What are the interest rates for personal loans at TPBank?

TPBank offers personal loans with fixed interest rates starting at 6.9% per year for home and car purchases, with flexible repayment terms and various loan options tailored to individual needs.

Are there special interest rates available for business loans?

Yes, TPBank provides attractive interest rates for business loans, including flexible options based on collateral and loan terms that cater to various business financing needs.

How do I compare TPBank's interest rates with other banks?

To effectively compare TPBank's interest rates with banks like ANZ, BIDV, ACB, or Agribank, you should review each bank's rate charts to identify the most favorable borrowing or saving options.

What advantages do customers experience when banking with TPBank?

Customers of TPBank enjoy not only competitive interest rates but also a range of high-quality services, including free digital banking solutions, professional customer service, and modern banking technology.

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