Buzz
Vietcombank's Internet Banking enables you to access convenient features on your phone or computer through a web browser. Here, you can check your Vietcombank account balance, swiftly transfer money online or offline without the need to visit a physical branch, revolutionizing traditional banking practices.
- Dive into the Future
In the previous article, Mytour provided a guide on registering for Vietcombank's Internet Banking, using Vietcombank's Ebanking services. If you've already followed the steps to register for Vietcombank's Internet Banking, let's explore what you can do with it.
Guide to Using Vietcombank's Internet Banking
Step 1: Firstly, you need to access HERE and log in to your account to use Vietcombank's Internet Banking.
Note: If it's your first time using Vietcombank's Internet Banking, you'll need to set a new password. The system will prompt you to complete this procedure automatically.
Step 2: In the interface of Vietcombank's Internet Banking, you will find two main sections on the left: My VCB-IB@NKING and Quick Access. Let's first explore VCB-IB@NKING.
Step 3: The primary feature is setting up the OTP receiving method.
- Smart OTP: This involves entering the transaction verification code. Each transaction prompts the VCB OTP screen to display the OTP code.
- Via SMS: The bank sends the OTP code via text message to the customer.
- Using EMV card: Utilize the EMV card reader provided by Vietcombank and Vietcombank's card, enter the transaction verification code. Each transaction prompts the card reader's screen to display the OTP code.
- The minimum limit you can set is 10 million VND, and the maximum is 300 million VND.
Step 5: This part is quite familiar; it's simply your personal information, and some details like name, date of birth, or ID card number are unchangeable.
Step 6: So, we've completed the VCB-IB@NKING section and the essential points to note. Now, let's delve into Vietcombank's Quick Access and discover what it offers when using Vietcombank's Internet Banking.
Step 7: Firstly, the ability to transfer money with three types:
- Transfer within Vietcombank: A fee of 3,000 VND for each transfer within the same account.
- Transfer to other banks: An 11,000 VND fee for each interbank transfer.
- Charitable transfers.
Step 8: Next feature is bill payments. Instead of going to the bank to pay various fees, you can use your computer to seamlessly handle payments for electricity, water, internet, train or plane tickets. Additionally, you can pay bills for cable TV, insurance, or credit loans.
Step 9: Right within Vietcombank's Internet Banking, you can also deposit fixed-term savings for 14 days, 1 month, or 3, 6 months with the funds in your account.
Step 10: Moreover, the additional utilities in Vietcombank's Internet Banking provide a comprehensive overview of Vietcombank's services such as:
- Mobile Banking: Receive online transaction alerts via phone.
- Smart OTP: Confirmation code for each transaction on Vietcombank's Internet Banking.
- Proactive SMS: Continuous SMS service sending messages for account changes.
- Cards: Unlock card, Change card limit, Change default card account, Register/Cancel card payments online, Temporarily lock card.
- SMS Banking: Stop service, Change default account for service.
- Phone Banking: Banking on the phone, support registration.
- E-wallet: The popular Momo e-wallet nowadays.
Exploring Vietcombank's Internet Banking unveils numerous services and utilities essential for users to grasp.
For those interested in Vietcombank's Visa card and the application process, refer to the guide on getting a Vietcombank Visa card here. The article outlines crucial insights you should pay attention to.
Vietcombank operates on Saturdays, though only a few branches/transaction offices. Contact the hotline to inquire about the working hours of Vietcombank branches/transaction offices open on Saturdays for your transactions.
