Buzz
Along with the market's development, the savings and loan interest rates at Saigon Commercial Bank (abbreviated as SCB) are continuously adjusted to meet the needs of individuals and organizations. So, what is the SCB Bank interest rate? Is it good to deposit money in SCB Bank? The detailed answers are presented below.
What is the interest rate for SCB Bank savings? Update on the latest SCB Bank interest rates
1. SCB Bank savings interest rate.
2. How to calculate SCB Bank interest rate.
3. Should you deposit in SCB Bank?
1. SCB Bank savings interest rate
Important Note:
- The SCB Bank interest rate table below
- Information about interest rates is for reference only and may change during different periods. Please contact the nearest SCB branch/transaction office or Hotline for more specific advice.
1.1. Savings at SCB Bank Counter
The latest SCB Bank interest rate table for regular savings is applicable from 28/11/2022. Specifically as follows:
The savings interest rates range from 6 - 9.95% per annum for terms from 1 - 36 months, with interest paid at the end of the term. Currently, the highest SCB Bank interest rate is for the 12-month term (9.95%), and the terms of 15, 18, 24, and 36 months all maintain a rate of 9.60%.
Latest SCB Bank Savings Interest Rate Table
1.2. SCB Bank Online Interest Rate
Leading the banks with the highest interest rates currently, with the continuous criterion of meeting the secure accumulation needs, ensuring stable returns for customers' idle funds, as of 11/11/2022, SCB officially raised the online savings interest rate to 9.75% per annum.
Specifically, the SCB Bank interest rate applies to individual customers participating in opening new Online Deposit products from 28/11/2022 with interest rate advantages as follows:
Online SCB Bank savings interest rate table
Part of the group of banks with high savings deposit interest rates, including Sacombank, ACB, ..., is also one of the many banks you should consider before deciding to save for profit or take out a loan to buy a car, a house, or invest in business. For more comparison information, please refer to our sharing on Sacombank interest rates.
1.3. Some other savings forms of SCB Bank
In addition to the two main forms of regular and online savings, SCB also offers other attractive savings packages such as: Prosperity Savings, parallel savings - comprehensive insurance, fixed-term deposits for individuals. Specifically:
* Prosperity Savings interest rate table:
Prosperity Savings interest rate table at SCB Bank
Parallel savings - comprehensive insurance interest rate table
SCB Bank Fixed-Term Deposit Interest Rate Table for Individual Customers
2. How to Calculate SCB Bank Interest Rate
Understanding the calculation of Saigon Commercial Bank's interest rate will help customers anticipate the future interest amount, enabling quick and accurate financial decisions.
* Formula for calculating fixed-term interest rate:
Interest amount = deposit amount x interest rate (%/year) /12 x number of deposit months
OR
Interest amount = deposit amount x interest rate (%/year) x number of days deposited / 365
* Formula for calculating indefinite interest rate:
Interest amount = deposit amount x interest rate (%/year) x actual number of days deposited / 365
If you prefer not to calculate traditionally, you can quickly calculate SCB Bank interest rate using the calculator issued by SCB Here
3. Should you deposit in SCB Bank?
The SCB Bank interest rate is extremely attractive, with customers able to earn up to 9.95% profit when saving. So, is it good to deposit in SCB Bank? To find the answer, please refer to some reasons to deposit in SCB Bank below:
- Saigon Commercial Bank (SCB) is, in fact, a merger of three major banks: Saigon Commercial Bank (SCB), First Commercial Joint Stock Bank (Ficombank), and Vietnam Tin Nghia Commercial Joint Stock Bank (TinNghiaBank), officially operational since January 01, 2012.
- As of September 30, 2021, SCB is the leading bank in Vietnam with a total asset scale of 673,276 billion VND, charter capital of over 20,020 billion VND, and 239 transaction points covering 28 provinces/cities in key economic regions nationwide.
- It is the bank with the highest deposit interest rate in the market, bringing benefits to customers.
https://Mytour.vn/lai-suat-ngan-hang-scb-31730n.aspx
With a strong history and highly attractive SCB Bank interest rates, this is undoubtedly an effective channel for idle money investment. We hope the article will be helpful in choosing the right bank for your savings.
