Buzz
Sending savings online with Vietcombank is a widely adopted method today. Explore how to use the online savings feature on VCB Digibank in the article below.
Guide to Online Savings with Vietcombank, Easy Money Transfer Anytime, Anywhere
1. Advantages of Vietcombank's Online Savings
Online savings with Vietcombank is a method of depositing savings through Vietcombank's electronic banking platform, all transactions performed on smartphones or computers connected to the Internet.
Not only can you deposit unlimited accounts in various currencies like VND, EUR, USD with terms similar to depositing savings at Vietcombank counters, but online savings with Vietcombank also brings many advantages:
- Send money anytime, anywhere, saving time and effort.
- Online deposits do not incur fees like when depositing at Vietcombank counters.
- In addition to settling at the counter, you can also settle on Vietcombank's electronic banking platform like VCB-Mobile Banking or VCB-Internet Banking.
- Compared to counter deposit interest rates, online deposit interest rates are higher, with many opportunities to participate in promotional programs.
- High-security features.
2. How to Use the Online Savings Feature on VCB Digibank
VCB Digibank is an electronic banking service, so to use the online savings feature on VCB Digibank, you need to register.
- See more: How to Register for Vietcombank Internet Banking
How to open a monthly contributing savings account with Vietcombank on VCB Digibank
The first time you use VCB Digibank for online savings, follow these steps:
- Step 1: Access the VCB Digibank app and log in. Enter your username, password, and verification code, then click on 'Login'.
- Step 2: Once logged into the VCB Digibank page, click on 'Open Savings' (For the first time)
- Step 3: You click on each box to choose the option that suits your needs:
+ Source Account: The account number you are using.
+ Term of Deposit: Depending on your needs, choose a deposit term from 3 to 24 months.
+ Deposit Amount: Enter the amount you want to deposit.
+ Interest Payment Method.
- Step 4: After filling in, you click on 'I have read, understood, agreed...' and then click on 'Continue'.
- Step 5: Proceed to the confirmation step, in the authentication method, click on 'Login Password,' and two options will appear: SMS OTP and login password. Choose either SMS OTP or login password based on your preference. In this article, Mytour will guide you to choose Login Password. If you choose SMS OTP, follow the same steps.
- Step 6: Next, you click on 'Confirm'.
- Step 7: After verifying the information, you enter 'Password' into the white box as shown, then click 'Confirm'.
- Step 8: If you wish to proceed with the transaction, click on 'Initiate New Transaction' or you can exit.
3. How to Add More Funds to Vietcombank's Online Savings Account
If you have already opened a savings account and deposited money into it, and wish to add more funds to Vietcombank's online savings account, follow these steps:
- Step 1: Log in to the VCB Digibank app.
- Step 2: Click on 'Deposit Additional Amount to Savings' to add more money to your savings account.
4. How to Withdraw from Vietcombank's Online Savings Account
In addition to depositing savings, VCB Digital also allows you to withdraw or fully close your deposit. To withdraw, after logging into the VCB Digital app, click on 'Withdraw from Savings' (arrow 1) and follow the instructions. If you want to fully close the deposit, click on 'Close Savings Account' (Arrow 2).
5. What is the Interest Rate for Vietcombank's Online Savings?
To calculate the interest rate for Vietcombank's online savings, besides understanding how to calculate the online savings interest rate for Vietcombank, you need to be aware of Vietcombank's savings interest rates.
Similar to other banks, Vietcombank applies different interest rates for each term and customer group, with the interest rates varying each month. The current specific interest rates for Vietcombank are as follows:
Table of Vietcombank's Online Savings Interest Rates for Individual Customers
Next, follow the system to easily conduct online deposit transactions.
Thus, with the above instructions, you have successfully utilized the online savings feature on VCB Digibank, making it simple and convenient. In addition to savings, you can use the VCB Digibank app for various transactions such as mobile top-up, bill payments, fund transfers, and more.
