VietABank savings interest rates will be updated and shared by Mytour, categorized by different savings products, terms such as 1, 3, 6 months... for readers to analyze, evaluate, and decide whether to deposit savings at Viet Á Bank or not.
Viet Á Bank 2019 savings interest rates are as high as 8.1%
The savings interest rates at Viet Á Bank for both individual and business customers vary depending on the term and interest payment method, with different fixed monthly interest rates. Interest rates are calculated %/year.
I. VietABank Savings Interest Rates for Individual Customers
1. Regular Savings Interest Rates
Updating the savings interest rates at Viet Á Bank, you can easily see that the rates remain unchanged compared to previous months.
- For deposits over 100 million VND, the interest rates for 1-month, 2-month, and 3-month terms with end-of-term interest payment are all 5.5%, while for 4-month and 5-month terms, the rate is 5.4%. The 6-month term has a rate of 7.1%, the 9-month term is 7.2%, the 12-month term increases to 7.7%, and the 24-month term rises to 8%.
- For deposits over 100 million VND with interest paid upfront in VND, the interest rates for 1-month term is 5.48%, for 6-month term is 6.88%, for 12-month term is 7.2%, and for 24-month term is 7.04%.
For deposits over 10 million VND with interest paid every 6 months, the interest rates for 12-month term is 7.57%, for 24-month term is 7.61%, and for 36-month term is 7.19%.
- For deposits in USD, only end-of-term interest payment is available with a 0% interest rate applicable for all terms.
2. Tiered Savings Interest Rates (End-of-term Interest Payment)
For tiered savings products, the interest rates are as follows:
- For deposits ranging from 100 - 200 million VND, the interest rate for a 6-month term is 7.1%, for a 9-month term is 7.2%, for a 12-month term is 7.7%, and for terms over 13 months, the interest rate is 7.8%.
- For deposits ranging from 200 - 500 million VND, the savings interest rate for a 6-month term is 7.2%, for a 9-month term is 7.3%, for a 12-month term is 7.8%, and for terms of 13 and 15 months, the rate is 7.9%.
- For deposits over 1 billion VND, the interest rate for a 6-month term is 7.4%, for a 9-month term is 7.3%, for a 12-month term is 8%, and for terms of 13 and 15 months, the rate is 8.1%.
3. Super Advantageous Savings Interest Rates (Monthly Interest Payment)
The super advantageous savings package with monthly interest payment is calculated for terms of 6, 13, and 24 months with varying deposit amounts.
- For deposits ranging from 100 - 500 million VND, the interest rate for a 6-month term is 7%, for a 13-month term is 7.55%, and for a 24-month term is 7.58%
- For deposits ranging from 500 million to 1 billion VND, the interest rate for a 6-month term is 7.05%, for a 13-month term is 7.6%, and for a 24-month term is 7.63%
- For deposits over 5 billion VND, the interest rate for a 6-month term is 7.2%, for a 13-month term is 7.75%, and for a 24-month term, the interest rate is 7.78%.
4. Online Savings Interest Rates in VND
Online savings interest rates are calculated as follows:
- For terms of 1 to 5 months, the savings interest rate at VietABank is 5.5%.
- The interest rate for a 6-month term is 7.2%.
- An interest rate of 6.6% applies to 7 and 8-month terms.
- The savings interest rate is 7.8% for a 12-month term.
- 8.1% is the interest rate for a 24-month term.
5. Miracle Savings Interest Rate
The interest rate of the Miracle Savings product is calculated annually and divided into VND and USD denominations:
- For VND interest rates, 1 year will be 7.1%; 3, 5, and 7 years will have an interest rate of 8%; while 9, 12, and 15 years will have a 7.8% interest rate.
- The interest rate for USD is 0% for all terms.
6. Dynamic Savings Interest Rate
7. Super Short-Term Savings Interest Rate
II. VietABank Savings Interest Rates for Business Customers
1. Fixed-Term Deposit Interest Rate
For business customers, the interest rates are as follows:
* For VND deposits
- Monthly interest payment: For a 6-month term, the interest rate is 6.22%, for a 9-month term it is 6.17%, and for a 24-month term it is 6.66%.
- Quarterly interest payment: Savings interest rate for a 6-month term is 6.25%, for a 12-month term is 6.82%, and for a 24-month term, the rate is 6.69%
- End-of-term interest payment: Savings interest rate for a 6-month term is 6.3%, for a 12-month term is 7%, and for a 24-month term is 7.1%
...
* For USD deposits
Interest rates calculated based on end-of-term interest payment for terms ranging from 1 to 36 months are all set at 0%.
2. Non-term deposit interest rates
Non-term deposits in VND currency apply an interest rate of 0.8%, while deposits in USD currency have a 0% interest rate.
With the interest rates for VietABank savings shared above, we hope you have made a thorough comparison of bank interest rates, product packages, and terms to make the most informed decision. You can call VietABank hotline 1900.555.590 to consult with staff regarding interest rates and product packages. Moreover, VietABank hotline staff can assist you with any inquiries you have, such as checking your VietABank account balance, working hours...
