Buzz
According to statistics, starting from November 2022, VietinBank's interest rates have shown a continuous increase. Across all terms, deposit interest rates for individual and corporate customers have collectively risen by 0.8 - 1.6%. Specifically:
* For individual customers:
- For terms of 1 month and above, VietinBank's interest rates range from 4.9 - 7.4% per annum.
- For terms of 1 - 3 months, the interest rate is 4.9% per annum.
- For terms of 3 - 6 months, the interest rate is 5.4% per annum.
- For terms of 6 - 12 months, the interest rate is 6% per annum.
- For terms of 12 months and above, the interest rate is 7.4%.
* For corporate customers:
- For terms of 1 - 36 months and 36 months onwards, businesses enjoy interest rates of 4.6 - 6.2% per annum.
- For terms of 1 - 3 months, the advertised interest rate is 4.6% per annum.
- For terms of 6 - 9 months, the interest rate is 5.7% per annum.
- For terms of 12 - 36 months and from 36 months onwards, the interest rate is 6.2% per annum.
Detailed Vietinbank interest rate table for terms of 1 month, 2 months, 3 months, 6 months, 12 months, 24 months..., as follows:
Vietinbank savings deposit interest rates, updated November 2022
Note:
- VietinBank's interest rate table serves as a reference only. Deposit rates at branches may be lower than the posted mobilization interest rate on VietinBank's website.
- For specific interest rates, you can contact the nearest VietinBank branch/transaction office or call the support hotline.
As one of the Big 4 banks, Vietcombank's interest rates also attract attention from many, not only its users but also others. For detailed information, please refer to our latest Vietcombank interest rates.
2. Savings packages at VietinBank, interest calculation method
In addition to conventional savings methods, at present, VietinBank offers various attractive savings packages such as Term Savings, Non-Term Savings, Multi-Term Savings, Preferential Exchange Rate Deposits, Accumulative Savings, and Online Savings. Details are as follows:
2.1. Term Savings
Term Savings involve depositing funds for a specific period agreed upon with the bank at the time of account opening. At VietinBank, you will receive many benefits from Term Savings packages such as: Full premature withdrawal if needed, VND deposit insurance, transferability to others when needed, delegation of interest collection and withdrawal, etc.
In addition to enjoying VietinBank's attractive interest rates, customers can use their savings accounts as collateral for loans at the bank. For details of the term savings interest rate table, please refer to section (1).
2.2. Non-Term Savings
Non-Term Savings offer many benefits such as: Depositing or withdrawing funds at any time and at any transaction point during bank hours, automatic receipt of due interest, using savings passbooks/cards as collateral for loans. VietinBank's interest rates for Non-Term Savings are currently at 0.1 - 0.2%. For details of the non-term savings interest rate table, please refer to section (1).
2.3. Multi-Term Savings
Customers can fully withdraw prematurely when needed. The procedure for opening multi-term savings is very simple and quick. Not only earning interest, but you can also use the savings passbook for collateral, mortgage, and loan guarantee at VietinBank.
2.4. Preferential Exchange Rate Deposits
The preferential exchange rate deposit package is for customers selling foreign currency at VietinBank to deposit savings in Vietnamese dong with a minimum deposit amount equal to the converted amount of foreign currency to VND. Customers will buy foreign currency at a preferential rate, and at the same time, the VND savings deposit will enjoy preferential interest rates compared to regular savings deposit rates.
2.5. Accumulative Savings
Accumulative savings is the customer's investment for themselves and their families. The automatic accumulation service from the transaction account helps you control your spending reasonably.
2.6. Online Savings
VietinBank's interest rate for online savings is quite attractive, with an additional interest rate margin of 0.15% per annum. With various terms like regular savings, you can deposit and withdraw anytime, anywhere.
2.7. How to Calculate VietinBank Savings Interest
Regarding the calculation of VietinBank savings interest, please refer to bank interest calculation methods, applicable to all banks in the Vietnamese banking system. Additionally, you can quickly calculate the interest amount using the deposit interest calculator provided by VietinBank AT THIS LINK to accurately and quickly calculate future interest.
https://Mytour.vn/lai-suat-ngan-hang-vietinbank-31731n.aspx
Above are useful information about VietinBank's interest rates, the latest updates for various savings deposit and lending forms. In case you want to refer to, compare the interest rates of banks similar to BIDV, Agribank, etc., readers can refer to our latest BIDV interest rates article.
