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Tima is a digital financial service provider, operating with the aim of connecting borrowers and lenders on a peer-to-peer basis. With the assistance of modern technology, upon receiving the loan application from the borrower, Tima's system will analyze the borrower's credit score and send the information to its lending partners. Based on the provided information, Tima's lending partners will proactively contact the borrower to advise on suitable loan packages and interest rates.
The documents required for quick loans at Tima.
Utilizing the lending service at Tima, you only need to register for a loan from the comfort of your home. All subsequent activities (finding lenders, loan consultation, approval, and disbursement) are guided and supported by Tima staff or lending partners at Tima.
What documents are required for borrowing money at Tima?
1. Loan packages at Tima
Currently, Tima offers 14 loan packages under 2 primary borrowing methods:
- Tima Unsecured Loan: You can borrow money quickly within 24 hours at Tima with just your ID card, household registration book, electricity bill, etc. The minimum unsecured loan amount at Tima is 5 million, maximum is 50 million VND per time, with loan terms ranging from 60 to 100 days.
- Tima Secured Loan: This is a loan type where you need to have assets to secure your loan. Common collateral assets include jewelry, phones, laptops, etc. The secured loan amount is determined by the value of the collateral, up to a maximum of 1 billion VND per time.
2. Eligibility criteria for borrowing at Tima
- Vietnamese citizens residing and working in Vietnam.
- Age from 22 to 60.
- Stable income (more than 2 million VND/month).
3. Loan application documents at Tima
Depending on the loan package, the loan application documents at Tima may require different types of documents. Specifically:
- For unsecured loans: Loan application documents include ID card/citizen ID card, household registration book/KT3/temporary residence permit, salary statement, employee card, labor contract, etc.
- For secured loans: Personal information (ID card/citizen ID card, full name, address, workplace, relatives, relative's phone number, etc.), collateral assets and legal ownership certificates of collateral assets,...
As the first online financial trading platform in Vietnam, Tima is a brand that offers fast online lending, attracting many individuals and organizations to apply for loans or invest in lending, utilizing their surplus funds in the most efficient manner.
During the process of preparing documents for loan applications at Tima, if you encounter any issues or questions that need clarification, please call Tima's hotline (1900533688) for assistance.
