What documents are required for the one-time Social Insurance Benefit application in 2023?

Preparing a complete and accurate one-time Social Insurance Benefit application in 2023 is crucial, helping workers quickly resolve their claims with the competent authorities and fully enjoy their one-time Social Insurance Benefit rights. Follow this article to understand the latest regulations on one-time Social Insurance Benefit entitlement, the most accurate one-time social insurance withdrawal documentation, and to avoid mistakes or missing documents that could cause delays.

Updated 2023 documentation for one-time Social Insurance Benefit withdrawals.

1. Eligible Cases for One-time Social Insurance Withdrawal

How long can one receive one-time social insurance benefits? Based on Article 60, Article 77 of the Social Insurance Law 2014, and Resolution 93/2015/QH13, individuals falling under the following cases, upon request, are entitled to one-time social insurance benefits:
- Individuals who have reached retirement age but have not contributed to social insurance for 20 years.
- Female workers who have reached retirement age, contributed less than 15 years to social insurance, and have not continued voluntary social insurance.
- Workers leaving the country to settle abroad.
- Individuals suffering from life-threatening diseases such as cancer, paralysis, cirrhosis, leprosy, severe tuberculosis, HIV/AIDS, and other diseases as regulated by the Ministry of Health.
- After one year of retirement or discontinuing voluntary social insurance contributions for one year without contributing for 20 years.
- Police officers, soldiers upon discharge, retirement, or resignation without meeting pension requirements.

2. 2023 One-time Social Insurance Benefit Application

Many people wonder what documents are required for receiving one-time social insurance benefits. Depending on each type of one-time social insurance benefit, different documents are needed, as follows:

2.1. Required Documents for Direct Procedures at Social Insurance Offices

Workers preparing their one-time Social Insurance Benefit application in 2023 should have the following documents according to Decision 222/QD-BHXH, including:

(1) Application form for one-time Social Insurance Benefit (Form 14-HSB);
(2) Social insurance book (original);
(3) Documents proving eligibility for one-time Social Insurance Benefit:

- If settling abroad, the following documents are required:
Certification from the competent authority regarding renunciation of Vietnamese citizenship (copy) or Vietnamese-translated and authenticated document or one of the following documents (notarized):+ Foreign-issued passport.
+ Visa for immigration purposes issued by the competent foreign authority, confirmed.
+ Confirmation of ongoing foreign naturalization procedures; confirmation document or residence card with a validity period of 05 years or more issued by the competent foreign authority.

- In case of life-threatening illnesses, prepare the following documents:
+ Medical records demonstrating the inability to self-serve (extract/summary of medical records);
+ Other illnesses: Medical assessment report indicating a disability level of 81% or higher from the Medical Evaluation Council showing the inability to self-serve.

- Police and military personnel: Personal declaration regarding service time, service area in the military entitled to regional allowances: Original copy. Use Form 04B - HBQP Circular 136/2020/TT-BQP.

=> Applicable to individuals serving in the military before 01/01/2007 in areas entitled to regional allowances whose social insurance book code does not fully display the required information for calculating regional allowances.

2.2. Required Documents for Online Procedures to Receive One-time Social Insurance Benefits

Currently, to facilitate quick and convenient one-time social insurance withdrawals for employees, they can complete procedures online on the national public service portal.

However, employees must ensure they meet all the conditions to be eligible for online withdrawals, including:
- Having an electronic social insurance book;
- Having an account on the national public service portal and an integrated digital signature within the mobile application.

=> Therefore, with this method, employees must have a digital signature, electronic social insurance book, and public service account. Additionally, they still need to have the original documents to prove eligibility for social insurance benefits, which will be photographed and uploaded during the procedure.

3. Procedures for Receiving One-time Social Insurance Benefits

Similar to the one-time social insurance benefit application, depending on whether it is done in person or online, the procedures for receiving insurance will differ.

3.1. Procedures for Receiving One-time Social Insurance Benefits in 2023
- Employees visit the district/provincial social insurance agency where they reside to submit their documents or send them by mail.
- The social insurance agency receives and processes the documents.
- Timeframe: Maximum of 05 working days from the date the social insurance agency receives the complete documents.
- Outcome:
+ If the employee meets the requirements for receiving one-time social insurance benefits, they will receive the allowance and related documentation.
+ If the application is not approved, the social insurance agency will provide specific answers and explanations.

3.2. Procedures for Withdrawing One-time Social Insurance Benefits Online

Note: The conditions for online withdrawal of one-time social insurance benefits are outlined in section 2.2 of the article.

- Step 1: Access and log in to the National Public Service Portal with your account.

Click here for quick access Here

- Step 2: In the search bar, type 'Receive one-time social insurance benefits' => Click 'Search' => And select the result 'Receive one-time social insurance benefits'

- Step 3: Click on Select Implementing Agency => Click 'Agree'.

In the image above, select the implementing agency in Cà Mau province. Workers should ensure they choose their correct residence location.

- Step 4: Click on 'Submit Online'

- Step 5: Fill in the Information

After completing step 4, the system will take you to a page to fill in the information

+ Select your case then click 'Continue'. For example, choose case 1 (5.0 days)

+ Fill in the information

In the document submission section, your personal information is automatically filled in by the system. Please review and make corrections if any errors are found. Additionally, provide any missing information.

+ Attach supporting documents

Upload scanned copies of required documents: electronic BHXH book, digital signature, and documents proving eligibility for receiving one-time BHXH.

- Step 6: Submit your application

Enter the confirmation code, then click 'Submit application' to send your application to the BHXH agency for processing.

- Step 7: Await processing

The social insurance agency processes and verifies documents. If the paperwork is correct and complete as requested, they notify the outcome electronically and provide feedback on the processing status via the National Public Service Portal.

- Step 8: Receive the outcome of the application

Within 05 days from the date the social insurance agency receives the complete and valid documents, the employee receives a Decision on Social Insurance entitlements once, along with the record of social insurance contributions in paper or electronic form via the National Public Service Portal.

- Step 9: Submit the paper social insurance book and receive one-time social insurance payment.

Upon receiving notification and guidance from the social insurance agency on how to claim insurance benefits, you visit the agency to complete the procedures.

4. Calculating Social Insurance Benefits Once in 2023

Article 19 of Circular 59/2015/TT-BLĐTBXH clearly specifies the method for calculating one-time social insurance benefits. By applying it correctly, you can determine your entitlements. Specifically, the calculation formula is as follows:

Benefit amount = (1.5 x Average Monthly Wage x Duration of social insurance contributions before 2014) + (2 x Average Monthly Wage x Duration of social insurance contributions from 2014 onwards).

Where: Mbqtl represents the Average Monthly Wage used for social insurance contributions. The calculation formula for Mbqlt is as follows: (Number of months of contributions x Monthly wage for contributions x Annual adjustment rate) : Total number of months of contributions.

The adjustment rate for wages over the years is as follows:

You can utilize the one-time social insurance calculator VssID for easy and accurate online calculation of one-time social insurance benefits. Additionally, you can also refer to the online social insurance information lookup here for the quickest access to updated information.

Above are the regulations regarding the components of one-time social insurance benefits application in 2023 that workers should take note of to prepare accurately and fully when undergoing procedures to withdraw one-time social insurance funds.