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Typically, each bank has its own regulations regarding card types, card grades, and card usage limits. Therefore, before using the bank's card service, we need to understand the functions and withdrawal limits of each card to choose the ATM card that suits us best.
In today's article, Mytour will help you resolve any concerns about the withdrawal limit of OCB ATM cards, thereby enabling you to be more proactive in your ATM transactions.
What is the maximum withdrawal limit per day for OCB ATM card?
1. Cash withdrawal using OCB ATM card
For domestic debit cards, OCB bank offers the following types of cards: OCB JETSTAR debit card, OCB JCB domestic debit card, OCB BHD STAR domestic debit card, co-branded OCB cards,..
+ Withdrawal limit for standard debit cards: Maximum amount per transaction is 5,000,000 VND, maximum total amount that can be withdrawn per day is 30,000,000 VND/day, maximum of 30 transactions per day
+ Gold debit card withdrawal limit: Maximum amount per transaction is 10,000,000 VND, maximum total amount that can be withdrawn per day is 50,000,000 VND/day, maximum of 30 transactions per day
Currently, OCB offers free cash withdrawals for customers withdrawing cash from OCB ATMs. When withdrawing cash from ATMs outside of OCB's network, customers will incur a fee of 3,300 VND/transaction
Note: If you need to withdraw a large amount of cash, it's best to bring your ID/passport to an OCB bank branch to withdraw directly.
2. Cash withdrawal using OCB credit cards (OCB ATM cards)
The amount of cash you can withdraw from your credit card will be determined based on the card's limit.
(The average credit card limit at OCB ranges from 20 million to 500 million VND per card. You can use the card to withdraw up to 80% of the card limit. OCB applies an interest rate of 16% per annum for customers withdrawing cash against their credit cards with collateral of a savings passbook, and 26% per annum for other customers.)
Specifically, the amount you can withdraw from your OCB credit card
The maximum withdrawal amount per transaction for standard, gold, and Platinum cards are respectively 5,000,000 VND, 10,000,000 VND, and 20,000,000 VND. The total amount that can be withdrawn per day is 30,000,000 VND, 50,000,000 VND, and 100,000,000 VND/day
The maximum number of withdrawals per day is 30.
The cash withdrawal fee from OCB credit cards is 4% of the transaction amount, with a minimum of 100,000 VND.
Note: Due to the high withdrawal fee per transaction and the interest charges from OCB, Mytour advises against using OCB credit cards for cash withdrawals. If your purpose for using the card includes cash withdrawals, online payments, bill payments, or services at POS terminals, it's recommended to apply for an OCB international ATM card.
With the information in this article, you now know the maximum withdrawal limit for OCB ATM cards per day, right? Additionally, if you want to learn more about the procedures and process of opening an OCB ATM card, you can call the OCB bank hotline (18006678) for advice and support. If you wish to register for OCB Internet Banking service, you can refer to the OCB Internet Banking registration process here.
