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Many banks, including Vietcombank, charge monthly and annual account maintenance fees for customers as a matter of course. As a Vietcombank account holder, you may or may not be aware of these fees. However, if you take the time to research, you will accurately understand the account maintenance fees that Vietcombank applies to each type of card and choose the most cost-effective card and usage method for yourself.
Vietcombank card maintenance fee, detailed Vietcombank account maintenance fee
Vietcombank Account Maintenance Fee
If you have a Vietcombank account, you probably know that Vietcombank imposes various fees based on customers' service usage needs, and the account maintenance fee is no exception.
Depending on the type of ATM card used (credit card, domestic debit card, international card), the maintenance fee for the card is also determined accordingly. Specifically as follows:
- More Information: How to Apply for a Vietcombank ATM Card
1. Vietcombank Account Maintenance Fee for Domestic Debit Cards
According to the latest update from Vietcombank's fee schedule, Vietcombank is currently waiving 10% of the monthly and annual maintenance fees for various domestic debit cards (Vietcombank Connect 24, Vietcombank - AEON, Vietcombank - Coopmart, student linked cards) for customers.
2. Vietcombank Account Maintenance Fee for International Debit Cards
The latest fee schedule from Vietcombank indicates that the maintenance fee for Vietcombank Visa Platinum international debit cards is 27,272 VND per card per month.
For other remaining international debit cards such as MasterCard/UnionPay/Cashback Plus American Express/Connect 24 Visa, Cashback Plus American Express, the account maintenance fee for the cards is currently 4,545 dong per card per month. Specifically, the Saigon Centre - Takashimaya - Vietcombank Visa card is exempt from the fee for the first year, and the Vietcombank National University HCM Visa card is exempt from the fee for the first two years from the date of the first card issuance.
Details of Vietcombank's account maintenance fees for various international debit cards are as follows:
Details of Vietcombank's account maintenance fees for various international debit cards
3. Vietcombank Account Maintenance Fee for Credit Cards
For credit cards, Vietcombank does not charge an account maintenance fee for the card but imposes an annual fee for the card account. The annual fee is maintained and managed by Vietinbbank, overseeing customer card accounts on the system. Vietcombank's annual fee is specified differently for each type of card, card tier that customers are using. Specifically as follows:
Summary table of annual fees on Vietcombank credit cards
Based on the summary table of annual fees on Vietcombank credit cards above, we can see that the annual fees on Vietcombank Platinum cards (Visa Platinum)/Vietcombank Cashplus Platinum American Express (Amex Cashplus)/ Vietcombank Mastercard World, Vietcombank Visa, Mastercard, JCB, UnionPay, etc.) range from an average of 50,000 dong/card/year to 200,000 dong/card/year depending on the card type, card tier.
Here are the details of Vietcombank account maintenance fees, Vietcombank card maintenance fees for common types of cards (domestic debit cards, international debit cards, credit cards). Hopefully, the information in this article is useful to you, helping you choose the bank card type that suits your actual usage needs.
Alongside the account maintenance fee, users of Vietcombank ATM cards are also facing various other types of fees. If you want to learn more about these fees, readers can explore further in the article on the types of fees on Vietcombank ATM cards in this Mytour article.
- More Information: Types of Fees on Vietcombank ATM Cards
