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Similar to service fees for SMS banking or Internet Banking, VPBank account maintenance fees are charged by the bank to 'maintain' customer accounts within the system. This is a mandatory maintenance fee that account holders need to pay to continue utilizing VPBank's products and services.
VPBank Account Maintenance Fee, VPBank 2020 Account Maintenance Fee
As a VPBank account holder, understanding the detailed account maintenance fees is crucial. Explore this article for insights into VPBank's account maintenance fees for both payment and credit card accounts, especially those related to Mytour.
- More: How to Get a VPBank Credit Card
VPBank Account Maintenance Fee
Currently, VPBank offers two main types of accounts for customers: payment accounts and credit accounts. Each type of account incurs monthly and yearly maintenance fees for management and operational purposes.
1. VPBank Payment Account Maintenance Fee
The VPBank account management fee is a fee commonly applied to various VPBank payment cards to maintain activity on domestic and international payment cards. To avoid VPBank's account maintenance fee, you can maintain a minimum balance on your account each month.
According to the latest VPBank account maintenance fee schedule, the current VPBank account maintenance fee is as follows:
VPBank Account Maintenance Fee Schedule
Specifically, looking at the account maintenance fee schedule above, we see:
- For regular payment accounts, the VPBank account maintenance fee is currently 10,000 VND per month. (Fee applies if the average balance is below 2 million VND and is waived if the average balance is above 2 million VND).
- For VPSuper payment accounts, the maintenance fee for VPBank Visa cards is 100,000 VND per month if the average balance is below 10 million VND, and 30,000 VND per month if the average balance is between 10 million and below 20 million VND. If you maintain an average balance of 20 million VND or higher, you will receive a 100% fee waiver for account maintenance from VPBank
2. VPBank Annual Account Fee
The VPBank annual fee is a type of fee typically applied to VPBank credit and debit cards. VPBank's annual fee is calculated annually and deducted directly from your account to maintain card accounts and the associated benefits. (If you wish to check or monitor your balance on VPBank card accounts but are unsure how, you can find the answer in our guide on checking VPBank account balances)
- More: Guide to Checking VPBank Account Balances
VPBank's annual fee varies for different types of cards, ranging from a minimum of 150,000 VND/year to a maximum of 1,500,000 VND/year.
Specifically:
VPBank International Payment Card Annual Fee
VPBank Credit Card Annual Fee
With the detailed information provided above about VPBank account maintenance fees, payment card maintenance fees, and credit card fees, you should have somewhat grasped the account maintenance fees applied by VPBank for the type of account you're using, right? Hopefully, the information in this article is helpful to you, aiding you in finding the best way to manage and control account usage costs.
During your use and management of VPBank accounts, if you encounter any difficulties, you can contact VPBank Hotline (1900 545415) for advice and support.
