VTCpay, also written as VTC pay, is a payment gateway and electronic wallet that helps users make transactions quickly and efficiently. VTCpay is linked with most banks nationwide, allowing users to buy, sell, trade, or exchange... through online methods, instead of paying in cash as before.
VTCpay is the choice of Vietnamese people
I. What is VTCpay?
VTCpay, developed by VTC Multimedia Corporation, provides users with a payment gateway, an intermediary means to conduct transactions. Instead of using cash, you just need to register for a VTCpay account, top up your account, and then you can make payments for all transactions.
Currently, VTCpay is linked with 33 banks, 3 international card organizations, so you can freely use this service to perform transactions as you wish, such as transfers, top-ups, withdrawals...
2. Functions of VTCpay
With VTCpay, you can easily carry out transactions such as:
- Offline and online payments: When using VTCpay, you can buy online on e-commerce websites and pay with your e-wallet. Moreover, you can also make offline payments at counters when using services at stores, cinemas, shopping centers... So, forgetting your wallet when going out is no longer an issue.
- Bill payments: Similar to Internet Banking services offered by banks, VTCpay allows you to pay bills online quickly, accurately, without needing to go to transaction counters.
- Topping up mobile phones: Instead of having to go to a store to buy top-up cards and then recharge, with VTCpay, you just need to sit at home and easily top up your phone credit. Furthermore, when purchasing on VTCpay, you also receive discounts promptly.
- Conducting bank transactions: With its connection to 33 banks, 3 international card organizations, all bank transactions can be carried out through this VTC payment gateway.
3. Where to download the VTCpay app?
VTCpay is deployed and developed on both iOS and Android platforms, allowing users to easily register and use the VTCpay service. Depending on the operating system, the VTC payment gateway you download will be different.
- Download VTCpay for Android
- Download VTCpay for iPhone
4. Registering for a VTCpay account
To use VTCpay, you need to register for a VTCpay account:
Method 1: Registering VTCpay on the website
- Step 1: Go to the VTCpay homepage Here. Then, click on the 'Register' button in the top right corner.
- Step 2: The interface switches to registration, where you enter the phone number you want to register as your personal e-wallet number.
- Step 3
- Step 4: Enter the verification code sent to your phone number by the application. Then press the 'Activate' button to complete the registration process. The interface after registration will look like this:
* Method 2: Registering VTCpay on the VTC Pay wallet app
- Step 1: After you have downloaded the app to your device, open the app and then press the 'Register' button.
- Step 2: Enter your phone number in the 'Phone Number' field and your real name. This phone number is your personal e-wallet number to help you make payments with VTCpay payment gateway.
- Step 3: Enter a password to create an e-wallet, you need to enter both letters and numbers for high security.
- Step 4: Enter your ID card and email address
- Step 5: Enter the verification code sent to you by the payment gateway, click the 'Activate' button to complete the registration of VTCpay e-wallet.
After you have successfully registered for VTC pay, you can easily top up your account to perform various transactions. You can top up at transaction counters, ATMs, or online.
5. How to top up VTC pay
There are several ways to top up your VTCpay account such as:
* Top up VTC pay using VTC pay account
- Step 1: Access the VTC pay website HERE
- Step 2: Log in to the VTC pay app.
- Step 3: Select 'E-wallet', choose 'Top up'
- Step 4: Choose the top-up method:
+ Top up VTC Pay using Vinaphone, Vcoin, Viettel scratch cards ...
+ Top up via international cards
+ Top up online via bank account
+ Top up via VTC Pro
+ Top up at transaction office
- Step 5: Select and enter necessary information
- Step 6: Confirm to proceed with the top-up interface.
* Top up VTC pay at VTC pay branch
You can visit one of the following VTC pay branches to request staff to top up your app for you:
- Electronic Payment Center, 15th floor, VTC Building, 23 Lac Trung Street, Vinh Tuy Ward, Hai Ba Trung District, Hanoi
- 60 Le Thanh Nghi Street, Hai Ba Trung District, Hanoi.
- 62 Vo Van Tan, Thanh Khe, Da Nang City
- 128E Nguyen Dinh Chinh, Ward 8, Phu Nhuan District, Ho Chi Minh City
- 1st floor, VTC Online building, 18 Tam Trinh Street, Hai Ba Trung District, Hanoi
- 1st floor, VTC building, 23 Lac Trung Street, Hai Ba Trung District, Hanoi
* Top up VTC pay via bank account
- Step 1: Download the internet banking app associated with your bank account.
- Step 2: Log in to the internet banking service you have registered and are using.
- Step 3: Choose to top up your e-wallet within the app.
- Step 4: Enter the relevant information about your VTC pay account along with the amount you need to top up.
- Step 5: Enter OTP. Then press 'Confirm' to confirm.
Top up via Vietcombank bank account
* Top up VCT pay via SMS
This top-up method is simpler but is only supported for users with accounts at Oceanbank and Maritimebank. To top up via SMS, you can compose the following syntax:
- For Oceanbank customers: Top-up syntax OJB CK [Amount][11001010111999][Your account] send to 8149.
- For Maritimebank customers: Top-up syntax MSB CK [Amount][11001010111999][Your account] send to 8088 or 6085
6. VTCpay e-wallet fees
Fees vary depending on the bank's affiliation. The fee schedule for VTC pay is as follows:
Above is all the information about VTCpay e-wallet, hope you find it helpful. Use the e-wallet easily and successfully.
Vietcombank Internet Banking service allows users to transfer funds, pay bills, check balances... conveniently and easily. If you have an account at Vietcombank and haven't registered for the service yet, register now for Vietcombank Internet Banking to use fast transactions anytime, anywhere.