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Indonesia is one of the most sought-after travel destinations for international tourists. While it is a developing Southeast Asian country, there are still some remote areas that are not widely known. Therefore, using ATM cards or e-wallets for payments is not very common. This makes understanding currency exchange tips for traveling to Indonesia an important consideration for visitors. Keep reading this article by Mytour to find the best approach for your trip to Indonesia!
Where can you exchange money for your trip to Indonesia with trust?
Based on currency exchange tips for traveling to Indonesia, two currencies are in circulation in Indonesia: the Rupiah (the national currency of Indonesia) and the US dollar (USD). These are the only two currencies accepted for transactions and purchases in the country. The exchange rate for Rupiah can fluctuate depending on economic conditions. However, in general, the difference in rates is not significant, no matter the time period.
The only two currencies in circulation in Indonesia are the Rupiah and the US Dollar (Image source: Collected)
Many travelers commonly feel anxious about counterfeit money or fraud. Understanding this widespread concern, Mytour recommends some reliable and trustworthy places to exchange currency in Indonesia.
Bank
According to currency exchange tips for traveling to Indonesia, banks remain the most trustworthy place to exchange money, regardless of the country. Not only that, banks are the only places offering accurate exchange rates. At the same time, they ensure that all processes are smooth and secure. Additionally, if you have a Credit Card or Debit Card, you can withdraw money directly at an ATM near the bank entrance.
Banks are the most reliable place to exchange money in Indonesia, but they may take more time (Image source: Collected)
Additionally, these ATMs offer English language support, making it easier for travelers to conduct withdrawals. However, Indonesian banks operate only from 8 AM to 3 PM. Therefore, visitors should plan their time accordingly to ensure they can make it to the bank during these hours.
Hotel
If you find the bank too far from your accommodation or tourist sites, you can exchange money directly at hotels. Many hotels in Indonesia now offer currency exchange services to international visitors, ensuring a high level of security and trustworthiness. You can complete the exchange at the front desk.
Hotels in Indonesia offer fast currency exchange services for international travelers (Image source: Collected)
The main advantage of exchanging money at hotels is that you can get cash immediately for urgent situations when you can't make it to the bank. However, the downside is that hotel exchange rates tend to be higher. Therefore, you should only exchange money at hotels in emergency situations or when the bank is closed.
Authorized Currency Exchange Stalls
If visiting a bank or hotel is not an option, travelers can turn to authorized currency exchange stalls. However, the risk of receiving less money or being scammed at such stalls is relatively high. Therefore, it’s crucial to carefully inspect the stall's credentials and double-check the amount exchanged to avoid any unfortunate situations.
Các quầy đổi tiền ở Indonesia chính thống thường có logo màu xanh lá dán trên cửa sổ hoặc cửa ra vào (Nguồn ảnh: Sưu tầm)
Theo kinh nghiệm đổi tiền khi đi du lịch Indonesia, quầy đổi tiền được nhà nước cấp phép ở Indonesia thường có logo PVA Berizin màu xanh lá cây được dán trên cửa sổ. Trong trường hợp không nhìn thấy tấm logo này, bạn tuyệt đối không đổi tiền, bởi vì nguy cơ “sập bẫy” của những kẻ lừa đảo chuyên nghiệp rất cao.
Những lưu ý quan trọng khi đổi tiền ở Indonesia
Theo kinh nghiệm đổi tiền khi đi du lịch Indonesia, mọi trường hợp xấu đều có thể xảy ra khi đổi tiền. Do đó, du khách cần lưu ý một số điều quan trọng dưới đây để không gặp kẻ gian lừa đảo.
- Kiểm tra kỹ trước khi nhận tiền: Khi cầm số tiền đã đổi, bạn cần kiểm tra cẩn thận từng tờ tiền một có bị rách hay xảy ra bất kỳ vấn đề bất thường nào hay không. Nếu có, bạn đừng ngần ngại yêu cầu nhân viên đổi lại bởi vì tiền giả sẽ không được phép lưu hành tại Indonesia. Trong trường hợp nhân viên đưa thiếu tiền, bạn cũng nên yêu cầu nhân viên đếm lại hay đối chiếu lại lần nữa.
- Hãy là người đếm tiền cuối cùng: Sau khi giao dịch đổi tiền kết thúc, người trực tiếp cầm tiền cuối cùng, kiểm tra số tiền đủ hay không luôn luôn là bạn. Hạn chế đưa tiền cho nhân viên đếm hoặc cầm tiền mà bạn không kiểm tra lại nhằm tránh nguy cơ bị gian lận có thể xảy ra bất kỳ lúc nào. Mặc dù tình huống này khá hy hữu nhưng bạn vẫn có thể gặp. Vì thế, hãy luôn đề cao cảnh giác mọi vấn đề về tiền bạc nhé!
Hãy cẩn trọng trong quá trình đổi tiền ở Indonesia vì bạn có thể sụp bẫy lúc nào không hay (Nguồn ảnh: Sưu tầm)
- Không nên đổi tiền với người dân bản địa khi họ đưa mức giá cao hơn: Bạn có thể trở thành nạn nhân của những kẻ lừa đảo bất cứ lúc nào. Do đó, hãy luôn thận trọng, dù cho đó là tình huống như thế nào. Họ sẵn sàng đưa ra một mức đổi tiền cao hơn so với ngân hàng hoặc quầy đổi tiền chỉ để chiêu dụ bạn. Tuy nhiên, số tiền họ đổi cho bạn chưa chắc là tiền thật.
Kinh nghiệm du lịch Indonesia bạn cần nên biết
In addition to currency exchange tips for traveling to Indonesia, tourists should pay attention to the following communication rules. As many travelers are aware, Indonesia is a predominantly Muslim country, which calls for extra caution in interactions. Here are some important tips to consider when visiting Indonesia.
- Avoid shaking hands with Muslim women unless they extend their hand first. If they do, greet them with both hands.
- When visiting temples or places of worship, ensure your clothing is modest, respectful, and always remove your shoes.
- Never point at people or objects within the temple.
- Always ask for permission before taking photos at sacred or solemn places.
- Gambling in any form is illegal in Indonesia and should be avoided.
- Limit public displays of affection. Any gestures like hugging, kissing, holding hands too tightly, or other intimate actions between men and women are considered inappropriate in public.
- Maintain a respectful distance and avoid being overly friendly with locals, especially when meeting them for the first time, as Indonesians typically don’t openly display affection, particularly with new acquaintances.
Understanding the communication and behavioral norms of Indonesians will ensure a more fulfilling travel experience (Image source: Collected)
Frequently Asked Questions about currency exchange when traveling to Indonesia
Is cash or card more commonly used in Indonesia?
The answer is both. In addition to cash transactions, credit card usage is quite common in major cities in Indonesia. ATMs are also widely available, making it easy for travelers to withdraw cash in case of an emergency. However, ATMs usually charge a small transaction fee and a foreign exchange fee when withdrawing money. Fortunately, these fees are generally not too high.
What currency is used in Indonesia?
Indonesia's official currency is the Rupiah. 1 Rupiah is equivalent to 1,630.2 VND. However, this rate may vary depending on the current exchange rate. It is relatively difficult to exchange Indonesian Rupiah for Vietnamese Dong directly in Vietnam. Therefore, it is advisable to bring either Euro or USD to exchange for Indonesian currency if necessary.
How to exchange Indonesian currency in Vietnam
Although exchanging money in Vietnam may be more challenging, there are still reputable places where you can exchange currency. Two common options for exchanging Indonesian money in Vietnam are commercial banks and trusted gold shops.
- Banks: Travelers can visit well-known banks like Vietcombank, Vietinbank, Techcombank, VIB, and others to exchange Indonesian currency.
- Gold shops: Gold shops are also reliable locations to exchange Indonesian money in Vietnam. However, gold shops often deal with unofficial currencies, so travelers should be cautious. The advantage of exchanging money at gold shops is the speed and convenience, as no complicated procedures or identity verifications are required like in banks.
Above is all the essential information about currency exchange tips for traveling to Indonesia. We hope that these detailed insights help you find a reliable, convenient, and fast way to exchange money. If you're interested in booking a complete tour to Indonesia, feel free to contact the hotline 028 3827 0404 of Mytour. You will receive free assistance and consultation, as well as enjoy attractive offers when you become a Mytour member.
