If you're concerned about the possibility of being mugged, one way to prepare is by carrying a decoy wallet. This wallet is designed to be handed over to a thief, ensuring your real wallet remains safe once the decoy is taken. Make sure it's convincing enough to fool the mugger, filled with a bit of cash and some expired IDs. When you hit the ATM next time, you can rest easy knowing your decoy wallet has your back.
Steps

Place cash in your decoy wallet. The amount should be sufficient that a quick glance from the mugger won't raise any suspicion, but not so much that you'll regret losing it. Some people place a larger bill on top of several smaller ones to create the illusion of more money. If you can, consider mixing some fake bills with the real ones, but remember never to spend the counterfeit money, as doing so can lead to legal consequences.

Add an expired or easily replaceable ID card. A mugger is unlikely to be convinced if there’s no form of identification in the wallet.
- A library card is ideal because it lacks personal details like your address and can be easily replaced. Plus, the mugger can’t use it to rack up fines in your name.
- An old driver’s license with a past address works well, but be cautious—someone might still live at that address.


Fill it with miscellaneous items. To make the wallet look realistic, toss in things like:
- old receipts
- coupons
- business cards

Use your decoy wallet for small purchases. This is especially important when you’re in public. If you’re buying something, muggers might be watching, and you’ll want them to see you using your decoy wallet, not your real one.

Hide your real wallet in a more secure, less obvious location, such as inside your jacket or under your clothes. Another good option is to place it in your front pocket instead of your back pocket – it’s much easier to notice if someone is trying to access your front pocket. Keep your setup simple and minimal. Some people even use money belts or store their cash and cards in socks.
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A better strategy is to avoid dangerous situations altogether. Steer clear of dark alleys, especially when abroad. Stick to well-lit, busy areas. Keep an eye on your surroundings, and watch for anyone acting suspiciously. If you’re using an ATM, take a moment to survey the area before you pull out your wallet to insert your card.
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Distress the wallet slightly for added realism and to prevent the mugger from suspecting anything unusual.
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Decoy wallets can also serve as a deterrent to pickpockets, preventing them from targeting your real wallet.
Important Warnings
- Some might feel tempted to leave cheeky notes like "Nice try" in the wallet. Not only is this unnecessary, but it could also be risky if the mugger finds it while you're still nearby. It could escalate the situation if you ever cross paths with the same person again.
- An expired ID may reveal your name and even your address. If the mugger realizes the wallet is a decoy, they might seek revenge or come after you later.
- It's crucial to consider the dangers before attempting this. There's a real chance that a mugger may hold you at gunpoint and thoroughly inspect the wallet, easily seeing through the flimsy ruse. If they uncover the truth, you could face a very angry individual—someone desperate enough to commit a crime in the first place.