Buzz
Just because you're not employed yet doesn't mean you don't deserve some pocket money. As a kid, it's easy to imagine all the things you could buy if you just had a little cash. Many parents give their children an allowance to help with this. It's a great way for you to gain a sense of financial independence, and it shows your parents that you're responsible enough to handle your own money. There are a few steps you can follow when asking your parents for an allowance.
Steps
Building Your Argument
Do your homework. If you're reading this, you're already at an age where getting an allowance is possible. Great news! Financial experts recommend teaching kids about money and responsibility as early as possible—sometimes even in kindergarten. Research shows that kids who earn an allowance develop a stronger understanding of the value of hard work.
- Receiving an allowance also promotes independence. When a child has their own money, they feel more in control of decisions, like what to buy with it. For instance, you could explain to your parents that you'll be able to buy your own video games, with their approval, of course.
- Collect data, such as typical allowance rates, and how frequently parents usually give allowances to their kids. Most kids receive an allowance weekly. You might try asking for a dollar for every year you've been alive. For example, if you're 10 years old, you could ask for $10 a week.
- Ask your friends and classmates if they receive an allowance and, if so, how much. You can use this information to support your argument when you approach your parents.
Create a budget plan. Your parents are more likely to agree if you can clearly justify why you need an allowance. List the items you’re likely to spend money on and research their prices. This will help you determine the exact amount you should request from your parents.
- If you're unfamiliar with budgeting, there are various tools available to assist you. Search for free apps for your phone or online programs to track your expenses. Once you begin receiving your allowance, these tools can help you monitor how you’re spending your money.
- While creating your budget, be sure to include a portion for savings. Whether you're saving for a new bike or future college expenses, your parents will appreciate your forward-thinking approach.
Highlight the advantages. Allowances are an excellent way to teach financial responsibility. This is one of the most important points you should emphasize when requesting an allowance. There are many other benefits you can mention, so be sure to list them out as you prepare your request.
- Emphasize that learning financial responsibility can lead to greater overall responsibility. Once you master managing one area of your life (like buying video games), you’re likely to take on more responsibilities in other areas as well.
- Allowances can also teach social responsibility. You could suggest setting aside a small part of your allowance to donate to charity. For example, if you love animals, you might want to donate to your local animal shelter.
- Having your own allowance means you won’t need to ask your parents every time you want something. This is a huge advantage for both you and them!
Showing Your Responsibility
Complete your chores. If you're old enough to request an allowance, then you're probably already doing your part around the house. Whether you have a set list of chores or simply pitch in when asked, make sure you're fulfilling your responsibilities. When you're ready to ask for an allowance, you want to show your parents that you know how to handle your duties.
- Go above and beyond. For example, if your job is to put away your clean clothes, try offering to put away your little sibling's laundry too. Your parents will definitely notice and appreciate the extra effort.
Follow the household rules. Every child has rules they must follow. If you consistently follow your parents' rules, it shows them you're trustworthy and responsible. Make sure you're meeting their expectations every time. If they see you can follow rules without fuss, they’ll be more likely to trust you with money.
- Ensure that you're following the rules without complaining. For example, if your parents ask you to finish your homework before you hang out with your friends, make sure to do it without grumbling.
Volunteer your time. Volunteering is a fantastic way to show your parents that you're contributing to your community and giving back. This can prove to them that you're responsible enough to handle an allowance. There are plenty of volunteer options for kids, regardless of age. You could assist at a food bank or spend time with the animals at your local shelter. Pick an activity you’re passionate about, and you might even enjoy it!
- You can also volunteer within your own family. For instance, offer to help your grandmother with some tasks around her house. This will show your parents that you are compassionate and caring.
Demonstrate maturity. Maturity means behaving in a thoughtful, responsible manner. If you show your parents that you’re maturing, they’ll be more likely to consider you ready for an allowance. There are various ways to show your maturity.
- Be honest. Always be truthful with your parents. This will help them trust you.
- Stay composed. Instead of throwing tantrums or complaining when you don’t get your way, keep your cool and have a calm conversation with your parents about your feelings.
Effective Communication
Prepare for the conversation. Make sure you plan out what you want to say to your parents. Being prepared will help you stay organized and show that you’re serious about this request. Now is the time to gather all your research, your budget, and the list of benefits you want to mention. Bring them with you when you speak to your parents.
- Consider writing down an outline of the points you want to discuss. Don’t hesitate to refer to your notes as you speak. This will show your parents that you’re thorough and well-prepared.
Choose the right moment. Timing is important. Make sure you approach your mom or dad when they’re not busy with other tasks. Avoid starting this conversation when they are about to leave for work or just getting home.
- Start by asking, "Is this a good time to talk?" If they’re not available, ask when you can have a conversation about something important.
Be mindful of your wording. It’s important to be clear and direct when you talk. You want your parents to fully understand what you’re asking for and why it matters. Be specific and provide enough details to back up your request. Give yourself time to present your case and allow your parents to reflect on it.
- Avoid sounding demanding. For instance, don’t say that they "have to" give you an allowance. Even if your parents say no, maintaining politeness and showing understanding will leave a positive impression, which will be helpful if you ask again later or make another request.
- Try framing your sentences with "I" statements. This approach will help you come across as responsible and mature. For example, say, "I’ve been doing my chores, and I believe I’m earning an allowance." This is much more effective than saying, "You need to give me an allowance."
Show respect. Everyone appreciates being treated respectfully, including your parents. Use a friendly, calm tone when speaking with them. Remember that they’re people too! Acknowledge and appreciate their time by thanking them for listening to your request.
Listen actively to your parents. Being a good listener is a key part of effective communication. Give your parents the opportunity to ask questions and carefully consider their responses. When they provide an answer to your request, listen attentively and try to understand the reasons behind their decision.
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Avoid whining, pleading, or complaining. Such negative behaviors can annoy your parents and make them less likely to say yes to your request.
