Many students today are exploring ways to earn money outside of their school hours. Here’s a list of the top 10 no-investment online apps that allow students to make the most of their free time and boost their income.

1. Shopee Affiliate
If you’ve noticed people sharing Shopee links on social media, they’re likely participating in Shopee’s affiliate marketing program. Shopee continues to expand this initiative, attracting many participants, including students. Earning money through Shopee Affiliate is straightforward, requires no upfront investment, and offers significant income potential in today’s market.

If you’re a KOL/KOC or a public figure, Shopee Affiliate offers the highest commission rates, exclusive perks, and invitations to events like Shopee Live or mega sale festivals. Even regular users can share links to earn commissions based on product percentages. Your goal is to get people to click on your links and complete purchases. By meeting Shopee’s milestones, you can unlock additional rewards.
Shopee has also introduced new features like Shopee Live and Shopee Video, providing more earning opportunities. However, achieving a stable income requires dedication and consistent effort.
To sign up for Shopee’s affiliate marketing program, click here.
2. TikTok Shop Affiliate
TikTok Shop has rapidly become one of the hottest social commerce platforms. With a growing number of sellers, it presents a fantastic opportunity for students to earn money through this app.

Similar to Shopee, TikTok has launched its Affiliate Marketing program. Users create videos, attach product links, and share them on their profiles. When viewers purchase products through your TikTok video links, you earn commissions for each successful sale. This not only boosts your income but also allows TikTokers to showcase their creativity and attract buyers to their channels.
Beyond TikTok Affiliate, you can also join live-streaming sales for brands or shops on TikTok. This role requires strong communication skills, natural expressiveness, and quick thinking. If you’re confident in your abilities, this could be a great fit. Live-stream selling is currently one of the highest-paying opportunities in the market.
3. Momo E-Wallet
Earning money online through Momo E-Wallet is popular due to its simplicity and time efficiency. You can utilize your free time to make money on Momo effortlessly.
Popular income-generating programs on Momo include referral rewards and participation in gaming events, where you can win exciting prizes.
For every new user you successfully invite to Momo, you’ll receive a valuable reward package, including cash, prepaid cards, and service discount codes. The more users you invite, the higher the rewards, which can reach millions of VND. Momo E-Wallet is widely trusted, ensuring a safe and reliable experience.
4. VN Ngày Nay - News Reading App for Earning Money
Download: Android

VN Ngày Nay is an engaging app that lets you stay updated with news while boosting your income. Simply download the app, create an account, and start earning by reading articles, watching videos, and completing daily tasks. Each activity rewards you with points, which can be exchanged for cash or phone credits. With its user-friendly interface and diverse content, VN Ngày Nay also hosts regular events and promotions, offering more opportunities to earn extra income by spending just a little time each day reading the news.
5. Vinaresearch Online Survey App
Another online money-making option to consider is the Vinaresearch Online Survey App. This is a popular survey platform in Vietnam, designed to help companies improve their products and services by gathering user feedback.

To earn money, you need to register a Vinaresearch account and participate in surveys that match your interests. For each completed survey, you’ll earn reward points, which can be exchanged for vouchers or phone credits.
This task is simple and ideal for students looking to earn extra income. While the earnings may not be substantial, consistent effort can lead to a steady income stream. Start taking surveys now at Vinaresearch.
6. CapCut

If you have a flair for creativity and video editing skills, you can turn this talent into a significant income stream with CapCut. CapCut is a widely-used video editing app that integrates seamlessly with TikTok. It allows users to create and share video templates with others.
By crafting trendy and engaging video templates, you can attract more users to utilize your designs. The more TikTok users adopt and enjoy your CapCut templates, the higher your earnings will grow.
7. Zalo Pay
Earning money through Zalo Pay is both efficient and convenient. The app offers numerous attractive promotions and rewards programs, allowing you to earn by referring friends, participating in games, or using its services.

Share your referral code with friends, and each time they sign up and use Zalo Pay, you’ll receive enticing rewards. Additionally, Zalo Pay collaborates with various partners to provide cashback programs for shopping, bill payments, or phone top-ups, helping you save money and boost your income effortlessly.
8. Sweatcoin - Earn Money by Walking

Sweatcoin is a unique app for fitness enthusiasts, rewarding you for staying active while improving your health. Simply by walking, every step you take earns you Sweatcoin. Accumulate enough coins, and you can exchange them for products, services, or discounts—1,000 steps equal 0.95 Sweatcoin. Additionally, you’ll earn 5 Sweatcoin for every new user you refer.
9. Golike
Download: Android

Golike allows you to earn money through social media platforms like Facebook, Instagram, and TikTok. You can monetize your time spent scrolling by engaging in activities such as liking, sharing, and commenting. Additionally, Goview, a similar app, lets you earn by watching and interacting with online videos.
10. Bigo Live
As one of the most popular live-streaming apps among youth, available in over 150 countries, Bigo Live is a top platform for making friends, networking, and connecting with people worldwide.

With a vast collection of stickers and professional livestreaming features, many young users leverage Bigo Live as a stage to showcase their talents and attract viewers. Audiences can watch videos, join livestreams, and send gifts if they enjoy your content. This is the primary source of income on the app. Earnings on Bigo Live are unlimited, depending on your creativity, effort, and dedication.
Advancements in technology now allow us to earn income from home at any time. This is especially beneficial for students who can only work during their free hours.
Above is the list of the top 10 no-investment money-making apps for students. Mytour wishes you success in earning your desired income!