Buzz
This year, we’ve pushed you to negotiate your bills, curb impulse spending, and even set aside money for retirement. Many of you have saved hundreds, and some even thousands. This month, we're going back to the basics with a simple challenge that anyone can join: save your spare change.
It’s an easy challenge to take on, and one you can implement right away. While you can pay with cash and keep your change, most of us use cards nowadays. If you want to skip the math, here are some tools to make it easier:
Try apps like Digit, Tip Yourself, or Qapital to automatically save your spare change.
Check with your bank. For example, Bank of America offers the Keep the Change Savings Program, and Wells Fargo has Way2Save.
Sign up for tools like Acorns that will automatically save and invest your spare change.
Of course, you don’t have to use these tools to take on the challenge. They just make it easier, but the main idea is to simply save your spare change, then use it to achieve your financial goals: pay off debt, save for an emergency, or put it toward any other goal you might have.
Are you on board? If so, let us know and share how you plan to round up and save!
Image courtesy of Tom Small.
