Accidents are unpredictable, and we're rarely fully prepared for them. But sometimes, a seemingly insignificant action *just to be cautious* can end up being the game-changer. On Reddit, Sasha_SultryQueen asked, "What’s something you did just to be safe that ended up saving your life later on?" Here are the precautionary measures people took that ended up completely saving the situation.
1. "I opted for the optional flood insurance on our rental property, for just $30. I nearly passed on it because it was so inexpensive. Two months later, the property flooded, and the repair cost was $380k."

2. "A $100 bill tucked inside my hat rescued me from being stranded far from home. I was left behind by some 'friends' after a party because they decided not to give me a ride home, despite promising me they would."

3. "In my late 20s, I had a cold that lasted over a week, and although most symptoms had gone, I still had a sore throat. My husband suggested I see a doctor, and normally, I wouldn't for just a cold, but he insisted, so I went. During the exam, the doctor noticed some lumps in my neck. It turned out to be thyroid cancer, which was caught early just because my husband urged me to check out my sore throat (which was actually a result of the cold and not related to the cancer). I've been cancer-free for ten years now!"
4. "A tropical storm passed through my city a few months ago, and we were expected to experience strong winds and heavy rain. Our parking lot is too small to accommodate all staff and clients, so many of us park on the street, which is lined with old, tall trees. On the morning of the storm, I parked in my usual spot down the block. Just before shutting off my car, I noticed that this spot was right across from one of the biggest trees on the street..."

"...Thinking, 'you know what, just to be cautious...' I shifted the car into reverse and moved back about ten feet, getting out of the direct path of any potential falling trees. In the midst of that afternoon’s fierce winds and heavy rain, we heard a massive 'THUD' from down the street. We went to check it out, and that same tree I’d parked across from earlier had fallen across the road, missing my car by around eight feet. In that instant, I was grateful I had played it safe—the car that had been parked across the street from where I’d initially been was completely destroyed. Its roof was crushed, windows shattered, and it was totaled."
5. "I opted for salary continuance insurance until I turned 65, rather than just the two years I had initially planned. I was only 35 when I made that choice. The following year, I suffered a serious workplace accident, and 20 years later, still unable to return to full-time work, I’m still receiving 85% of my salary. I can't imagine what my life would have been like without that monthly support."
6. "I had a routine mammogram a few years ago, which showed a suspicious spot. At first, the doctor thought it was just a bit of scar tissue and suggested I skip the biopsy, but I decided to go ahead with it. And sure enough, it was cancer. Fortunately, I caught it early, and I’m doing well now."

7. "I was on a solo hiking and camping trip. It had been a long day, and I was feeling too tired to bother with setting up a bear bag (a bag where you hang your food in a tree far away from camp). Eventually, I decided to play it safe and set one up anyway. Later that night, I woke up to the sound of a black bear walking only 30 feet from my hammock, heading directly toward the spot where I had hung my food."

8. "I installed water alarm sensors under my boiler, washing machine, dishwasher, toilet, and other areas as a precaution. I got them because I thought they might be useful and they were on sale. The first night, around 2 a.m., the alarm went off in the house. I checked my phone, and it said, 'Water leak in basement.' My initial thought was that the new sensor must be malfunctioning. I went downstairs to find a broken water pipe spraying water everywhere. Without the sensor, I would have woken up to find my basement flooded."
9. "I was embarking on a road trip. We packed everything into the trunk, but then I realized I had forgotten to check the air in the spare tire. Facing the dilemma of unpacking and repacking, I thought, 'What are the chances? We've owned the car for years, never had a flat, so it’s unlikely to happen now.' Then I decided, 'Forget that,' and threw my bicycle floor pump into the trunk, just in case. Sure enough, I got a flat in the middle of nowhere. The spare was too flat to use. Thankfully, the floor pump saved me. I make sure it’s packed for every trip now."

10. "I always keep a fire extinguisher in my jeep. One evening, while cooking, I noticed the smell of smoke and saw flames behind my oven. I grabbed the extinguisher from the pantry, but it was useless. I grabbed another from beside the fireplace, but that one was also dead. I ran to my jeep, grabbed the extinguisher from there, and managed to put out the fire (which had already spread to the cabinets above the stove). The next day, I replaced all three extinguishers..."

"About a month later, while driving on the interstate, I noticed a car ahead of me start smoking heavily and veering into the exit lane. I followed behind and saw flames coming from underneath the car. I quickly grabbed the fire extinguisher and sprayed it under the vehicle as the driver exited. I asked her to pop the hood and helped extinguish the rest of the fire. It seemed like a fuel line had either broken or come loose. She was from out of state and had borrowed the car to bring her baby home from Children’s Hospital. The baby was in the backseat!! Always keep a fire extinguisher nearby, and make sure to check and replace it when the gauge moves out of the green."
11. "I had an unexplainable feeling that something was 'off' during my pregnancy, along with the faintest of unfamiliar sensations. I called labor and delivery, and they told me to come in for a check-up, just to ease my mind. I was already eight centimeters dilated, 100% effaced, and my waters were bulging. Preterm labor. When my water broke, my placenta detached and became placenta previa. I needed an emergency C-section to save both of our lives. I was supposed to still be at work at that time. If I had made it through work, it could have happened when I was alone on my way home or in the middle of the night. I didn’t feel any pain, so I might have slept through potentially fatal hemorrhaging."

12. "I was shopping for cat supplies online and ended up looking into cat insurance. Initially, I didn’t think I needed it, but after a few weeks, I decided to buy it for my two cats..."

"About two months later, one of my cats experienced a urine blockage, resulting in a $4k emergency vet visit. Fortunately, insurance covered 80% and even paid for 6 months of their new prescription food. About 8 months later, my other cat had a stomach problem, which cost around $1k in vet bills and medications. Insurance again covered 80% and provided another 6 months of prescription food. I kept track of my premiums, vet bills, insurance coverage, and at this point, insurance has paid out about $3300 more than what I’ve paid them, plus my share of the vet bills."
13. "I went for a routine check-up and mentioned that I thought my neck seemed fuller on one side. I assumed it was swollen lymph nodes since my son had just started daycare, and we were constantly sick with something. The doctor felt around and told me it was near my thyroid. It turned out I had thyroid cancer that had spread to my lymph nodes and was hidden under a muscle. Even though I had a physical exam just a month earlier, the doctor hadn’t noticed anything. I’m forever grateful for my own vanity for bringing it up."

14. "My mother convinced me to take a physical map with me on a road trip, just in case, even though I was convinced I would be fine with my Google Maps. Taking the scenic route, I got stuck at a road closure in a dead zone where my Google Maps refused to load. I thought my only option would be to double back about 30 miles to the last turnoff to the highway from this road. That was until I consulted the physical map that showed a cut-through pass only five miles back. Turned out to lead up some windy mountain path and, weirdly enough, through a military base, but it was still a legit civilian road that saved me from adding hours to my trip."

15. "I shaved my whole head after two separate doctors told me the tiny lump on my scalp was nothing to be worried about and went to a third doctor just to be sure. Surprise, surprise...It turned out to be a form of skin cancer, and it was caught early enough to not be much of an issue."

16. "I had taken out household insurance, and later a fire broke out in a flat within my building. The smoke spread throughout, affecting every flat, including mine. I received a generous compensation for the damage."
17. "I checked that the gas alarm was not chirping due to old batteries, so I drove to the gas station at 2 a.m. to buy fresh batteries. The alarm persisted, revealing it was actually a gas leak in the middle of the night. I'm thankful I didn't ignore it."

18. "I noticed a concerning patch on my face, like a recurring scab. I visited a dermatologist to have it examined, and the doctor reassured me that it was probably harmless. He froze it off and said we'd take a biopsy if it returned. While I was there, I thought I might as well have him check a spot on my arm that I hadn't paid much attention to—one I probably wouldn’t have bothered to check otherwise... and guess which one turned out to be melanoma?"
19. "I began taking photos of my apartment during the final walkthrough when I moved in. When I moved out, the landlord tried charging me for damages that were already there. Those timestamped pictures saved me $2,000 in false fees."

