Saying you'll attempt something is vastly different from committing to do it. This distinction is crucial when setting goals. For instance, saying "I'm attempting to save more money" is much less powerful than using an active commitment. A clear statement empowers you to take control and work towards your goal.
Jackie Beck from The Debt Myth emphasizes that some statements automatically include excuses. For example, saying I'm trying to be debt free or I'd like to spend less suggests you may not fully commit. Beck states:
These are essentially excuses you create before even beginning. They're you hesitating to commit — even to yourself — to achieving a clear goal. Real transformation starts with full commitment. When you stop making excuses, actionable debt-free goals look more like this:
I no longer rely on debt for purchases. I only spend money that I already have, no exceptions.
I'm frustrated with my credit card's high interest rate, so I've decided to cut it up and send an extra $100 each month to pay it off more quickly.
These straightforward changes make the goal feel much more proactive. Instead of having an excuse built in, there's now a clear plan of action. Be sure to read Beck's full post for more of her perspective.
Photo by Aaron Patterson.
