1. Senmo
Senmo is part of GOFINGO Vietnam, a company headquartered in Ho Chi Minh City, offering fast online financial support and solutions. Senmo operates across both Asia and Europe. This platform provides round-the-clock online financial consulting and solutions. Instead of dealing with complicated paperwork, Senmo quickly resolves your financial issues in just a few minutes.
Senmo offers online financial solutions anytime, anywhere, without the hassle of paperwork. The platform is designed to resolve financial challenges rapidly:
- Easy extensions: Offering support to extend loans and avoid late fees.
- Great promotions: Senmo frequently offers deals for subsequent loans and loyal customers.
- Professional assistance: Senmo provides tailored financial advice to meet your needs.
In Vietnam, the online loan website Senmo has gained significant popularity, offering loans up to 15 million VND with a repayment period of up to 30 days. Like other financial companies, Senmo uses a fully automated fintech platform to process applications.
Why Choose Senmo:
- Simple application process with minimal documentation.
- 0% interest for first-time loans.
- High loan approval rate via the app.
- Available for individuals aged 20 to 60.
- Nationwide support.
- Attractive offers for second-time loans.
CONTACT INFORMATION:
Address: 102 Nguyen Xi, Ward 26, Binh Thanh, Ho Chi Minh City
Phone: 1900 4402
Email: [email protected]
Website: https://senmo.vn/
Fanpage: https://www.facebook.com/profile.php?id=100049723225742


2. OnCredit
The OnCredit Investment Consulting Co., Ltd. (OnCredit) is a company offering financial consulting and connection services to individuals. OnCredit helps you receive funds when you need them the most. OnCredit strives to ensure you can access a loan easily, while ensuring the safety of your personal data.
OnCredit aims to help millions of Vietnamese people access professional, civilized financial support services by leveraging advanced technology to connect borrowers with lenders. With its superior technology platform, OnCredit offers an optimal experience to its clients, ensuring quick disbursement of loans directly into their bank accounts. The online connection service is rapidly growing worldwide, and OnCredit draws inspiration from the experiences of developed countries. With this in mind, OnCredit formed a group of like-minded experts in Vietnam and is striving every day to become the leading online lending service in the country.
Why Choose OnCredit:
- This is a fast loan application service offering 0% interest for first-time loans. Loan limits range from 1 to 10 million VND.
- Fast disbursement within the same day with just an ID card.
- Eligibility for individuals aged 20 to 59 years old.
- Available nationwide.
- Loan approvals via the app in less than 15 minutes.
- No income verification required, only an ID card is needed.
- Fully automated disbursement system.
CONTACT INFORMATION:
Address: 8th Floor, Cantavil Premier Building, No. 1, Song Hanh Road, Hanoi Highway,
An Phu Ward, Thu Duc City, Ho Chi Minh City
Phone: 1900 636 527
Email: [email protected]
Website: https://oncredit.vn/
Fanpage: https://www.facebook.com/OncreditVN.official


3. Robocash.vn
Robocash is an online service that operates fully autonomously without human intervention. This means that loans are approved at any time, even on holidays or weekends. "Robocash" is a state-of-the-art system capable of processing up to 1,800 customer data entries simultaneously based on the information provided through its application form.
Robocash does not reject loan requests due to poor credit history caused by late payments. It works to understand each customer individually! By analyzing a vast amount of data based on potential customer profiles, credit history is no longer the main factor in loan approval.
- A good credit history is not the primary factor for approval.
- Approval rate up to 90%.
- Everyone has an opportunity to experience the company's services.
Why Choose Robocash:
- Customers are fully served by the automated system.
- To get a loan, customers simply need to complete the loan application. The robot analyzes and approves without human involvement.
- Payments are made as easily as receiving the loan. Customers don’t need to leave their homes and can choose from multiple online services.
- If customers repay their first loan fully and on time, they will be approved for subsequent loans with more attractive offers.
- The requirements for receiving a loan are simple. Robocash does not charge any fees for extending payment terms or processing transactions.
- Only one simple document, such as an ID card or passport, is needed to secure a loan. No need for proof of income or a guarantor.
- The entire process takes just 4 minutes, and 96% of customers report a positive experience with Robocash's services.
CONTACT INFORMATION:
Address: 51-51B-53 Vo Van Tan, Ward 6, District 3, Ho Chi Minh City
Phone: 1900 969 610
Email: [email protected]
Website: https://robocash.vn/
Fanpage: https://www.facebook.com/Robocashvnn


4. Findo
Findo is a free online platform that allows individuals to select consumer credit companies. The Findo project carefully examines timely proposals from all lenders in Vietnam, picking those that meet a set of criteria:
- Matches your specific requirements
- Genuinely reputable with a good ranking
- Offers loans based on your credit history
Over 300,000 users have opted for Findo, a service praised for its convenience, simplicity, and transparency. With Findo, you can receive the best credit offers available in Vietnam in just a few minutes online.
Why Choose Findo:
- Available 24/7: Findo understands the frequent "need money now" situation, which is why it operates non-stop, including weekends and holidays.
- Personalized choices: After submitting an application, Findo quickly reviews public data to evaluate your creditworthiness. It then selects companies that are willing to offer you a loan.
- Almost instant processing: First, Findo identifies organizations that meet your needs and can approve your application in the shortest possible time.
- No unnecessary documentation: Findo does not require proof of income or credit scores.
- Minimal requirements: To receive a loan, all you need is internet access, an ID card (CCCD), and a bank card.
- Nationwide availability: Findo operates across Vietnam, meaning you don’t need to visit an office. The loan can be transferred remotely.
CONTACT INFORMATION:
Address: 54 Street 4, Cu Xa Do Thanh, Ward 04, District 3, Ho Chi Minh City
Phone: 1900 636 880
Email: [email protected]
Website: https://www.findo.vn/
Fanpage: https://www.facebook.com/findovn


5. Tiền Ơi
Tiền Ơi is an official financial website under Business Master Co., Ltd., designed to help you easily solve financial problems with the lowest interest rates in the market. The registration process is online with no consultation fees. Funds are disbursed on the same day, and there are numerous privileges and promotions for loyal customers.
Tiền Ơi continually receives feedback and makes improvements to offer the best online consumer loan services. It provides a variety of financial solutions to ensure that customers have the best options to suit their needs. The company fosters a positive and developing work environment for all employees, thus delivering value to the community.
Why Choose Tiền Ơi?
- Transparent information: All terms and conditions are clearly displayed on the website. Funds are disbursed only after you sign the agreement for the loan.
- Flexible payments: Payments can be made at thousands of Tiền Ơi partner locations.
- Anytime, anywhere: Easily apply for a loan anytime, anywhere as long as you have internet access.
- Quick process: Receive the money directly into your bank account/card immediately after signing the agreement.
- Simple procedure: Only ID card/CCCD is required.
- Dedicated support: Customer service representatives will assist you throughout the loan process.
CONTACT INFORMATION:
Address: 10th Floor, Miss Áo Dài Building, 21 Nguyễn Trung Ngạn, Bến Nghé Ward, District 1, Ho Chi Minh City
Phone: 1800 888 882
Email: [email protected]
Website: https://tienoi.com.vn/
Fanpage: https://www.facebook.com/tienoivietnam/


6. Takomo
The online loan service Takomo was created to offer customers smart and reliable financial consulting. Takomo’s 24/7 financial solutions can quickly meet any of your loan needs. Gone are the days of cumbersome loan procedures at banks that waste time and leave you exhausted from the waiting process.
You can easily use Takomo’s services via the website or by downloading the mobile app. Here are the benefits of Takomo’s online loan service:
- Fast: Money can be transferred to your bank account within 10 minutes after your application is approved. Apply for a loan online and get approval on the same day.
- Transparent information: Simply provide your ID card/CCCD image. Takomo's support team will guide you thoroughly and warmly, ensuring clarity and transparency, avoiding concerns about hidden fees or unclear terms.
- Flexible payments: Apply for a loan anytime, anywhere. Takomo provides complete information on terms & conditions, privacy policies, additional costs, and other related details on the website to help you make an informed decision before applying. We also use secure channels to conduct all customer transactions.
- Simplified process: Quickly repay your loan through online bank transfers or cash deposits at thousands of our partner stores. Learn about the 6 simple steps to apply for a loan at Takomo.
- Attractive benefits: Takomo’s loyal customers enjoy the most appealing deals. Stay updated on Takomo’s events and news here.
- Quick assistance on the same day: Takomo provides fast support to help you find the most suitable solution.
Online loans with Takomo allow you to apply 24/7 with ease and convenience. Takomo’s website offers clear details on terms & conditions, privacy policies, additional costs, and related information to help you make an informed decision before applying. Additionally, Takomo uses secure methods to process all transactions with customers.
CONTACT INFORMATION:
Address: 10th Floor, 21 Nguyễn Trung Ngạn, Bến Nghé Ward, District 1, Ho Chi Minh City
Phone: 1900 866 614
Email: [email protected]
Website: https://takomo.vn/
Fanpage: https://www.facebook.com/takomo.vietnam


7. FE Credit
In addition to offering fast, professional, and hassle-free consumer loans, FE CREDIT is committed to:
- Customers: Meeting all customer needs with professional customer service.
- Investors: Maintaining focus and efficiency in the way FE CREDIT operates its business.
- Partners: Providing accurate and potential business opportunities to partners.
- Employees: Creating a fair and motivating work environment.
- Community: Promoting meaningful community support initiatives and ensuring the welfare of the Vietnamese people.
Why choose FE Credit:
- Loan approval up to 70 million VND
- Fast disbursement
- Simple procedures
- No collateral required.
Address: 144 Cộng Hòa Street, Ward 12, Tan Binh District, Ho Chi Minh City
Phone: 1900 6535
Email: [email protected]
Website: https://fecredit.com.vn/
Fanpage: https://www.facebook.com/FECREDIT.VN


8. Doctor Đồng
Doctor Đồng is a fast, trustworthy online lending website with a straightforward and transparent process. First-time borrowers enjoy 0% interest and fees for loans lasting 10-30 days. From the second loan onward, you can repay in installments over 3 months with a 30% interest reduction. Loan amounts range from 500,000 VND to 10 million VND.
Why choose Doctor Đồng:
- Fast: After filling out the form, Doctor Đồng will contact you within 30 minutes to inform you of the approved loan amount. The funds can then be transferred directly to your bank account.
- Simple: Doctor Đồng offers a convenient service that allows you to apply for a loan without needing to visit a branch.
- Transparent: Doctor Đồng provides clear and honest information regarding the loan amount, interest rates, and any additional costs involved. You will be thoroughly advised by a professional team to make an informed decision without worrying about hidden service fees.
- Flexible: Doctor Đồng understands the challenges of repaying loans. We are ready to offer adjustments such as extending the loan term or modifying terms to fit your needs.
Address: 27B Nguyễn Đình Chiểu Building, Đa Kao Ward, District 1, HCM City
Phone: 1900 636 072
Email: [email protected]
Website: https://doctordong.vn/
Facebook: https://www.facebook.com/docterdong


9. Tima
Tima is renowned as Vietnam's number one financial connection platform. At Tima, your financial issues can be quickly resolved with special online loan packages, especially the two options: online loans through motorcycle registration and car registration loans.
Motorcycle Registration Loan at Tima
Although introduced later than other loan types, motorcycle registration loans offer convenience and speed for customers.
- Loan amounts range from 70% to 90% of the vehicle value, from 3 million to 42 million VND.
- Motorcycle registration loans do not require the vehicle's documents to be held as collateral. Customers can still use the vehicle for daily transportation as usual.
- All interest rates and fees are clearly and transparently disclosed, ensuring peace of mind for borrowers.
- Quick loan approval and disbursement processes, ideal for customers in urgent need of funds.
- Complete confidentiality is guaranteed, ensuring that personal lives remain unaffected by the loan process.
- Many motorcycle models are accepted, including SH, Lead, Air Blade, PX, Vision, Way... as well as cars like Acura, CRV, Accord, etc.
- Professional customer service, offering helpful and friendly guidance throughout the loan process.
Car Registration Loan at Tima
In addition to the fast consumer loan option through motorcycle registration, Tima also offers larger loans up to 2 billion VND through car registration loans.
- Car registration loans can range from 20 million to 2 billion VND depending on the customer's needs and the value of the collateral.
- The process is simple, requiring only car registration documents, identity card, and sometimes proof of residence or other documentation to increase the loan amount and processing speed.
- No need for property or workplace verification, nor income proof.
- Interest rates start from 18% per month, excluding taxes and fees.
- Disbursement takes from 30 minutes to 2 hours, depending on the speed of document preparation and cooperation from the borrower.
- The loan term can be up to 12 months, with repayment made in installments.
- Tima has a wide network of branches in major cities like Hanoi, Ho Chi Minh City, Vinh Phuc, Bac Giang, Bac Ninh, Hai Duong...
Only 4 steps to get a loan at Tima
- Step 1: Register for a quick loan by providing your name and phone number.
- Step 2: After submitting your information, Tima will call you within 2 minutes. A confirmation call about your loan approval will be made within 30 minutes.
- Step 3: Complete your documentation and sign the loan contract. Once signed, you can proceed with receiving the funds.
- Step 4: Receive the funds through online disbursement or at partner locations nationwide.
Loan requirements are simple
- Age: 20 - 60
- Income: 3 million VND/month
- Must have a vehicle and registration (vehicles not necessarily in the borrower's name are accepted).
In addition to traditional financial support, Tima has developed a technology platform that directly connects borrowers with lenders, bypassing intermediaries. Customers can simply visit the website https://tima.vn/ or download the My Tima app – a trusted online loan app provided by Tima to apply for a loan.
CONTACT INFORMATION:
Address: 275 Nguyễn Trãi St., Thanh Xuân, Hanoi
Phone: 19006 33688
Email: [email protected]
Website: https://tima.vn/
Fanpage: https://www.facebook.com/TimaFinanceOfficial


10. Tamo
Tamo.vn is an online platform offering 24/7 financial advisory and solutions to assist with your urgent financial needs. Understanding the challenges you may face, Tamo aims to provide you with simple, fast, and convenient financial solutions.
Tamo is recognized as the ideal platform for your financial needs. Offering a wide range of financial solutions with attractive interest rates, Tamo’s dedicated team is available around the clock to assist you. With simple, quick procedures, competitive rates, and a variety of programs, Tamo ensures optimal support for its customers. Here are some pros and cons of the Tamo app for online loans.
Why choose Tamo:
- Get online loans up to 15 million VND, available 24/7.
- Automated approval system.
- Repayment terms within a month, divided into smaller installments.
- Available for ages 20 – 60.
- Attractive interest rate starting from 18.3%.
- Available nationwide.
The registration process takes only a few minutes. The entire procedure is online, with no need for paperwork or complex procedures to approve your application. You’ll receive the funds once your application is approved.
CONTACT INFORMATION:
Address: 162 Nguyễn Chí Thanh, Ward 3, District 10, HCM City
Phone: 1900 633 806
Email: [email protected]
Website: https://www.tamo.vn/
Fanpage: https://www.facebook.com/profile.php?id=100068053822661


11. MoneyCat
MoneyCat is a part of LEND TOP Co., Ltd., specializing in fast online lending services. Here, you can easily apply for a loan directly on the website or by downloading the app, without needing an in-person meeting or credit evaluation. All you need is your ID card (CMND/CCCD) and a bank card to receive a loan of up to 10 million VND. Thanks to modern technology, the MoneyCat system automatically processes and approves loans, allowing for quick disbursement once the registration is complete.
The goal of MoneyCat is not just to be accepted into the financial system in Vietnam, but to develop into a strong, professional fintech company that continuously delivers the best value for Vietnamese customers.
The mission of MoneyCat is to accompany customers in building their personal credit, helping them evolve from someone without a credit history to a potential borrower for banks. MoneyCat believes that through this approach, alongside the guidance of the Vietnamese government, it can increase the accessibility of banking services for all sectors of the Vietnamese population.
Why choose MoneyCat:
- Loan amounts range from 500k VND to 10 million VND.
- Available for ages 20 – 60.
- 0% interest for first-time loans.
- Only a national ID card required.
- Bank card in your name.
- Exclusive offers for second-time online loans.
CONTACT INFORMATION:
Address: 07 Thanh Đa, Ward 27, Bình Thạnh, HCM City
Phone: 1900 636 727
Email: [email protected]
Website: https://moneycat.vn/
Fanpage: https://www.facebook.com/vn.moneycat

