Top 10 Banks with the Best Mobile Banking Apps of 2021

MyVIB is the innovative mobile banking app of VIB (Vietnam International Bank), designed to help you manage your finances easily and conveniently right from your mobile device. Now, you can open an account, transfer money, pay bills, top-up your mobile phone, and even check interest rates and foreign exchange rates with ease.

Key features of MyVIB:

• Open a personal payment account in just 5 minutes and instantly receive your account number.
• Transfer money to friends immediately without any delay.
• Send transaction notifications via Facebook, SMS, or email.
• Schedule transactions and set up recurring payments.
• Easily top-up your mobile phone.
• Transfer money between your VIB accounts.
• Pay bills conveniently with over 400 service providers.
• Check your account balance with a simple touch.
• Find restaurants, shops, and locations nearby offering special discounts for VIB cardholders.
• Change the home screen wallpaper effortlessly.
• Manage, store, and quickly find your VIB information.
• Set up your own PIN to access banking information quickly without needing to log in with your username and password.
• Chat online with bank staff.

MyVIB is an incredibly useful financial app, with a user-friendly interface and a wide range of integrated features, saving users valuable time and effort.

Download iOS version: https://itunes.apple.com/vn/app/myvib/id949371011?l=vi&mt=8

Download Android version: https://play.google.com/store/apps/details?id=com.vn.vib.mobileapp&hl=vi

The standout mobile banking app that meets all the necessary criteria in today's market is BIDV SmartBanking, a leader in the banking sector's digital transformation in the 4.0 era. BIDV SmartBanking was awarded the title of "Innovative Service Product of the Year 2017" by the Vietnam Bankers' Association (VNBA) and International Data Corporation.

BIDV's mobile app stands out in the market due to its diverse features, large investment in user interface design, and user experience. Since its launch, the app has continuously updated new features and optimized transaction processing speeds. In addition to basic financial management features such as transfers, account information checks, online savings, and card services, BIDV SmartBanking also offers various conveniences to meet the shopping, entertainment, and payment needs of customers in today's fast-paced world, such as QR Pay, flight bookings, hotel reservations, and movie ticket purchases. With these features, customers can easily manage all shopping transactions with just a few taps on their mobile phone, and the app will automatically suggest flights, movie screenings, and hotel rooms based on the user-selected criteria.

Download iOS version: https://itunes.apple.com/vn/app/bidv-smart-banking/id1061867449?l=vi&mt=8

Download Android version: https://play.google.com/store/apps/details?id=com.vnpay.bidv&hl=vi

VietinBank has officially launched the VietinBank iPay mobile app, which provides excellent features and unmatched convenience. In today's fast-paced world, mobile phones have become an essential tool for people of all ages and backgrounds, whether in urban or rural areas. Understanding the growing trend of digital banking and the need for fast, convenient, and cost-effective financial transactions, VietinBank introduced the VietinBank iPay mobile app for individual customers on November 15, 2013.

The iPay Mobile App is compatible with a wide range of devices, including iPhones, iPads, iTouches, and Android smartphones that are connected to the internet via GPRS, 3G, or WiFi. With the app, users can complete a variety of banking transactions such as checking account information, transferring money within and outside of VietinBank, making online deposits, paying regular loans, credit card bills, and more.

Designed with an attractive interface using VietinBank's signature colors, the app offers an intuitive, easy-to-use platform. Customer transactions are fully secured thanks to advanced authentication technology, ensuring safety around the clock.

Download for iOS: https://itunes.apple.com/vn/app/vietinbank-ipay/id689963454?mt=8

Download for Android: https://play.google.com/store/apps/details?id=com.vietinbank.ipay&hl=vi

TPBank launched the TPBank QuickPay app in October 2017, offering a revolutionary mobile payment and transfer service using QR codes. With this app, users no longer need to carry cash or cards; all they need is a smartphone with the TPBank QuickPay app installed to meet all their payment and transfer needs.

Available on both iOS and Android devices, TPBank QuickPay allows users to make quick and easy payments or transfers using QR codes, a feature relatively new compared to other apps on the market. To make a payment, users simply open the app, log in, scan the QR code, and confirm the transaction with fingerprint or PIN authentication. All of this can be done in seconds, without the need to enter a lot of information like with other digital banking apps.

One of TPBank QuickPay's standout features is the quick and simple registration process that is secure and free of charge. Whether you have a bank account or not, you can register for QuickPay by entering your name, ID number, phone number, and activation code. The customer verification process is also easy, as it only requires a selfie and a photo of your ID card or passport.

Depositing money into your account is hassle-free; you can transfer money, deposit cash through another QuickPay user, or set up automatic transfers from your bank account to QuickPay to maintain the desired balance. Payments can be made using the QuickPay account balance or through pre-loaded domestic and credit cards. Customers can also select their preferred payment source by swiping on the screen before confirming the payment.

Download for iOS: https://itunes.apple.com/vn/app/tpbank-quickpay/id1292194225?l=vi&mt=8

Download for Android: https://play.google.com/store/apps/details?id=com.tpbankquickpay&hl=vi

OCB Mobile Banking is an electronic banking solution provided by Orient Commercial Bank (OCB). This app allows users to quickly perform banking transactions via smartphones or tablets. With OCB Mobile Banking, customers can access various features such as checking balances, viewing interest rates, checking exchange rates, and accessing the OCB network. Additionally, it allows users to transfer money, pay bills, top-up prepaid mobile phones, purchase flight tickets, and pay electricity bills, among other services.

To use OCB Mobile Banking, customers need to meet certain requirements, including having a personal VND account at OCB, registering for the service, and using smartphones with supported operating systems. A 3G, GPRS, or WiFi connection is also required. The app is designed with a simple, user-friendly interface that is easy to set up and compatible with most popular smartphones. Above all, it ensures high levels of security and data protection.

Download for iOS: https://itunes.apple.com/vn/app/ocb-mobile-banking/id741965344?l=vi&mt=8

Download for Android: https://play.google.com/store/apps/details?id=com.ocb.OCBMobileBanking&hl=vi

SHB Mobile is an electronic banking service available on mobile phones and tablets, allowing customers to perform banking transactions via an app installed on their devices. Transactions are processed through GPRS/3G/WIFI connections, depending on the customer's preference.

Key Features:

• SHB Mobile service packages: mBasic - for information queries, and mGold - for information queries and financial transactions (with a daily limit of 50 million VND)
• Account balance, loan, and card information queries
• Transfers within and outside SHB
• 24/7 interbank transfers using Card Numbers
• Mobile top-up
• Bill payments for electricity, water, TV, flight tickets, mobile phones, and more
• Locate ATM locations, branches, exchange rates, and savings interest rates
• Easy payments using QRCode via SHB Mobile
• Free registration and usage
• A comprehensive, flexible, and diverse service offering
• Complete set of service functionalities

Download for iOS: https://itunes.apple.com/vn/app/shb-mobile/id538278798?l=vi&mt=8

Download for Android: https://play.google.com/store/apps/details?id=vn.shb.mbanking&hl=vi

MB Mobile Banking is the mobile banking app by MB, allowing customers to perform nearly all financial transactions and daily payments with simple steps, available anytime, anywhere. As an app designed for smartphones, it is frequently updated to offer an optimal and convenient experience for users.

Key Features:

• Open an online account: Instantly create a new MB account online
• Apply for a VinID MB Visa card
• Online loan application
• Digital savings
• Account information: Balance/statements for savings, loans, and accounts
• Mobile top-up
• Bill payments for over 70 service providers (electricity, water, flight tickets, etc.)

Download for iOS: https://itunes.apple.com/vn/app/mb-bank/id1205807363?l=vi&mt=8

Download for Android: https://play.google.com/store/apps/details?id=com.mbmobile&hl=vi

Agribank E-Mobile Banking for Android is the electronic banking app by Agribank. It provides all the essential features of online banking, such as checking account balances, transferring funds, paying bills, booking flight tickets, and more.

This is the official Mobile Banking app developed by the Vietnam Bank for Agriculture and Rural Development, in collaboration with Vietnam Payment Solutions Co. All transactions are processed swiftly and securely, saving time and effort for users.

Key Features:

• Balance inquiries, transaction history, transaction reports
• Secure transaction authentication with Soft OT
• Internal and interbank transfers 24/7
• Bill payments: Electricity, water, telecom bills, cable TV, tuition fees, etc.
• Mobile top-up
• Balance change notifications and bank info updates
• Convenient QR Pay for payments at over 50,000 stores and websites supporting VNPAY-QR
• Book domestic and international flight tickets instantly
• Book hotel rooms anytime, anywhere
• Movie tickets purchase
• Book train and bus tickets in just a few steps
• Shop freely with Vnshop
• Investment management, stock market info
• Locate ATM, Branches, and Transaction Offices
• Check interest rates, gold prices, exchange rates, and quick conversion tools

Download for iOS: https://apps.apple.com/vn/app/agribank-e-mobile-banking/id935944952?l=vi

Download for Android: https://play.google.com/store/apps/details?id=com.vnpay.Agribank3g&hl=vi&gl=US

Since October 2015, Techcombank has introduced several new features on the F@st Mobile app to provide even more convenience for its customers:

• Interbank transfers
• Prepaid phone top-ups
• Postpaid phone bill payments
• FPT ADSL internet bill payments
• Online game account top-ups, VTC Pay payments, and VTC digital TV charges
• Payment of Techcombank credit card balances
• Vietnam Airlines flight ticket payments
• EVN electricity bill payments

One exclusive feature available only at Techcombank is the OTT service (Over-the-Top), which delivers free SMS notifications about account balance changes to your mobile device with the F@st Mobile app installed. Always focused on ease of use, speed, and security, Techcombank continues to improve F@st Mobile, offering top-tier products and services to meet the growing demands of customers.

Download for iOS: https://itunes.apple.com/vn/app/f-st-mobile/id931883425?l=vi&mt=8

Download for Android: https://play.google.com/store/apps/details?id=com.fastacash.tcb&hl=vi

VCB-Mobile B@nking is a mobile banking service that allows customers who have registered for VCB-SMS B@nking at Vietcombank to perform banking transactions directly from their mobile phones, without needing to remember or send SMS commands.

Features of VCB-Mobile B@nking:

• Transfers within the Vietcombank network (from personal account to personal account)
• Prepaid mobile top-ups (Topup) for Mobifone, Vinaphone, and Viettel networks
• Postpaid bill payments for service providers
• Currently, Vietcombank supports bill payments with partners: Viettel (mobile, landline, ADSL), South Saigon Telephone Center – SST (landline, ADSL), Mobifone (mobile)
• Balance inquiries for Vietcombank payment accounts
• Transaction history inquiries for Vietcombank payment accounts

To use VCB-Mobile B@nking, customers need:

• A Vietcombank payment account.
  A mobile phone with internet connectivity (via GPRS/3G/Wifi) and one of the following operating systems: iOS (iPhone), Android, BlackBerry OS, or Java support.
• To have registered for the VCB-SMS B@nking service.

Download for iOS: https://itunes.apple.com/vn/app/vietcombank/id561433133?mt=8

Download for Android: https://play.google.com/store/apps/details?id=com.VCB&hl=vi