Top 10 Best Banks for Car Loans with Attractive Offers

The car loan program from Military Bank (MB) is highly rated among the top banks offering car loans in Vietnam. MB's car loan package provides many benefits and promotions for customers, including discounts on interest rates and other attractive offers. MB has built a strong reputation in the financial sector through its effective business operations. The bank has diversified its product and service offerings, underpinned by advanced risk management and IT infrastructure, and has expanded its business into new market segments beyond its traditional scope. After over 25 years of development, MB is now recognized as a stable, reliable, and trustworthy financial institution, with a strong reputation for safe and sustainable growth.

Advantages:

• Loan amount up to 80% of the car's value.
• Loan term of up to 120 months (10 years).
• Simple application process with quick approval, within 1-2 working days.
• Flexible repayment methods: lump-sum at the end, installment payments, or reducing balance interest payments.
• Collateral options include the car being purchased, real estate, existing vehicles, valuable documents, savings books, etc.

Currently, MBBank offers one of the highest car loan amounts, supporting up to 80% of the car purchase price for customers.

CONTACT INFORMATION:

Address: MB Tower, 18 Le Van Luong, Trung Hoa, Cau Giay, Hanoi

Phone: 19005 45426

Email: [email protected]

Website: https://www.mbbank.com.vn/

Fanpage: www.facebook.com/VietnamMBBank

Techcombank is a trusted bank where you can quickly secure a car loan with a fast disbursement time of just 8 hours. The bank offers a streamlined and simple loan process, ensuring minimal waiting time and a hassle-free experience.

Techcombank's mission is to become the preferred and most trusted financial partner for customers. With the slogan “customer first,” the bank continuously enhances its human resources to provide exceptional services that clients can rely on.

Advantages:

• Convenience: Offers car loans up to 80% of the car's value.
• Flexibility: Loan terms of up to 7 years for new cars and 6 years for used cars, helping customers manage financial pressure.
• Speed: Simple application process with disbursement once vehicle registration documents are available.
• Special offers: Fixed interest rate starting at 7.49% per year for the first 6 months.

With an extensive network of 315 branches and 1,229 ATMs nationwide, Techcombank is ready to serve customers with modern banking technology.

CONTACT INFORMATION:

Address: 330 Ba Trieu, Le Dai Hanh, Hai Ba Trung, Hanoi

Phone: 1800 588 822 & 1800 6556

Email: [email protected]

Website: https://techcombank.com/

Fanpage: www.facebook.com/Techcombank

The car loan program from PVcomBank, a subsidiary of Vietnam Public Joint Stock Commercial Bank, is highly trusted by customers due to its attractive offers that help people easily acquire a modern, luxury car in a short period of time.

As one of the pioneers in digital transformation, PVcomBank continuously updates and applies the latest technologies to develop its digital banking services, offering superior benefits. This digital approach brings customers closer to the bank, eliminating barriers of space, time, and location. Clients can quickly achieve their goals and enjoy a flexible, convenient experience with PVcomBank’s products and services.

Advantages:

• Competitive interest rates starting from 7.59% per year for the first 6 months, or 8.99% for the first 12 months.
• Wide range of eligible borrowers, simple procedures, and a commitment to disburse loans within 4 hours once the loan application is completed at the bank. This means customers can drive away with their new car the same day.

PVcomBank provides modern services with a professional, friendly, and dedicated approach, ensuring a high-quality customer experience.

CONTACT INFORMATION:

Address: 22 Ngo Quyen, Hoan Kiem District, Hanoi

Phone: 024 3942 6800

Email: [email protected]

Website: https://www.pvcombank.com.vn/

Fanpage: www.facebook.com/PVcomBankFanpage

To ease the financial burden of business growth and meet the demand for car ownership, Vietinbank offers an affordable car loan service with interest rates starting from just 7.99% per year and a loan amount up to 80% of the car’s value.

VietinBank’s mission is to become the leading bank in Vietnam, providing modern, practical financial products and services that meet international standards. With a customer-first approach, VietinBank strives for perfection and aims to enhance the quality of life through its services. By choosing VietinBank, you can be assured of high-quality products, excellent service, and a professional, friendly experience.

Advantages:

• Competitive and flexible interest rates, with additional interest rate support and fee waivers through various promotional programs.
• Loan limit up to 80% of the car's value, with the option to use the car as collateral.
• Loan terms of up to 5 years.
• Simplified and convenient loan procedures, with quick approval.
• Comprehensive consultation from professional and dedicated staff.

Through this service, VietinBank aims to help businesses expand their operations, maintain growth, and enhance operational efficiency.

CONTACT INFORMATION:

Address: 108 Tran Hung Dao, Hoan Kiem, Hanoi

Phone: 1900 558 868 & 024 3941 8868

Email: [email protected]

Website: http://www.vietinbank.vn

Fanpage: www.facebook.com/VietinBank/

The car loan package from ACB (Asia Commercial Bank) has gained significant trust from both individuals and businesses. With this loan service, ACB offers competitive interest rates starting at just 7.5% per year, allowing customers to borrow up to 80% of the car's value.

What sets ACB apart from other banks is its free vehicle valuation service, coupled with a highly responsive and professional team that ensures fast loan processing.

Advantages:

• Attractive interest rate starting from 7.5% per year.
• Convenience: Customers can use the car they wish to purchase as collateral for the loan.
• Flexibility: ACB offers highly flexible repayment options, including monthly or quarterly interest payments, with principal repayments available in equal or step-up installments based on the customer's preferences.
• Speed: ACB simplifies the loan application process and ensures quick processing, allowing customers to avoid lengthy and complicated procedures.

ACB is committed to delivering better results, optimizing time, effort, and resources to provide valuable outcomes for its clients.

CONTACT INFORMATION:

Address: 442 Nguyen Thi Minh Khai, Ward 5, District 3, Ho Chi Minh City

Phone: 0839 290 999

Email: [email protected]

Website: http://acb.com.vn

Fanpage: www.facebook.com/NganHangACB

Ocean Commercial Joint Stock Bank (OceanBank) offers a tailored car loan service that provides optimal financial solutions for individuals and businesses looking to purchase a car for personal use or business growth.

OceanBank is committed to gaining customer trust through exceptional service experiences, a wide variety of products, seamless processes, and multiple distribution channels. It aims to stand out by offering simple, innovative, and customer-oriented financial services that cater to various customer segments.

Advantages:

• Loan amounts of up to 80% of the car's value.
• Loan terms of up to 96 months.
• Loans are secured by the car being purchased.
• Additional collateral options allow for up to 100% loan financing.

OceanBank is focused on becoming an organization where employees are motivated and provided with opportunities for learning, development, career advancement, and competitive salary and benefits packages to unlock their full potential.

CONTACT INFORMATION:

Address: Daeha Building, 360 Kim Ma, Ngoc Khanh Ward, Ba Dinh District, Hanoi

Phone: 18005 88815

Email: [email protected]

Website: https://www.oceanbank.vn/

Fanpage: www.facebook.com/nganhangOceanBank/

When taking out a car loan at Shinhanbank, you can enjoy attractive interest rates starting at 7.19% for the first year, or 8.5% for a fixed three-year term. Given the rarity of such long-term fixed-rate loans in today’s market, choosing Shinhanbank for your car loan is an excellent way to maximize savings on your financing.

Shinhanbank strives to support the success of many more customers and plays a significant role as a financial partner. By efficiently allocating resources, it contributes to the overall value of society, fostering a prosperous cycle of growth that benefits both the bank and its customers.

Advantages:

• Loans available for individuals aged 18 to 65.
• Customers receive guidance from professional, experienced, and dedicated advisors.
• Shinhanbank offers loan amounts of up to 100% of the car's value, provided the borrower offers acceptable collateral.
• Flexible loan terms for car financing.
• Repayment options are highly adaptable to suit individual needs.
• Fast loan disbursement, as per the terms of the signed contract.

Shinhanbank helps clients reach their financial goals by offering innovative products and services that align with the latest trends, ensuring high returns on entrusted capital.

CONTACT INFORMATION:

Address: LD 01-03 and LD 01-04, Lexington Building, 67 Mai Chi Tho, An Phu Ward, Thu Duc City, Ho Chi Minh City

Phone: 1900 1577

Email: [email protected]

Website: http://www.shinhan.com.vn/

Fanpage: www.facebook.com/Shinhanbank.vn/

The car loan package from SeABank, one of the leading commercial banks in Southeast Asia, offers some of the most attractive terms in the market. SeABank has established partnerships with numerous car dealerships and manufacturers to provide customers and partners with the best benefits, along with very competitive interest rates.

Advantages:

• Loan amounts up to 80% of the car's value, which is relatively high compared to many other banks offering car loans. Furthermore, if you have valuable collateral like real estate, SeABank may offer loans up to 100% of the required amount.
• Loan terms can extend up to 60 months (5 years).
• The collateral can either be the car you're purchasing or other assets you own, especially if you're applying for a 100% loan.
• SeABank allows you to defer the principal repayment for the first 3 months.
• The loan process is quick and straightforward with minimal paperwork.
• You can receive your funds as soon as you have a document confirming your car registration.
• Flexible repayment methods tailored to your financial situation.

SeABank is committed to providing transparent information and offering superior services that deliver the greatest benefits to its customers and investors, ensuring the bank's sustainable growth.

CONTACT INFORMATION:

Address: 198 Tran Quang Khai, Hoan Kiem District, Hanoi

Phone: 024 3944 8688

Email: [email protected]

Website: http://www.seabank.com.vn/

Fanpage: www.facebook.com/SeABankOfficialFanpage/

Saigon-Hanoi Commercial Joint Stock Bank (SHB) is renowned for its car loan services, offering several attractive deals and low interest rates. Many customers in need of financing for a vehicle purchase are drawn to SHB due to these appealing advantages.

Currently, SHB has partnered with Thaco Trường Hải to provide special offers for customers purchasing cars from this brand.

Advantages:

• Car loans available for vehicles purchased from Thaco Trường Hải dealerships.
• Flexible and diverse collateral options, with the possibility of using the purchased car as security.
• Loan financing up to 90% of the car's purchase value.
• Personalized loan services and care for each customer.
• Competitive interest rates based on reducing principal balances.
• Simplified loan process with quick and efficient service from professional and friendly staff.

SHB is committed to offering modern, diverse, convenient, and efficient services, with a unique edge in the highly competitive market.

CONTACT INFORMATION:

Address: 77 Tran Hung Dao, Hoan Kiem, Hanoi

Phone: 1800 588856

Email: [email protected]

Website: http://shb.com.vn/

Fanpage: www.facebook.com/fanpageshb

Vietnam Joint Stock Commercial Bank for Investment and Development – BIDV offers a specialized car loan package for individuals and businesses, catering to the diverse needs of customers looking to purchase vehicles for personal use or business purposes.

As one of Vietnam's largest banking institutions, BIDV enjoys widespread recognition and respect both domestically and internationally. It is a source of pride for those working in the financial sector, known for delivering top-tier banking services. At BIDV, customers are assured of high-quality products and services, with the bank taking full responsibility for all its offerings.

Advantages:

• Simple and convenient loan application process.
• High loan limits, with financing available up to 100% of the vehicle's purchase price.
• Flexible loan terms, with repayment durations of up to 7 years.
• Professional and dedicated guidance from experienced staff.

BIDV provides a comprehensive range of modern banking products and services for both individual and corporate clients, ensuring a seamless and efficient banking experience.

CONTACT INFORMATION:

Address: BIDV Tower, 35 Hang Voi, Hoan Kiem, Hanoi

Phone: 024 2220 0588 & 1900 9247

Email: [email protected]

Website: https://www.bidv.com.vn/

Fanpage: www.facebook.com/BIDVbankvietnam